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    • Doc 04-19-2024 11-01-51-merged-compressed.pdf good morning.    9 pages attached.    thank you  UCM
    • Hi I was being supplied my ovo after unknowingly being swapped from SSE.  My issues began when we had a smart meter fitted and our bills almost doubled overnight - we at the time assumed we were just paying not enough until then and just continued to pay the excess bills each. Month.    I would from time to time contact ovo and get faced with a call centre on South Africa of the most rude agents who would just hang up after hours of wait and I could not even get an acknowledgement of an issue with my meter.  At one point we were not in the property for like 4 months and the bills were coming just as high!  It was at this point I was sure something is not right and ovo only care to send bailiffs and started threatening us with a pay as you go meter despite me taking out a 3.5k loan to pay of my outstanding balance.  Around 1600 each on both gas and electricity.  This is where its gets really bad -  the very same day they sent me out a new bill saying the money paid already was only to cover up until the November previous and because its now Feb we owe another 1k.   By that August this had risen to over 3k and I still couldn't get anyone to even acknowledge a fault let alone fix it.    In despair I tried to swap suppliers and to my surprise octopus accepted us because even tho the debt is owed we are trying deal with.  During our time with them the bill was coming only on my wife's name as I was responsible for other bills and she this one - now that we owe them 3k they have magically started adding my name as well as my wife's to the same debt to apply double pressure and its showing on my experiwn report now with a question mark and 2700 showing in grey -  This was my wife's debt which we dispute we owe yet the have now sent me letter with both our names on from oriel and past due credit debt agencies - is this illegal and how can I get them to take my. Name of this and leave on wife's name as its so unfair they give us a both a defualt for wife's debt which we dispute anyway.    In the end about 3 weeks ago I wrote an email to their ceo and rishi sunak and low and behold for the first time in our history with ovo someone who spoke English contacted us and said she will look into our claim.    I explained to her that we feel our meter is faulty and despite me contacting them using WhatsApp email and phone I still have not got anyone to acknowledge a fault even. And that I dispute I Owe anything as my son was in hospital for 3 months and we stayed with him so house was empty and still. They were sending us super sized bills more than when we started at home.  She promised to investigate and a few days later replied that she is sorry for the poor customer service and offered us £50 compensation - however she also. Mentioned that she's attached statements for us confirming the payment for 3k I made was only up until Nov and in Feb despite me pay 3.5k nearly it's correct for them to bill. Me. Another £900 the very same day and she did not agree our meter was faulty and therfore the debt stands and she will not be calling it bcak from past due credit.  During my time with my new supplier post ovo, octopus I requested tehy check my. Meters because I felt they were faulty and over charging me and I got excellent response asking me for further details which I supplied and I got a. Response bcak within days to say my meter was indeed faulty and octopus have now remotely repaired it.   I then contacted the energy ombudsman and explained my situation how she at ovo tried to fob me off and demand I apy money we don't feel we owe due to faulty equipment we reported but ovo had to process or mechanism to deal with it or lodge complaint even without having to cc their ceo and our pm. And now I feel sick to think both husband and wife will get a 6  year default for debt which have a validity of a questionable nature.    I explained all this to the energy ombudsman and they accepted my case and I explained to them that my new supplier found my fault which ovo refueed to accept - I've uploaded the email from new supplier to ombudsman showing we had a fault.    My. Question is is there anything I can upload in defence of my case to ombudsman before they decide outcome ina few weeks    All advice greatly appreciated not only would I like advice on how to clear this debt but also how I can pursue ovo for compensation and deterrence for the future.  Thansk 
    • Thanks for the reply dubai 50 - if the statute is 10 years it has long passed - if it is 15 years i havea few months left. i shall ignore until it gets serious  An update - - I sent the letter to the bank in Dubai ( I did get delivery confirmation from Royal Mail)   - I have moved to a new address ( this is the address i gave to the bank in dubai)  - IDR are continuing to send Letters to the old address, which leads me to believe they are not in contact with the bank at all. - i have not replied to any correspondence digital or hard as they are non threatening ( as of yet).        
    • Your topic title was altered last June 23 by the owner of this forum in the interests of the forum Anyway well done on your result and thank you for concluding your topic, title updated.   Andy   .
    • So what    Why ? Consent Order/ Confidentiality ? This would be be invaluable to followers of your topic.  
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Refused a refund - L D James Contractors ***RESOLVED***


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I ordered some luxury vinyl flooring from a company I found on Facebook.

They sent me some samples,

I picked wot I liked,

I gave her the measurements and she gave me a price.

I paid straight away, over £2000

 

The delivery came and instead of 'click' flooring, I received 'stick' flooring

This was a week before xmas.

 

She apologised profusely and arranged to have the wrong stuff collected on the 2nd Jan and the correct stuff delivered the following day.

I told her it was urgent and needed to be the same week as the workmen I have are ready for it.

 

The wrong flooring was picked up on the 2nd.

I have heard nothing

 

today I have been calling and sending messages.

Finally I got a response saying that she was at the hospital with her son and would get someone in the office to chase for me.

I heard nothing back.

 

My workmen have said they are ready for my floor Monday and any later than that will cause works to come to a standstill.

 

I messaged the woman again and told her this and said I'd have to get off somewhere else for Monday so I would like my money back.

She responded saying that they are already paying a 20% charge for the previous cancellation and if I am to cancel now I will have to pay a 30% cancellation charge.

 

No charges have ever been mentioned and there is nothing on their website about cancellation charges.

 

I asked why they are paying 20% when it was the wrong delivery and all she said was she will chase up my order Monday and get back to me.

 

Can she refuse a refund??

