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    • So there's no tax payable anyway.... nothing to see here!  
    • are you actually going to benefit out of this at all?   I was slightly getting confused here earlier, and forgot you said you are the claimant because you are suing the defendant for the cost of a hire car that you personally haven't had to pay for ?    
    • I received PCN's from TFL and Southwark. 08/06/19 I spoke with Southwark regarding PCN's and thought it was sorted.   Didn't hear anything back until 17/01/20 when my car was taken by Marston EA. TFL & Marston say they sent letters but have no proof.   I emailed TFL (19th June) through their online portal and again, via email on (14th Nov 2019) < the email on 14th has been viewed 17 times but no reply. (so I have proof of contact, they don't) I asked them if they send via recoded delivery/signed for but they do not.   When my car was taken, I received a call from a friend saying it's on the back of a truck, outside his house (which is round the block from mine). I ran round there and the EA was aggressive, shouted at me and refused to show ID/why he had taken my car.   I complained to Marston who denied it but sent me some of the footage. I complained again through resolver.co.uk and Marston lied again. Then I sent ALL my info and evidence etc.   took a few weeks and called me saying sorry and taking full responsibly for their EA's aggressive behaviour etc. TFL are still refusing to comment.   Marston offered me £250 as a goodwill payment but obviously the pain and trauma causes - that doesn't cover it. The police were called when they took my car cause I was so distressed and having a panic attack etc.   I've requested the phone call recording where they accepted guilt and that they had handled everything badly, including lying about the video on Resovler. I feel like Marston know they've done wrong, but TFL still aren't in the know. (to my knowledge)   Also, I requested info from TFL via whatdotheyknow.com and TFL did a data protection breach by uploading my full details including address etc. to a public forum (and I didn't even ask anything specific about my case) so I feel like they did this out of spite/anger.   the www.whatdotheyknow.com team reprimanded them for this and advised me to complain. I also paid £800+ to retrieve my vehicle and I have completed the OOT which was denied. I tried to take it to court but when I tried to do the 'low income' thing but they wanted bank statements which I couldn't get... then corona happened.   I've downloaded/uploaded the ZIP file from Resolver convos.   Regarding the footage: my initial message to them, I made myself seem unaware and 'stupid'   they wrote a generic reply telling me that 'the footage is fine and the EA did nothing wrong' they can't uphold my complaint,   then once they sent that; I sent them the CIVEA rulebook and timestamps in the video to show that they were in the wrong and had further lied in their official response (which must be illegal)   when they received the in-depth response, I think they got scared, went away for a couple weeks   tried to get the nice sounding woman to call me up, say sorry and be really nice then offer me a measly £250.   She also tried to rush me into agreeing.   
    • No it was about under by a couple grand.    Cheers
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Hello All,

 

I am seeking some advice regarding a timeshare we stupidly bought into whilst on holiday in California in October.

 

On the day, we were sold this amazing package, but since returning to the UK this amazing package has fallen apart - and simply isn't what was sold to us.

 

I wont bore you with the details of why the package is different,

but the package is significantly different to what we signed up to

- and simply isn't what we want and doesn't work for us.

 

We have tried to express all of our issues to the Timeshare company,

even having it escalated up to Director level,

but they seem to be reluctant to admit any wrongdoing and are completely unwilling to help us out.

 

The timeshare is a points based system with our names on a title deed in California.

We have paid our first two month mortgage payments on the deed,

but we are now at a point that we want to walk away.

 

We are debating what options we have and whether there is any risk to us being UK citizens,

and stopping payments to a US based Timeshare/Mortgaged Deed?

 

The major questions we have;

 

1) Will defaulting on a mortgage affect our finances in the UK?

 

2) Could a US Debt company chase us in the UK and could they force us to pay by UK law?

 

2) Will defaulting on a mortgage affect our ESTA/VISA allowance to visiting the US in future?

 

When we signed up to the Timeshare, the company ONLY took our names and addresses and one credit card from us.

They did not take any passport details.

 

If we stopped the payments being taken from the Credit Card, would this affect our credit rating in the UK?

 

Has anyone else been in this situation or have any ideas what we can do?

 

Many Thanks for any advice!

Edited by dx100uk
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Hello All,

 

I am seeking some advice regarding a timeshare we stupidly bought into whilst on holiday in California in October.

 

On the day, we were sold this amazing package, but since returning to the UK this amazing package has fallen apart - and simply isn't what was sold to us.

 

I wont bore you with the details of why the package is different,

but the package is significantly different to what we signed up to

- and simply isn't what we want and doesn't work for us.

 

We have tried to express all of our issues to the Timeshare company,

even having it escalated up to Director level,

but they seem to be reluctant to admit any wrongdoing and are completely unwilling to help us out.

 

The timeshare is a points based system with our names on a title deed in California.

We have paid our first two month mortgage payments on the deed,

but we are now at a point that we want to walk away.

 

We are debating what options we have and whether there is any risk to us being UK citizens,

and stopping payments to a US based Timeshare/Mortgaged Deed?

 

The major questions we have;

 

1) Will defaulting on a mortgage affect our finances in the UK? nope

2) Could a US Debt company chase us in the UK and could they force us to pay by UK law? nope

 

2) Will defaulting on a mortgage affect our ESTA/VISA allowance to visiting the US in future?nope

When we signed up to the Timeshare, the company ONLY took our names and addresses and one credit card from us.

They did not take any passport details.

 

If we stopped the payments being taken from the Credit Card, would this affect our credit rating in the UK? nope

 

Has anyone else been in this situation or have any ideas what we can do?

 

Many Thanks for any advice!

 

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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Thanks for the reply - but can you let me know the basis of your answers of 'nope'?

Have you experience in this area?

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debt is not a crime in this country nor the USA.

foreign debt collector are even more powerless than a uk dca

and a uk dca has ZERO LEGAL POWERS

they are NOT A BAILIFF

 

uk credit files are just that..

 

get reading up


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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You need to be getting US legal/consumer advice from a body in California. There might be time periods set out in state/federal law, where you opt to walk away and not have any on-going debt. You certainly need to register a formal dispute with the timeshare company and any finance company if the finance company is different.

 

Deal with this properly and don't do a silent walk away by just cancelling payments.

 

Have you contacted your credit card company about this, as by using your card, you have also involved them in this transaction ? They need to be provided with all of the information and then they should tell you, whether they can assist with this.


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The recission time frame in California is a crazy 7 days - which gives you barely any time to understand, digest the information and programme you have been given. Our legal documentation states we have a 7 day recission - so we are far outside of that now.

 

Good call on the Credit Card company - i will speak to them to seek their advice also.

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