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    • 1. no it isnt. Fairways lettings agency? they dont own the site so start researching rather than guessing or making assumptions. If you start with that frame of mind you give away half of the protection of the POFA as they ahve so far failed to identify the land and that is a winning point on its own if you use it correctly. start making things up and none of your evidence will be believed on the day. Rubbish their evidence in one area and anything they say will be considered dubious unless proven 100% 2. are they adopted?- ask the council 3 the signage is prohibitive so not a genuine offer of terms- read up on it there are plenty of previous cases in the parking prasnksters blogspot. 4 tenacy agreement is not the document that matters you need to look at the deeds to the property- that will cost you £3 online 5 answered in my previous reply ASK THE COUNCIL.   please read and digest what people say or you will end up dropping yourself in it.   As for the image of a parking space with a fence behind it there is no signage attached to that location so how did the parking co draw your attention to any conditiond for parking there as their signs dont refer to your circumstance nor that place as the terms are for "designated bays". This is very specific
    • Stop engaging with them by phone, they are trained to make you agree to things that are in their interest. Everything in writing by post with proof of posting.  Ignore all phone calls, emails and Texts!   Also they are powerless, ignore them. Unless you get a PAP letter telling you they are going to take you to court, in which case you run it past this thread.    Just make sure they have your current address.
    • yep, there are 2 online versions of the process and whichever you use is quicker than post and you dont have to send a copy to the claimant then.
    • follow this you DONT send an SAR but a CPR    pop up on the MCOL website detailed on the claimform. .  register as an individual  note the long gateway number given  then log in .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform .  defend all  leave jurisdiction unticked.  click thru to the end  confirm and exit MCOL. ..  get a CPR 31:14 request running to the solicitors [if one is not listed send to the claimant] . no need to sign anything . you DO NOT await the return of paperwork. you MUST file a defence regardless by day 33 from the date on the claimform [1 in the count]
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glocke

Paypal debt

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Hi all,

 

Have just over £10,000 negative balance on paypal.

 

Basically I have or had a gambling issue where it got out of control. I haven't touched any online accounts in just over two weeks.

 

I can put in my paypal account roughly £500 per month. Should I contact paypal and set up a repayment plan.

 

I received the following e-mail this morning.

 

It's very important that you address the balance on your account today to ensure continued availability of your paypal account and to avoid additional collection efforts.

 

Appreciate all your help.

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Hi and Welcome to CAG

 

I have moved your thread to the appropriate forum ..Online Stores...please continue to post here to your thread.

 

You may find the following thread of interest...

 

https://www.consumeractiongroup.co.uk/forum/showthread.php?476376-Paypal-Big-negative-balance

 

Regards

 

Andy


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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Ignore ignore and ignore some more. They dont do court and they dont sell debts on. How did they let you get 10k in debt? That shows they have very flawed procedures.

 

However if you want to pay them, work out your I&E and offer something you can afford. Unless you earn a LOT of money, certainly dont offer 500 a month.

 

The email you recieved is simply an automated one that no human apart from you has looked at.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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As stated ignore Paypal. If you want to pay them off do so under your terms not theirs. Pay only what you can realistically afford and only pay THEM do not pay anyone else.

 

You can safely ignore them if you wish because after an initial flurry of threatograms things will go silent.

 

Your only (MINOR) problem would be if you needed to use a Paypal account again at some time in the future - for example to use eBay. To open a new account all you need to do is change your details - use a different email address - use a different bank account and change your address details slightly. Registration with Paypal is automated so if the details differ slightly you will be accepted as no human monitors this as far as I have been able to ascertain.

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Hi again,

 

On Friday I had a missed call from 0151 179 5116.

 

I didn’t answer as was out meeting friends.

 

I have since traced this to a debt collection agency named Federal Management.

 

Any advice would be great as they have good reviews for Debt Collection.

 

Thanks

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IGNORE THEM. Why are you so insistent on talking with a DCA? The debt was created by paypal. They wont do court over it. They wont mark your credit file. Stop thinking that the worst will happen.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Thanks for your quick reply.

 

Just worried because it’s a lot of debt, are PayPal really not going to come chasing for thousands of pounds?

 

Sorry if I’m repeating myself but I’m mega stressed.

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No they wont come because the debt was their own making. Read across the internet. Some people are allegedly in debt for tens of thousands. Nothing ever happens. They just know people will get scared and cough up when a DCA comes calling.

 

You also NEVER talk to a DCA that doesnt own the debt, as they have absolutely zero powers to do anything. The fact youre considering talking to them simply because theyre calling you shows their plan is working. Ignore the phone calls. Ignore the emails.

 

If they were to do ANYTHING, they would send a letter by post that is a PaP letter. Not just a silly begging letter or threatogram.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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E-mail and text this morning below from a debt collection company named Arvato. I guess I can expect to get continually pestered for the next few weeks before they give up?

 

Dear -----------------------------------,

 

Please let us know if you would like us to write to you at a different email address.

 

This is an urgent message from AFS.

 

Please visit your secure RISE notification at ________________________

 

Alternatively you can contact us on 0344 472 9316 quoting this unique reference number -----------------

 

Thank you

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Block and bounce back the emails. Ignore texts. If they are serious about anything, they MUST send a proper letter via post. And thats the OC. Not a silly DCA that has absolutely no power or authority over ANYTHING.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Haven’t received or heard anything from Arvato in well over a week now. Is that normal?

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You will get 2 to 3 letters over a Good few months then nothing. That's why they're emailing you instead of writing. Then last email was an obvious phishing attempt.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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