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jerrythompson

Can Moriarty Pass The Buck to Sky?

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Please could you help?

 

It would appear that my partner's historic debts have been sold off as this is the second issue in as many months...

 

On 28th December we received a Final Demand from Moriarty Law for an alleged debt to Sky for approximately £200.

This was the first letter we had received.

 

On 2nd January we sent the SAR and £1 as recommended by CAG.

 

Today we have received a letter stating the following:

 

Please be advised , we are unable to supply copy bills or statements of account.

To obtain these you will need to log into the Sky portal using your Sky ID for online services.

 

With regard to your request for a copy of the credit agreement relating to this claim,

we can confirm that this debt is for services provided by Sky and not for credit and the Consumer Credit Act 1974 does therefore not apply.

 

Consequently, please find enclosed a refund cheque for £1....

 

Can they request money with no proof and have we sent the wrong letter in the first place??

 

Any help would be gratefully appreciated as I'm not sure how to respond.

 

Many thanks for your time

JT

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sar is free

cca is £1 but they are correct it doesn't apply.

 

who are moriaty's client please


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I would be interested who Moriarty Law's client is...

And They do have to supply bills etc to validate the debt...

 

Be interested to see if this does go further - Keep the letter - If they suddenly magic up a bill if it goes through a claim... Then it can be held that they may have been acting dishonestly...

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Thank you!

 

Moriarty Re: JC International Acquisition LLC

Original lender Sky Plc

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should have ignore them jerry.

 

never seen a sky debt litigated upon here.


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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think what you like...its a threat-o-gram. that should have been ignored.


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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until/unless you get a PAP letter of claim from their pet solicitor

but no need to panic over anything.

 

tell us about the sky debt please


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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The letter we have is the final demand before proceedings and the debt was carried over from after my partner and I split up. She apparently stopped paying everything!

At the moment it's for £227 plus costs but this is the first I've heard of it.

Still just sit tight?

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who signed contract with Sky? if your ex did then it isnt your debt, if you did or you did jointly ( that would be odd) then your debt if it is real.

If it was your account send a SAR to sky. Probably wise to do that anyway to see what they have on you

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I don't remember who signed with Sky and if I now contact Sky, will that be admitting some element of liability?

 

I have been away from there since October 2015 and my ex left there August 2016 so I don't know what, where or when this accrued or if I ever even entered into it!

 

It tended to be my ex that arranged this sort of stuff so I'm left holding the baby!

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nothing to do with sky now they've sold the debt

so quite safe to enquire.

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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Good - You should have enough time to get all the info back...

Lets see how this goes... As DX mentioned it is unheard off for this to go Legal - But with Mor Law - They are a Legal Solis for Hire...

 

If it does go to court then we can help defend if need be... Just keep your wits about you and come right back if you get a Letter Of Claim or something titled similar...

 

Id also say that their response about logging to a Sky Account to get bills etc - they have to validate it on paper... They can't just claim money and not justify it / quantify it.

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