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Another - Received a letter from Loans 2go over car we purchased


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Afternoon all, I purchased a £300 car to use for a parts car whilst restoring another car.

As it happens I didn't really need anything so sold it on 3 days ago for a little under what I paid.

 

This morning I received one of those letters from Loans2go starting it's there property and they want it back.

I was a little taken back as I HPI checked the car but realised after checking report this morning that it was the cheapo option which didn't include finance.

Naturally I only use the more expensive hpi for expensive cars.....

 

I called them up and explained I wasn't aware etc, lady was very nice and kept saying I have 10 days or I could make a offer to settle.

I took great delight in winding her up as I won't be paying a penny :-)

I said well it's all very well saying I have ten days however you won't be getting anything and I have also sold the car.

The irony that it's now being used as a stock car as it's worthless.

 

So anyone know what happens next?

V5 was filled in on the night of sale online, I have a receipt with all buyers info and sellers info.

Loan was taken out against car in 2016........

 

I want to know if all my items & cars are safe from sticky hands.

 

Cheers for the help :)

Edited by dx100uk
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no-one can take anything.

you now don't own it.

 

and even if you did, the guys that turn up are NOT bailiffs and have zero legal powers

same as any DCA.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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no-one can take anything.

you now don't own it.

 

and even if you did, the guys that turn up are NOT bailiffs and have zero legal powers

same as any DCA.

 

Ok thanks. I have warned the new owner however my understanding now is that the car is not in one piece. It has now been converted into a banger racing car.

 

any ideas what powers they will in force for the new owner if any?

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I would think they are well vested in dealing with such people, most banger racing groups are.

it would be fun to see them gather all the bits up!!

 

unless they are court bailiffs on a court order any repo guy can be told to do one

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites
I would think they are well vested in dealing with such people, most banger racing groups are.

it would be fun to see them gather all the bits up!!

 

unless they are court bailiffs on a court order any repo guy can be told to do one

 

Ok cheers. I will update when we draw a line under it all. Doubt they will use bailiffs as that would cost significantly more than the car is worth.

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They cant touch you. The car doesnt belong to you. Its up to the new owner to deal with it now.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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