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HSBC sold to Cabot who are denying settlement arrangement


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Mrs Echodale is being harranged by Cabot over HSBC credit card debt

 

. HSBC agreed that if she made sixty payments of £xx then she could save £1800 and would not need to make any more payments after July 2018.

 

She has honoured the agreement and made last payment as agreed.

 

Cabot apparently bought the debt a few years ago and are chasing the £1800, they say they have contacted HSBC and have been advised that no such arrangement exists.

 

We have the original Metropolitan/HSBC letter from 2013 and even though the onus is upon Cabot to 'prove it' we have sent them a copy.

 

I think next step is to send a formal complaint to both organisations.

Any advice welcome.

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Please will you post up a copy of the letter in PDF format

 

Maybe you can tell us a little bit more about the history of the debt as well.

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Why are you looking for a settlement? Cca them. Cabot do not chase enforceable debts. They're money grabbers. They won't have ANY paperwork on the debt and I hope you aren't planning to give them any.

 

You're being cash cowed and been marked as gullible

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Pers i'd have ignored them

Let it go all the way to court and show the judge the letter then seek costs

please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s -  would collapse overnight.

 

DCA's view debtors as suckers, marks and mugs - that's why they will never tell you they are not bailiffs and have absolutely zero legal powers on any debt.

 

 

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