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Argos/Moorcroft Debt


mpolly99
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Evening All,

 

I'm well on my way with letters and CCA requests etc but there is one that I could use a little advise with if possible please.

 

I have an outstanding amount of £131 from and Argos card.

I was paying this off at £1 a month through PayPlan.

I stopped paying this about 6 months ago and has been passed to Moorcroft (I'm not sure if they bought it or if they are collecting).

 

I have worked out that I have actually paid more than was what originally borrowed, the remaining debt is purely interest charges and late fees.

 

Does anyone know if there's a good way to address this to Moorcroft/Argos to get the account closed/settled without having to pay anymore, as I've repaid more than the original amount?

 

Many thanks in advance

Edited by dx100uk
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Moorcroft don't buy debts

who are their clients..

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

I would write to Moorcroft and say this debt is in dispute with Argos and they should not be trying to collect on it. This contravenes various debt collection rules.

 

The next letter is to Argos disputing all these late fees and charges. Then tell them you have paid for than enough and are not paying more. See what they do.

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don't give moorcroft any sense of importantness by writing silly letters

it only encourages pointless letter tennis

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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