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    • I entirely agree dx. Now I think I should get supporting evidence to substantiate my counter claim. Hence there is still unresolved dispute with the original creditor.. In other words I believe my contract with Vodafone ended in December 2014. So I think it is about time Lowell accept responsibility for something their client refused to acknowledge nearly 4.5 years ago. What do you think people? should I give them a call tomorrow to discuss this further?  
    • I meant that lender is just threatening liability for huge shortfall - but no actual figures been demanded yet.   Lender lawyer advised a few potential buyers but when we asked for details lender won't disclose the exact amounts and specific terms.   They allege they have one offer close to their list price - but it's still super low in comparison to true market price - plus the buyer's offer is subject to having the Freehold.  The lawyer has demanded I "give away" - for free - the Freehold to help them sell the property.  It's not mine and its valuable.  
    • I submitted N244 to the court asking for a set aside hearing.   Howard Cohen wrote to me saying their client has instructed them to consent to the set aside of the default judgment.  They have enclosed a consent order for me to sign which says the following :   Schedule The default judgment to be set aside. The defence do stand. Directions Questionnaires be issued. No order as to costs.   It is ordered by consent : Having agreed to the terms set out in the schedule, all further proceedings in this matter be stayed except for the purpose of carrying such terms into effect. Each party shall have permission to apply to the court to enforce those terms without the need to bring a new claim. No order as to costs.  
    • ok. thanks dx. Demands are different from threats!!
  • Our picks

    • Future Comms issues. Read more at https://www.consumeractiongroup.co.uk/topic/416504-future-comms-issues/
      • 3 replies
    • This is a bit of a lengthy one but I’ll summerise best as possible.
       
      THIS IS HOW THE PHONECALL WENT 
       
      I was contacted by future comms by phone, they stated that they could beat any phone contract I have , (I am a limited company but just myself that needs a business phone and I am the only worker) 
      I told future comms my deal, £110 per month with a phone and a virtual landline, they confirmed that they could beat that, £90 per month with a phone , virtual landline  they also confirmed they would pay Vodafone (previous provider) the termination fee. As I am in business, naturally I was open to making a deal. So we proceeded. 
      Future comms then revealed that the contract would be with PLAN.COM and the airtime would be provided by 02, I instantly told them that this would break the deal as I have poor 02 signal in the house where I live as my partner is on 02 and constantly complaining about bad signal
      the salesman assured me he would send a signal booster box out with the phone so I would have perfect signal.
      so far so good.....
      i then explained this is the only mobile phone I use for business and pleasure, so therefore I didn’t want any disconnection time in the slightest between the switchover from Vodafone to 02
      the salesman then confirmed that the existing phone would only be disconnected once the new phone was switched on.
      so far so good....
      • 14 replies
    • A shocking story of domestic and economic abuse compounded by @BarclaysUKHelp ‏ bank complicity – coming soon @A_Gentle_Woman. Read more at https://www.consumeractiongroup.co.uk/topic/415737-a-shocking-story-of-domestic-and-economic-abuse-compounded-by-barclaysukhelp-%E2%80%8F-bank-complicity-%E2%80%93-coming-soon-a_gentle_woman/
      • 0 replies
    • The FSA has announced large fines against DB UK Bank Limited (trading as DB Mortgages) - DeutscheBank and also against Redstone for their unfair treatment of their customers.
      Please see the links below for summaries and full details from the FSA website.
      It is now completely clear that any arrears charges which exceed actual administrative costs are unfair and therefore unlawful.
      Furthemore, irresponsible lending practices are also unfair and unlawful.
      Additionally there are other unfair practices including unarranged counsellor visits - even if they have been attempted.
      You are entitled to refuse counsellor visits and not incur any charges.
      Any charges for counsellor visits must not seek to make profits. The cost of the visits must be passed on to you at cost price.
      We are hearing stories of people being charged for counsellor visits for which there is no evidence that they were even attempted.
      It is clear that some mortgage lenders are trying to cheat you out of your money.
      You should ascertain how much has been taken from you and claim it back. The chances of winning are better than 90%. It is highly likely that the lender will attempt to avoid court action and offer you back your money.
      However, you should ensure that you receive a proper rate of interest and this means that you should be seeking at least restitutionary damages - which would be much higher than the statutory 8%.
      Furthermore, you should assess whether the paying of demands for unlawful excessive charges has also out you further into arrears and if this has caused you further penalties in terms of extra interest or any other prejudice. This should be claimed as well.
      If excessive unlawful charges have resulted in your credit file being affected, then you should take this into account also when working out exactly what you want by way of remedy from the lender.
      You should consult others on these forums when considering any offer.
      You must not make any complaint through the Ombudsman. your time will be wasted, you will wait up to 2 yrs and there will be a minimal 8% award of interest and no account will be taken of any other damage you have suffered.
      You must make your complaint through the County Court for a rapid and effective remedy.

      http://www.fsa.gov.uk/pages/Library/Communication/PR/2010/120.shtml
      http://www.fsa.gov.uk/pubs/final/redstone.pdf
      http://www.fsa.gov.uk/pubs/final/db_uk.pdf
       
      http://www.fsa.gov.uk/pages/consumerinformation/firmnews/2011/db_mortgages.shtml
      Do you have a mortage arears claim to make? Then post your story on the forum here
        • Like
      • 0 replies

Recommended Posts

Since our recent upgrade last month we are still having lots of problems with our mobile view.

 

 

It will be very helpful if people could keep us updated here as to the problems that they are having.

 

 

Thanks


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I get a Forbidden message Marc...

 

You don't have permission to access / on this server.


 
 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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As per my thread in the bear garden, the mobile version gives a blank page.

Refreshing several times eventually loads the page, but links don't work.

Same on 3 different phones on different networks.

Tried disconnecting wifi in case it was that but nothing.

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Yes I'm afraid the blank page problem is definitely us and we are aware of it and trying to sort it out.


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As per my thread in the bear garden, the mobile version gives a blank page.

Refreshing several times eventually loads the page, but links don't work.

Same on 3 different phones on different networks.

Tried disconnecting wifi in case it was that but nothing.

 

I've just followed up on your information that refreshing the white page can get it to display – and yes, you're absolutely right.

 

Not only that, if you refresh a displayed page off enough sometimes you can get it to produce a white page.

 

Thanks for this. I don't how it helps – but the more information we have about the problem the better.


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I get a Forbidden message Marc...

 

You don't have permission to access / on this server.

 

This should be fixed. Please let me know if it isn't.

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I am having problems today logging in. Won't accept my user name ....I can't even few the forum as I'm getting blank page on my mobile ..I've had to re register with different user name but still getting same problems logging in ..

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Cannot view anything in mobile view or light mobile version.

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Still cant mark all forums read, even will all scripting allowed

 

 

 

Your submission could not be processed because a security token was invalid.

 

If this occurred unexpectedly, please inform the administrator and describe the action you performed before you received this error.


I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

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I haven't been able to access the mobile forum for several days. I get to the full version of the website, type in my name and password and then get either a screen with adverts with no forum threads at the bottom or a white screen. Clicking on the Redirect if your Browser doesn't connect you button makes no difference.

 

HB


Illegitimi non carborundum

 

 

 

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Oh - mine isnt mobile view - its just the forums via full screen laptop


I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

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Is there a problem with the RSS feed?

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I just love that new car smell.

  • Like 1

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

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11 minutes ago, Dodgeball said:

I just love that new car smell.

You are a very sick man :lol:


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13 minutes ago, BankFodder said:

You are a very sick man :lol:

Ha! 

  • Like 1

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

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