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    • Yep! I always thought I got that because the account I had then was Marrisota but when the marriage issues happened and back in 2015 when I was initially trying to get this all sorted out the “debt” paperwork was all JD Williams - aren’t they the “parent” company?   I will check the dates.    so do I stop paying while I do all the paperwork? 
    • Even though I’ve been paying them for this long?    I know you’re going to say something along the lines of “because they’re a bunch of muppets” but why are they doing this as if I’ve not been paying?   dx - I took the name and address out for privacy...
    • you didn't pay lidls the speculative invoice charge of £45.   the only connection to them is their head office signed their region up to have their local stores car parks managed by the scammers because they had been duped into thinking people that abuse their car parks cost the region xxx in lost shopping revenue because another shopper could have used it.   they never see any of the money these bandits gleam from people paying a speculative invoice off ever and annually get ripped off by paying the fleecers £10'000 each year to give them permission to manage their carparks. anyone that pays the money goes directly into the parking fleecers pockets.   however i understand you are new and green but part of a forum is also self help which relates to my comment about where did you ever get the idea to pay them from...certainly not here.   so lidls wont be doing and can't do anything further, they certain wont be interested in instructing their fleecers to refund you and can't and most certainly won't refund you themselves.   go do a chargeback   dx              
    • OK,  I have not claimed anyone told us to pay in this forum.   As grown up adults we made this decision. I am sharing our experience in case it benefits anyone.    Our approach to this is if Lidl didn't help at the end we would take our shopping elsewhere and the so called reduced charge of £45 paid would be the end of the story, even if is unfair.    As I mentioned Lidl cust. service already emailed us to confirm that they have contacted Athena to cancel the charge, I'll first follow up with Lidl. If not resolved will resort to chargeback.  
    • no one ever said PAY THEM, you never ever do that.   if you paid by debit card go get it back by a chargeback to your issuing bank.      
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    • @curryspcworld @TeamKnowhowUK - Samsung 75 8K TV - completely broken by Currys. https://www.consumeractiongroup.co.uk/topic/426151-samsung-75-8k-tv-completely-broken-by-currys/&do=findComment&comment=5069075
      • 6 replies
    • @skinnyfoodco Skinny Foods. https://www.consumeractiongroup.co.uk/topic/426130-skinny-foods/&do=findComment&comment=5068996
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    • I’m in desperate need of help
       
      I bought some clothes online in may through Evans and paid through PayPal
      returned them all seven days later
       
      I waited the 14days for my refund and no refund came
      I put in a dispute through PayPal but I didn’t get any emails to escalate the case - PayPal closed it. 
      evans said they couldn’t refund the money because PayPal have cancelled the refund because of the open dispute
       
      I contacted PayPal
      they said the dispute had been closed but Evans at no point had attempted a refund.
      fast forward to today
       
      I’ve got copies of numerous messages sent to and from twitter messages as it’s the only way I can contact them
      I’ve also contacted their customer service too
      all I get is PayPal have cancelled refund because dispute is still open.
       
      I have proved that the dispute is closed
      I have got an email saying that if Evans sent the refund they would accept it
      but up until the date I got the email they have not once attempted a refund .
       
       I have sent them a letter before court email
      I have even offered to have the full refund as a gift card just to get this sorted !
       
      I’m literally at the end of my tether and don’t know where to turn next !
       
      i suffer with mental health issues and this is affecting my health and I’d saved the money for a year to buy these clothes as I’m on a low income .
    • In desperate need of help. https://www.consumeractiongroup.co.uk/topic/425244-in-desperate-need-of-help/&do=findComment&comment=5067040
      • 29 replies

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found this forum by accident, had an awful problem with Swift a couple of years ago, almost lost my home. A long story, changed careers, got into various debts and was offered a loan by Swift of (from memory, do not have any papers with me) of around 11k, paid the loan for a couple of years, unfortunately fell into arrears with this also, and on two seperate occasions, they tried to reposses my home, eventually a friend put me in touch with a mortgage broker, and after having the loan for about 2 years or so, the only way that I could end the agreement was with a settlement figure of some 28k... bottom line is, they have taken a huge chunk of the equity from my home, and meant that the plans for my future have had to be massively re-thought. I specifically remember talking to Mark White (that's how I found this forum) and would dearly love someone to put these guys out of business....I remember the broker that arranged my re-mortgage describing Swift as nothing more than "legalised money lenders"..

 

I will try to dig out some old statements, and maybe try to get back some of the money they *EDIT* from me..

 

I remember hearing that they have a property portfolio, so I guess rather than doing what most reputable organisations do, and when they reposses, just sell the property to recoup their losses, they keep the property....:x

Edited by 42man
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I will try to dig out some old statements, and maybe try to get back some of the money they *EDIT* from me.

It may feel that way but this comes under "Civil Law" and you should consider the word " unlawfully", when they implement charges. Did you have early resettlement at ridiculous rates for something like three quarters of the period of the loan?

Edited by 42man

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