Jump to content


Please note that this topic has not had any new posts for the last 654 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hi

 

I had a default filed against me about 3 years ago.

 

Then they started threatening Court action.

So I requested a CCA.

 

They never could produce one, then they decided to file a court claim.

 

I defended it and that was the end of it.... Haven't heard from them in about 2 years :smile:

 

The default is dropping off the credit file in 2020, I was wondering if I had a good chance of getting it removed?

 

Thank you

 

edit forgot to say this was a DCA

Link to post
Share on other sites

No....you defaulted on the agreement and remains on your file for 6 years.

 

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

Irrelevant you entered an agreement and defaulted.....as Per the ICO guidlines the default was registered and must remain on your file for 6 years.

 

Court claims and lack of compliance to a section 78 agreement are unconnected.

 

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...