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    • IN THE COUNTY COURT AT xxxx CASE NO: xxxx BETWEEN JC INTERNATIONAL ACQUISITIONS LLC – CLAIMANT AND xxxx – DEFENDANT   NOTICE PURSUANT TO RULE 27.9 (1) OF PART 27 CPR The defendant hereby gives notice that it will not attend the hearing on 19th July 2019 at 2:45pm and further gives notice that the defendant has served all documents upon which it relies on the claimant and has filed such documents with the court and hereby requests the court to decide the claim in the absence of the defendant and the defendant confirms it has complied with rule 27.9 (1) (a) and (b). To: The claimant and to the district judge. xxxx Served this 17th day of June 2019 by xxxx the defendant.   Done this but dont think I can put the bottom bit as we have not given 7 days notice. How would you edit it. I will take it into the court today or email it.
    • Thank you for your reply, it is very odd indeed. We have googled all weekend and cannot link him to anyone she even knows. The letter is from the courts, it mentions about bail being granted following him being sectioned under the mental health act. States that he has a court appearance on 4th July and a warrant will be issued  if he does not attend. More letters have arrived over the weekend.
    • The threshold will vary from company to company but I have worked on the estimate of £1000 and less as to instruct a solicitor to defend would cost more than this, but it depends how serious they are and how sure they feel about not giving out info.   Its all about putting them on the spot legally to show that their procedures are flawed and how can we be satisfied they are going to adhere to GDPR rules if they cant even supply the info. Not sure how seriously the ICO would take the fact that any company had a ccj based on their non compliance but am certain it would't do any harm to their investigation.
    • I does sound like it, unfortunately when you get to cars of this value, you have to take into account what sort of profit margin the dealer is going to be taking out of it, and what sort of potential after sales service this can support realistically. the end result is when you get to the bottom of the market you've got the more arthur daley type retailers who are making money either from expensive finance options for people with poor credit ratings, or from essentially ripping people off by selling cars at the full retail mark up, but not giving the backup one would expect after paying the top whack forecourt price.   I think there's an argument when you're in this price bracket for buying privately after doing some research into the type of car you want, you'll end up paying less, and you can put the money saved aside for the inevitable repairs and maintenance.
    • A very odd story indeed. I think I would start off by writing a letter to the court – sent recorded delivery – and also a letter to the police. You need to make sure that you have a paper trail for this. Who is the sender of the letter? Is it the CPS? Send them a letter as well – recorded delivery. I'm not quite sure what else to suggest but may be somebody else will come along with other ideas. But anyway send the letters I have suggested whatever happens
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HSBC sold to Cabot who are denying settlement arrangement

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Mrs Echodale is being harranged by Cabot over HSBC credit card debt


. HSBC agreed that if she made sixty payments of £xx then she could save £1800 and would not need to make any more payments after July 2018.


She has honoured the agreement and made last payment as agreed.


Cabot apparently bought the debt a few years ago and are chasing the £1800, they say they have contacted HSBC and have been advised that no such arrangement exists.


We have the original Metropolitan/HSBC letter from 2013 and even though the onus is upon Cabot to 'prove it' we have sent them a copy.


I think next step is to send a formal complaint to both organisations.

Any advice welcome.

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Please will you post up a copy of the letter in PDF format


Maybe you can tell us a little bit more about the history of the debt as well.

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Why are you looking for a settlement? Cca them. Cabot do not chase enforceable debts. They're money grabbers. They won't have ANY paperwork on the debt and I hope you aren't planning to give them any.


You're being cash cowed and been marked as gullible

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..



If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks


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Pers i'd have ignored them

Let it go all the way to court and show the judge the letter then seek costs



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