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    • love the extra £1000 charge for confidentialy there BF   Also OP even if they don't offer OOC it doesn't mean your claim isn't good. I had 3 against EVRi that were heard over the last 3 weeks. They sent me emails asking me to discontinue as I wouldn't win. Went infront of a judge and won all 3.    Just remember the law is on your side. The judges will be aware of this.   Where you can its important to try to point out at the hearing the specific part of the contract they breached. I found this was very helpful and the Judge made reference to it when they gave their judgements and it seemed this was pretty important as once you have identified a specific breach the matter turns straight to liability. From there its a case of pointing out the unlawfullness of their insurance and then that should be it.
    • I know dx and thanks again for yours and others help. I was 99.999% certain last payment was over six years ago if not longer.  👍
    • Paragraph 23 – "standard industry practice" – put this in bold type. They are stupid to rely on this and we might as well carry on emphasising how stupid they are. I wonder why they could even have begun to think some kind of compelling argument – "the other boys do it so I do it as well…" Same with paragraph 26   Paragraph 45 – The Defendants have so far been unable to produce any judgements at any level which disagree with the three judgements…  …court, but I would respectfully request…   Just the few amendments above – and I think it's fine. I think you should stick to the format that you are using. This has been used lots of times and has even been applauded by judges for being meticulous and clear. You aren't a professional. Nobody is expecting professional standards and although it's important that you understand exactly what you are doing – you don't really want to come over to the judge that you have done this kind of thing before. As a litigant in person you get a certain licence/leeway from judges and that is helpful to you – especially if you are facing a professional advocate. The way this is laid out is far clearer than the mess that you will get from EVRi. Quite frankly they undermine their own credibility by trying to say that they should win simply because it is "standard industry practice". It wouldn't at all surprise me if EVRi make you a last moment offer of the entire value of your claim partly to avoid judgement and also partly to avoid the embarrassment of having this kind of rubbish exposed in court. If they do happen to do that, then you should make sure that they pay everything. If they suddenly make you an out-of-court offer and this means that they are worried that they are going to lose and so you must make sure that you get every penny – interest, costs – everything you claimed. Finally, if they do make you an out-of-court offer they will try to sign you up to a confidentiality agreement. The answer to that is absolutely – No. It's not part of the claim and if they want to settle then they settle the claim as it stands and don't try add anything on. If they want confidentiality then that will cost an extra £1000. If they don't like it then they can go do the other thing. Once you have made the amendments suggested above – it should be the final version. court,. I don't think we are going to make any more changes. Your next job good to make sure that you are completely familiar with it all. That you understand the arguments. Have you made a court familiarisation visit?
    • just type no need to keep hitting quote... as has already been said, they use their own criteria. if a person is not stated as linked to you on your file then no cant hurt you. not all creditors use every CRA provider, there are only 3 main credit file providers mind, the rest are just 3rd party data sharers. if you already have revolving credit on your file there is no need to apply for anything just 'because' you need to show you can handle money. if you have bank account(s) and a mortgage which you are servicing (paying) then nothing more can improve your score, despite what these 'scam' sites claiml  its all a CON!!  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Builder add-ons


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Builder estimate for renovation work on our house was £7,500. Work included removing window & replacing with patio doors, removing two internal walls, fitting insulated plaster board in bedroom, laying hardwood floor, converting a bedroom into a bathroom, including external pipework.

We paid an initial £5000. He took over seven months to do the work, with very long, unexplained absences throughout (the longest was 9 weeks).

During the work, we also asked him to fit respatex in the shower, board out the new bathroom with plasterboard (uninsulated), he added coving in the kitchen and supplied underlay for the wooden floor. He has now billed us for the remaining £2,500 of the original estimate

and a massive £4260 for the extra work. This seems far too high for the additional work. I have asked for an itemised bill, but think I am being taken for a ride.

 

Any advice much appreciated.

 

:smile:

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Well the delays certainly seem to be excessive and although I have no idea why you tolerated it, it's too late to do anything about it now.

 

We don't really know what the extras were all about but we take your word for it that the figure is rather high.

 

By section 15 of the Supply of Goods and Services Act 1982, SGSA, where a price has not been agreed then a reasonable price will be implied.

 

Make your own private list of all the works you think has been carried out and try to identify materials which have been supplied. Receive his list and then compare the two. If there is a significant discrepancy then you will probably need to get an independent third party to take a look and to give you an evaluation of the work which was carried out. If the amount of money which is now being demanded by your builder seems to be particularly excessive then let us know and we will help you with the next step which will be to refuse to pay, to offer a reasonable sum for the work done and materials supplied and then to make it clear that if he wants anything more that he will have to see you in the County Court for it.

 

One mistake that people often make is that they refuse to pay anything against an excessive bill. This has the effect of maintaining the level of the alleged outstanding money and makes it more worthwhile for an angry claimant to begin an action. The trick is to reduce the disputed sum as much as possible by paying a reasonable amount of it and then leaving it to the claimant to decide whether he wants to go to the trouble of claim back the diminished total.

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Didn't you discuss the price of the extra work at all?

Maybe informally, rough figure?

If not, list all the extras in bullet points here with measurements where applicable and I can give you a fair range of prices.

Then you can try to amicably negotiate with the builder and if he doesn't bulge, you'll need to do what bankfodder said, getting independent estimates and pay that.

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  • 2 weeks later...

Hi king12345,

I'm really questioning the following 2 items on his bill:

 

£1800 for plasterboarding & taping & coving kitchen ceiling (£1560 labour) - 15 feet x 14 feet

£1100 plasterboarding & taping bathroom (£680 labour) - 14 feet x 6 feet.

 

Any help greatly appreciated. Cheers

Edited by Invoice
typo
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I think in order to deal with this you will have to get some independent assessments as to whether the work was necessary and whether the cost of the work and parts was reasonable or excessive.

 

If you can get somebody to tell you in writing that the work was either not necessary or the price which is being charged as excessive – and better still if you can get to people to say that then we can help you.

 

Also, if you want help on this forum you will need to engage with this thread

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Thanks. I'm not questioning if the work was necessary, I'm questionaing if the labour costs are excessive. I only received an itemised bill from builder today, hence the delay in my second post.

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Get the independent estimates as to the reasonableness of the charges. Then come back here

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Get independent estimates

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