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Steve.H

PRA claimform - old EGG now BC card debt ***Claim Discontinued***

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Sorry not sure what you mean......

 

Making payments is not an admission to owing a debt....and if as you state you settled the debt 3 years ago with BC...did you state so in your defence ?

 

Have you proof that you settled it ?

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Hi,

 

Yes I have the settlement letter but I did not state this in the defense I can produce it at court!

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Hi,

 

I am back home now and have the N180 to complete:

1, agree to small claims track ?

2, do I not go for mediation and straight to court ?

3, expert evidence no I am doing it myself

 

Thanks for your help

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read like threads..

 

yes to mediation

1 wit you

the rest is obv

 

3 copies

 

1 to the court

1 to PRA [minus email/sig/phone]

1 for your file


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Do I scan original N180 court DQ hand written or download and use print and send to PRA ?

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printing is more professional.

 

as my post [3 copies]


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

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Just logged into MCOL and it says :

'You filed a DQ on ....'

'General sanctions order was made on .......'

This may be because they have not sent in their DQ! Any ideas?

 

Thanks

 

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Does not mention PRA filing a DQ anywhere so I assume no!

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Just rang MCOL and yes PRA have not submitted their DQ and a sanction letter has been sent to them so they may submit it yet, if not it will be struck out :);)

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Hi Everyone,

On a side note can I re-mortgage to another provider while having these debts where the defaults are no longer on my file?

Will the new lender see all my debts on a credit search etc

 

Thanks

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yes you don't tell them they existed

what they cant see on your credit file cant hurt you


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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Hi Everyone, Thanks to this group I won this case and have successfully won another debt challenge using the CCA request and they were unable to produce it!

Does anyone know if a tomlin order can be over turned/challenged I signed it as the judge pressurised me on the day in court saying I clearly owed the debt and the 12 days had not passe since I sent the CCA request :( but I don't think they had it really). Thanks

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Well done Steve

 

If you could clarify the details.....you won this claim PRA/EGG ?

 

What thread is the Tomlin Order connected to ?

 

Andy


We could do with some help from you.

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PRA group could not produce the CCA agreement and discontinued the court case so I sent a CCA request to a Natwest debt they could not produce one either.

 

Both DCA sent me letters saying I still owed the debt but they could not enforce it :).

 

The tomlin order was in 2014 though for another debt and which all stemmed from me not being able to work, and the judge was completely on the DCA side and I should of asked for an adjournment and waited for the CCA to appear which never did !

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Okay so this thread was discontinued.....well done...thread updated.

 

With regards to the other debt and tomlin order I assume you are still making payments agreed in 2014 and as such the order is still in force.

This is why we always state as soon as you receive a claim you must issue a CCA request pref the same day so it allows time for the specified time allowed to pass before any hearing date.

 

Now if you stop payments to the tomlin order the claimant can request judgment without any questions and you have no say in the matter...it is possible to make application to reopen a claim subject to a tomlin order......not something I would advise...and certainly not for the reason you are thinking of...a court would not entertain it.

 

But well done on this thread.

 

Andy


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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