Jump to content


Defaults, special arrangements, settled markers.


dori2o
 Share

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5653 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Right, here we go.

 

I have read the Default Hell thread and it has answered most of my questions, but I have a couple that do not seem to be there.

 

1, If I was to send a request for a default to be removed from a settled/closed account prior to making a claim to refund charges, would this then prevent me from making a claim for my charges.

 

2, I have 2 items in my credit file that show special arrangements, basically, to pay back arrears on a loan and overdraft. these are now up to date with no arrears, and neither have any charges to reclaim. Both these accounts are still live, one is my current account, and one is a loan.

 

3. I have 3 settled markers on the records, now I didn't think they were that bad, until I was told by my loan company that they were charging a higher rate of intrest because of them. All of these records are closed.

 

Can I request these are removed? and what process do I use?

 

Also, one of the markers now deemed settled was with British Gas, I left them in 2003 and now do not know the account number, however, I have, under false pretences, returned to British Gas, will this have any affect on my request to remove the default/settled status.

GE Money S.A.R - (Subject Access Request) issued 21/11/06. Responded 01/12/06. Prelim sent 05/12/06 £406. Response 12/12/06- **SETTLED IN FULL** (£396)

HSBC S.A.R - (Subject Access Request) issued 05/12/06. NO charges in last 6 years.

Lowell CCA issued 21/11/06. Further reminder sent 8/12/06. Now commited criminal offence no response.

Capital One S.A.R - (Subject Access Request) sent 08/12/06 Responded 03/01/07-Prelim Sent 16/01/07. LBA issued 06/02/07- N1 served 07/03/07- acknowledged 14/03/07.

Scotcall CCA issued 16/01/07. Criminal offence committed.

HFC Prelim sent 16/01/07. LBA sent- Final Correspondance issued with time limit of 29/03/07.

Link to post
Share on other sites

bump

GE Money S.A.R - (Subject Access Request) issued 21/11/06. Responded 01/12/06. Prelim sent 05/12/06 £406. Response 12/12/06- **SETTLED IN FULL** (£396)

HSBC S.A.R - (Subject Access Request) issued 05/12/06. NO charges in last 6 years.

Lowell CCA issued 21/11/06. Further reminder sent 8/12/06. Now commited criminal offence no response.

Capital One S.A.R - (Subject Access Request) sent 08/12/06 Responded 03/01/07-Prelim Sent 16/01/07. LBA issued 06/02/07- N1 served 07/03/07- acknowledged 14/03/07.

Scotcall CCA issued 16/01/07. Criminal offence committed.

HFC Prelim sent 16/01/07. LBA sent- Final Correspondance issued with time limit of 29/03/07.

Link to post
Share on other sites

 Share

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...