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Intrum SD - old LLoyds Credit card


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A family member has been sent a letter from Intrum threatening that they will consider issuing a Statutory Demand for Bankruptcy proceedings.

The alleged debt is one Intrum bought which is for over £10,000 and is about 10 years old.I also know the debt isn't statutory barred in the near future.

A previous DCA was sent a CCA request about 6 months ago, this was not adhered to and they said they were looking into it.

 

Do we now send a CCA request to Intrum and a SAR to the original debitor in readiness for any proceedings?

 

many thanks in advance for any advice

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" The alleged debt is one Intrum bought which is for over £10,000 and is about 10 years old.I also know the debt isn't statutory barred in the near future. "

 

How come...are payments being made ?

 

 

Andy

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Was the last payment before January 2013? if so is likely SB anyway.

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We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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is the debt subject to a credit agrement in the first place? We assume so because you say yu sent a CCA request but if it isnt covered then that wont get you any breathing space.

More detail on the what and who with, when sold on etc will tailor the responses

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Thanks for the replies,

 

I have found some more information which should help.

The last payment made was in March 2017. This is a credit card debt taken out with Lloyds Tsb in 2010 (might be one year earlier)

A CCA request was sent to a DCA working on behalf of Lloyds back in the middle of 2017. They replied that they would send the documents once received, but none was ever sent.

It was sold at the end of 2018.

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Send Intrum a fresh section 78 request

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We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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thread title updated for clarity and moved to the Lloyds forum.

 

sent 1st credit [intrum] a new CCA request.

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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Keep a copy and proof of postage.....and any response as you may need it if they do issue a SD

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

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