Hi Pete and Welcome to CAG
Your first port of call is to check if you actually do have a judgment against you by checking here :-
There is a small fee or you could check your credit reference files to see if a CCJ is showing on your credit files.If there is get the details of the judgment claimant and claim number and then contact CCBC Northampton (MCOL) and ask for copies of the claim and judgment.
Come back here once you have done this.
Topic title updated
I see what you mean. Although the mis-selling actually happened in the 90s, long story short, I thought it had been dealt with back then, but then found out two years ago that there was a pension still in existence, although by then it had been transferred or sold to ReAssure to manage. So given that I have only been aware of this for under two years I do think I fall into the 3 years time limit. I have been communicating with HSBC (not that they've reciprocated - they have ignored every communication sent) about the issue since last summer and have evidence of the correspondence sent (2 emails and 1 letter sent through the post which was signed for).
god it get worse,
well argos wont refund as the card was not faulty so don't bother asking
your bank wont refund the payment made to get the card from argos as the card was not faulty.
can you ask for a replacement download of the game.
or get them to diagnose the issue, so confirming its not completing?
when was the game purchase please?
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