Jump to content


style="text-align:center;"> Please note that this topic has not had any new posts for the last 242 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hi

 

Had a BC from 2003 - 2017.

PPI Claim went in through Resolver 2018.

BC Paid over payment of coms under Plevin ruling, so i pushed to FOS.

FOS rejected on both occasions.

 

I passed my case to a CMC.

They have told me that i have a reasonable chance of winning a claim,

but there just inst the money in it for them to proceed. (apparently a claim to the value c£2.5k).

 

Is this worth continuing with, and putting a legal claim in?

 

Thanks

G

Edited by dx100uk
Miller Gardner advert removed

Share this post


Link to post
Share on other sites

resolver is useless for PPI

never waste money on a CMC when you can do it yourself for free.

 

so why are you claiming plevin and not the PPI premiums you paid over 14yrs back?


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

Hi DX

 

I was claiming all PPI, but BC said the PPI was not miss sold, so only paid out the excess coms under Plevin.

 

Thanks

G

Share this post


Link to post
Share on other sites

Oh well, if Barclaycard say that there was no mis-selling, it must be true. End of story


Share this post


Link to post
Share on other sites

Ha yeah definately BF.

Wish i had found you guys before i submitted to the wonderfully helpful FOS.

Share this post


Link to post
Share on other sites

Afternoon guys

 

Please see attached FOSrunning calculator and a copy of the letter when i received my original PPI redress.

 

What are your thoughts, how should i calculate the new claim, taking into consideration what i have already received

 

As always, very much appreciate your guidance.

 

Thanks

G

GH_BC_FosRunningPPI v101.xls

Refund to date.pdf

Share this post


Link to post
Share on other sites

you cant have both

either plevin reclaim or a PPI relaim.


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

So as BC have paid out under Previn, and refused to settle the rest, I cannot take legals against them?

Share this post


Link to post
Share on other sites

the rest??

 

as I said you cant claim both plevin AND PPI premium refunds

nope.

 

unless you refuse the plevin refund totally.

 

haven't seen any of your claim forms yet upon the reason it was mis-sold...

did you use the fos questionnaire?

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

I used Resolver.

BC paid out plevin based on resolver.

I then escalated it to FOS, who rejected it.

Share this post


Link to post
Share on other sites

rejected what?

either you put in a PPI premiums claim or you put in a plevin claim..

 

this is why resolver is SOOOO!! USELESS at PPI reclaiming.

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

nothing like the FOS questionnaire and it was an unadvised policy so even if it were reopened I doubt you'd get anywhere.

you wrote yes on the application form.

 

and its more than 3 yrs ago since your 1st complaint, infact its more than 6yrs so they could quite easily turn around and say too late now re the CCL rules [3yrs]

 

take the plevein refund

you wont get anymore.

the only issue here ofcourse is that they are refunding £420 penalt charges which ofcourse blows your charges reclaim to pieces too.


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...