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PRA claimform - old EGG now BC card debt ***Claim Discontinued***


Steve.H
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Sorry not sure what you mean......

 

Making payments is not an admission to owing a debt....and if as you state you settled the debt 3 years ago with BC...did you state so in your defence ?

 

Have you proof that you settled it ?

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Refer to it in your witness statement...next stage.

We could do with some help from you.

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read like threads..

 

yes to mediation

1 wit you

the rest is obv

 

3 copies

 

1 to the court

1 to PRA [minus email/sig/phone]

1 for your file

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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printing is more professional.

 

as my post [3 copies]

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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  • 3 weeks later...

As the claimant filed their DQ ?

We could do with some help from you.

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Then a General Sanctions order has been issued to PRA 😉

We could do with some help from you.

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Hi Everyone,

On a side note can I re-mortgage to another provider while having these debts where the defaults are no longer on my file?

Will the new lender see all my debts on a credit search etc

 

Thanks

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yes you don't tell them they existed

what they cant see on your credit file cant hurt you

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 3 months later...

Hi Everyone, Thanks to this group I won this case and have successfully won another debt challenge using the CCA request and they were unable to produce it!

Does anyone know if a tomlin order can be over turned/challenged I signed it as the judge pressurised me on the day in court saying I clearly owed the debt and the 12 days had not passe since I sent the CCA request :( but I don't think they had it really). Thanks

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Well done Steve

 

If you could clarify the details.....you won this claim PRA/EGG ?

 

What thread is the Tomlin Order connected to ?

 

Andy

We could do with some help from you.

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PRA group could not produce the CCA agreement and discontinued the court case so I sent a CCA request to a Natwest debt they could not produce one either.

 

Both DCA sent me letters saying I still owed the debt but they could not enforce it :).

 

The tomlin order was in 2014 though for another debt and which all stemmed from me not being able to work, and the judge was completely on the DCA side and I should of asked for an adjournment and waited for the CCA to appear which never did !

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Okay so this thread was discontinued.....well done...thread updated.

 

With regards to the other debt and tomlin order I assume you are still making payments agreed in 2014 and as such the order is still in force.

This is why we always state as soon as you receive a claim you must issue a CCA request pref the same day so it allows time for the specified time allowed to pass before any hearing date.

 

Now if you stop payments to the tomlin order the claimant can request judgment without any questions and you have no say in the matter...it is possible to make application to reopen a claim subject to a tomlin order......not something I would advise...and certainly not for the reason you are thinking of...a court would not entertain it.

 

But well done on this thread.

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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  • AndyOrch changed the title to PRA claimform - old EGG now BC card debt ***Claim Discontinued***
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