 

I have just heard from her again

This is what she has said

 

We aren't holding your money

it's been paid to the wholesalers who would have paid it on to the stockist when they placed the original order.

They will be charged 30% if they cancel this order and they will pass this on to us.

 

I can speak to them Monday and ask them to refund but it will be minus 30% that would be the best I could do and that's only if they agree at this stage.

It's out of my control I'm sorry the order has been placed and paid for.

I will try and speak to someone tomorrow for you.

Edited by dx100uk
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wrong!!

 

its was an online order

you have 14 days to cancel and receive a full refund even if you have no reason than you don't need it now.

within 30 days you can do the same as they sent the wrong flooring.

and it shouldn't cost you anything at all, not even return costs.

 

tell her to read the consumer rights act!!

 

how did you pay for this?

if by a debit card

go do a chargeback with your bank.

she cant argue then.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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oh dear ..got had that's facebook for you!!

 

well you are entitled to a full refund

the arrangement with her supplier is HER problem.

 

CRA Rules!!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Ive been told this morning that the £30 delivery charge will definitely not be refunded as a delivery was made and the owner of the company os going to let me know about the 30% cancellation charge!

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Reduce the problem. Receive the refund that they are prepared to give you and then immediately send a letter before claim demanding the rest or else you will sue them within 14 days. Also, if this error has caused you any losses such as additional expenses or costs to paid to the builders then you should claim for that as well.

 

At the expiry of the 14 days, issue the court claim without any further notice and without any hanging around. Don't bluff. Be as good as your word.

 

On the basis of what you say here, the chances of you recovering your full refund plus any losses caused by them are better than 95%.

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Ive been told this morning that the £30 delivery charge will definitely not be refunded as a delivery was made and the owner of the company os going to let me know about the 30% cancellation charge!

 

Cannot refuse a refund of delivery cost as the wrong goods were delivered. If you just changed your mind then you are liable for delivery costs. In this case you should get a full refund.

If you follow Bankfodser's advice and go for a partial refund be very careful and make sure that somewhere in writing to state that you are accepting it as you have no choice and will be pursuing for the balance. When pursuing the balance and think you can also claim interest costs.

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Clearly the person selling you the goods is just an inexperienced middleman and so knows nothing of consumer law and cares even less about it. Do you have a proper address for them? If so then you can chase them at your leisure but you need to know that they are probably a person made of straw so you will struggle to get your money back even if you win a court case.

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I've not heard from the owner of the company like the person I was dealing with told me would contact me today.

I messaged her and have been told

 

It’s my day off today but the office cancelled the order. Your returned order is waiting to be collected by cavelleo. As soon as the office has had confirmation that there won’t be a charge for the opened package then they can start processing your refund.

Please email

[email protected] for any further information.

 

- - - Updated - - -

 

1 package was opened and that was when it was discovered to be the wrong flooring

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email her back CLEARLY stating they cannot charge a return fee under CRA.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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So have you sent the letter of claim?

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I havent yet as I am abroad on holiday.

 

I did message again yesterday stating that under CRA they cannot charge a return fee and have had this response

 

By the box being opened the goods have been devalued. We just want confirmation from them that they will accept the return and A timescale on refund. We have 14 days from when you request to return the monies to you. It will be done within that period. Please email any further queries

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By the way, do we know which company this is?

I don't believe we do. Are you trying to protect them?

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Cannot refuse a refund of delivery cost as the wrong goods were delivered. If you just changed your mind then you are liable for delivery costs.

 

Incorrect afaik - a distance sale can be cancelled and any basic delivery costs should also be refunded, regardless of if you just changed your mind, within the appropriate time period. You however may be liable for the return postage costs. In this case the company have made the mistake so would not be expecting to be charged any delivery at all.

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Is this ok to send?

 

I am formally writing to request a full refund for my order to (my address)

 

Under the CRA 2015 I am entitled to a full refund and should not be charged any cancellation charges. I am also entitled to have the delivery charge refunded as the delivery that was made was incorrect.

 

Payment for both the order and delivery made to you totalled £2166.66

 

Should this not occur within the next 14 days I will be taking this matter to the small claims court

 

Yours

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It's not the CRA, it is The Consumer Contracts Regulations 2013 https://www.which.co.uk/consumer-rights/regulation/distance-selling-regulations

 

Be sure in your own mind that if they don't that you have your money back then at the expiry of the 14 days you will take the action. Do not bluff.

 

Send the letter – but amended.

 

Go to MoneyClaim online and open an account there – it's free and start drafting your particulars of claim. There is a character limit. You can save your work and then get ready to click it off on day 15.

 

Post up here what you intend to put in your particulars of claim so that we can advise

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I have put in a timeline of events

Just asking for thr full refund

So the date it was ordered and paid for

The date the wrong stuff was delivered

The date it was collected

Then the dates of our conversations

Is that all I need to do?

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Yes

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Incorrect afaik - a distance sale can be cancelled and any basic delivery costs should also be refunded, regardless of if you just changed your mind, within the appropriate time period. You however may be liable for the return postage costs. In this case the company have made the mistake so would not be expecting to be charged any delivery at all.

 

Oops correct as it should have read cost of return delivery back to supplier.

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I emailed the owner as I said I would after doing the online thing.

I gave him 14 days before I submit my claim. He responded straight away saying the matter is in hand and I will be hearing back from him early next week

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That's fine, but you have served the letter of claim. At the end of 14 days issue the papers unless you receive 100% of what you are asking for.

 

The kind of communications you are getting the kind of things where you end up delaying and then delaying and then eventually you find that you have been led round by the nose. Now that you have issued the letter of claim, you must carry out your threat if the demands which you have made is not met

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