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Lowell Solicitors PAP Letter old CAT debt

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Hi,

 

I have just received a letter and form from Lowell Solicitors regarding a mail order catalogue for just under £900.

 

No payment has been made for 3 1/2 years, account taken out around 2010.

 

It is saying if I don't reply or make payment within 30 days they will start court proceedings.

 

Any advice on how to deal with this?

 

Thanks

 

JJ

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Hi, yes very similar, it is their reply form on the top

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Then follow the instructions as per the link...use our forms not theirs.


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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Thank you, and attached a CCA request as well?

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Yes


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Sorry to be a pain, what would be the best thing to put in Section D?

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All provided in the link above...post #4


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

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why did you stop payments

was there any dispute over the sums the cat company wanted?


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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No, moved house and a down turn in business, so just had enough to pay the priority debts and nothing else

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ok just put.

the debt purchaser has yet to provide any or all of the required documentation.


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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No only just sent the form back to them

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what form?


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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The one that you recommended I sent along with the CCA request

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good.:thumb::thumb:


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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Hi, still had no confirmation back from them, and they keep ringing 2 or 3 times a week.

 

P.S like the new layout

 

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good let it run


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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Finally had a response saying they are compiling a response to my points raised in the PAP and the case is on hold will they sort this out.

 

Do I just wait or is it best I send them a letter?

 

JJ

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no radio silence till/if they comply

then scan up the rubbish they've sent


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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Will do.

 

Thanks again DX

 

JJ

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Just received a letter from the solicitor saying they still haven't been able to provide us with a full response and have returned the case back to oc and communicate with them in the future.

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Now there's a surprise  :becky: ........not.


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your thread please PM me a link to your thread

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Just had a Pre-legal Assessment letter arrive, but they still haven't sent me a response to my queries.

 

Is it safe to ignore or start a formal complaint? 

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Thats the second one isn't it ?


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your thread please PM me a link to your thread

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This one is from Lowell themselves the last one, the PAP was from the next table down solicitor who couldn't respond to my query and sent it back to Lowells

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