Jump to content


  • Tweets

  • Posts

    • A divorce lawyer should be able talk to you for up to half an hour without charging, to assess whether they can help with a separation agreement. You can find someone locally via the Law Society website, click on Find a Solicitor or follow this link.   https://solicitors.lawsociety.org.uk/   HB
    • I contacted a mediator who gave me their prices of £99 per person for the first session, £180 per person for each session after and then a further £180 per person for the paperwork ... which IS NOT LEGALLY BINDING   Think I'm in the wrong job! 
    • He is entitled to half of the equity, not half of the value as we have a mortgage on it   
    • Alternatively, I could continue to pay the loan that is with the the same bank as my mortgage, but wouldn't be able to make much if any reduced repayments on the other three.   Thanks for your help.
    • Illegal? No, Corrupt? No,  In breach of PRIN and the CCTA code? Possibly, dependant on your correspondence and arrangements  with them - send a SAR What people have to realise is once you sign a BOS the car is no longer yours You have permission to use it whilst you comply with the loan agreement  Your protection is the Default Notice should you get into arrears  It is prior to or on receipt of this that you need to converse with the lender don't ignore it
  • Our picks

    • I sent in the bailiffs to the BBC. They collected £350. It made me smile.
        • Haha
        • Like
    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
    • Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786
      • 33 replies

National Speed Awareness - Missed booking - ** RESOLVED **


Please note that this topic has not had any new posts for the last 756 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Good evening all,

 

I am in a sticky situation, I received an invitation letter to go to the National Speed Awareness Scheme to write off my speeding offence, I was doing 58mph on a 50mph zone.

 

My current situation:

I've been financially struggling due to getting married in July abroad and money is something I've been struggling with but I'm getting by and putting things into place.

 

I received the letter for the course on 7th January 2019 with every intention of attending the course, but I completely misread the situation,

 

when I went online to drivetech to have a look at the course and how much it would cost it mentioned that it has to be booked within 4 months,

I thought I'll strengthen my financial standing and book it at the end of month when I get some more money coming in.

 

I went online today to book the course , and my details were not found on the drivetech record!

 

I referred back to the letter, and it told me that it needs to be booked and paid within 21 days, but complete the course within 4 months!

I had completely misunderstood that, and this is a genuine mistake I have every intention of attending the course,

 

I'm extremely worried as attending court is the last thing I need on my plate,

can anyone give me any advice I am ready to take the course, and book it at the earliest opportunity,

I never meant to dodge the letter it was a misunderstanding from my part.

 

Can anyone please shed some light because I can't get this off my mind at the moment I've never had a criminal record, points or a speeding notice before and because of my mistake I am now worried that I will have to attend course!

 

Any advise would be greatly appreciated

Edited by dx100uk
spacing
Link to post
Share on other sites

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

So there is chance that I can have it extended, no way am I trying to neglect this I completely misunderstood the time frame for booking and decided to wait till the end of the month to gather more funds so it keeps me going as my bank account at the moment has taken a hit due to wedding planning.

 

It's been a week from today, that I was meant to book it so I'm hoping London Met Police are able to understand my situation.

Link to post
Share on other sites

Best way is to ring them, explain it was geuinly missed, and youre not trying to evade it as thats why youre calling. They wont accept the excuse of no funds due to a wedding, as the course should have been the priority.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

Thank you for your reponse! I genuinely had a misunderstanding, I know the wedding expenses is no excuse but I had no intention of avoiding it but due to my misunderstanding of the letter I genuinely thought I'd save up a bit of extra money and book it end of the month, had I realised it was 21 days I would have borrowed some money!

Link to post
Share on other sites

I will definitely keep that in mind! It wouldn't make sense for me to dodge a course only to given £100 fine and 3 points!

 

I hope they do have some sympathy and understand this was a genuine mistake from my side

Edited by Sunny89
Link to post
Share on other sites

let us know if they offer you the course or not. It will help others who have the same situation as you

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

Good morning folks,

 

Some great news received today, after a restless night and waking in the middle of the night, I spoke to a lovely lady who listened to me and put me back on the register, I have now officially booked my course for 7th February, great to know that they are understanding and give people a second chance!

 

If anyone has experienced a similar issue, my advice is to give them a call and explain it to them they are helpful and will do the best for you :D

Link to post
Share on other sites

Well done and very glad you got it sorted :)

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...