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I am just getting round to starting my PPI claims - somewhat late I know. Please can someone let me know what the first step would be after remembering which companies I had the loan or cc with. Would it be a SAR request?

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Yes


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I would also say have a huge blitz of your paperwork, you might be surprised what you find and where. Remember ultimately it will be down to you to present a case of why you were miss sold. Good luck.

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But how do you know where to write & send the SAR to... ? Some PPI claims go way back and loan companies change their names or just disappear... I had quite a few loans with Chartered Trust & Savings, but can't find their whereabouts... or even if they still exist but under a different name...

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cant see why not

100's of threads here about them just use the search CAG box of the top red toolbar.

 

https://cse.google.co.uk/cse?cx=partner-pub-8889411648654839:6449422593&ie=UTF-8&q=Chartered+Trust+%26+Savings+ppi&sa=Search+CAG

black horse..


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

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WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI Read Here

3. Reclaim Bank Account, Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial Read Here

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It is somewhat daunting I think. I have no paperwork whatsoever so need to write off requesting a SAR. I have read somewhere that you are able to email these days rather than writing but that they require a signature (of course) but is that a scanned signature or an electronic one actually on the email? I appreciate information will be in the 100s of threads on the Forum but if anyone could give me a quick response I would be very grateful.

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One of my claims will be for an Egg credit card. Having read on here that Barclays should be contacted about this I have checked their site and it states that Egg cards only after 2011. Mine was way back in the late 90s if I remember correctly so think it will be Citibank I need to contact.

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PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI Read Here

3. Reclaim Bank Account, Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial Read Here

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Unfortunately there was so much on that page I was unable to find any address however I had found the one for Citibank yesterday.

 

If anyone could respond to my query above regarding emailing to request a SAR and how you go about adding your signature I would be very grateful :)

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Better to have a papertrail


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI Read Here

3. Reclaim Bank Account, Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial Read Here

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I have searched for the cost of a SAR but can only find old posts where the fee is £10. Can anyone let me know how much it is these days - thanks.

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Its free


We could do with some help from you.

 

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If you want advice on your thread please PM me a link to your thread

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Thought so but wanted to be certain - thank you!

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I've heard back from Citibank who state they need more information regarding my old Egg credit card. They are asking for certified copies of documentation to complete their customer verification process. I know what a certified copy is but does anyone know if this is usual? Thanks.

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did you send a copy of your CTAX bill as it advises in the sar thread if you have moved since taking the card out?


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI Read Here

3. Reclaim Bank Account, Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial Read Here

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No I didn't - that would have been too easy but I've got a copy for them now.

Edited by Angel Steele
Typo

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that's should be all they need


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI Read Here

3. Reclaim Bank Account, Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial Read Here

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HSBC have come back to me saying they have nothing relating to a loan I had with them in 2001/2002.      I know there is a letter template to request the Certificate of Destruction or whatever  it is called following disposal of any documents.    

 

I have heard back from three other organisations and it doesn't look like I paid any PPI which is what i suspected but it was worth checking anyway.

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there no template but an example letter is on a recent topic here


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI Read Here

3. Reclaim Bank Account, Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial Read Here

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So no actual template.  Ok well I have spent some time trying to find the example letter but so far haven't located it.

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recent post by bankfodder I think

might be in tnooks Barclaycard thread


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI Read Here

3. Reclaim Bank Account, Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial Read Here

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PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI Read Here

3. Reclaim Bank Account, Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial Read Here

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Thank you for that - I looked and looked but didn't come across that one!

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Despite Lloyds' site saying they deal with old Goldfish cards they have written back (after I had to chase them about it) to say Barclays are who I need to contact.    Could anyone let me have the correct address to SAR Barclays about this?    I have looked online but there are several addresses given and i want to make sure I get the correct one.   It is for an old current account.  Thanks in advance.

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not sure where you got goldfish were anything to do with lloyds

always been barclaycard

Barclays for the OD account.

both correct addresses are in the top posts of each named forum here off the top left forum tab


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI Read Here

3. Reclaim Bank Account, Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial Read Here

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