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    • In that case I don't think you'd have any grounds for a claim against the receiver, short of anything actually criminal. The receiver was appointed by the lender so any claim you make should be aginst them. How much equity do you reckon there was when they took possession? Realistic value less outstanding balance (including arrears).  This messing around makes me wonder even more if the property was wildly over valued. Normally a lender would sell and not really care if they got the best price so long as they covered the balance plus their costs. 
    • Hey @lookinforinfo I'm not sure, I don't believe he told them he's the driver. He must have selected an option saying that he's appealing on behalf of the driver or something of the sort. In more news, however, these wannabe thugs are back at it again. Honestly, what a joke. In the letter they sent before this it said they had made "2 attempts" and in this letter they said "4 attempts", I wonder what happened to the "3rd attempt" lol.  WhatsApp Image 2024-04-18 at 14.06.07_44abc9c8.pdf
    • Hi all, I purchased a car in January from Big Motoring World Leeds. At the time of sale I was shown a tab on the salespersons computer marked 'service history' and I was able to take comfort knowing that the car had been serviced on 3 occasions as the date, mileage and company was there on screen. Being a 3 and a bit year old car that, in my mind, constituted full service history 🤷‍♂️ Anyway, collected the car a week later. Once home I settled down to through the book pack etc. Opened the service history booklet and it was completely blank. In addition there were no invoices detailing that any services had been done. I duly contacted BMW and asked them to supply me with proof of service history. They responded saying that on their 'vehicle documentation checklist' I had ticked and then signed to the fact that I had seen the service history and that I was happy with it. I dug out this checklist and what it actually states is 'seen service history online' which I had in the showroom. BMW seem to think that this satisfies their responsibility in providing service history. The reality is that I don't have any proof that the vehicle has ever been serviced! For my own peace of mind I ended up paying for a service that satisfied the manufacturers maintenance schedule to the tune of £330. I even complained to the finance company that the vehicle contravenes the Sale of Goods act 2015 as l, in effect, ot is not as described. Amazingly they weren't interested and instead I just got an email stating that it's not illegal to sell a vehicle without service history and that servicing costs were part and parcel of vehicle ownership. I've since complained to the ombudsman and am awaiting to see if they can help. I have no issue with the car but the treatment and customer service has been the worst I've ever experienced. I don't really know what to do next as I really do feel aggrieved that I've had to pay to service a car that should have already been serviced. Can anyone point me in the right direction please? 🙏
    • Fraudsters copy the details of firms we authorise to try and convince people that their firm is genuine. Find out why you shouldn’t deal with this clone firm.View the full article
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    • Hello,

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Xercise4less...Harlands Harassment (Chasing money)


Silo0o
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Hi All,

 

-I joined the gym on the 18th of April 2017 on an 11-month contract.

 

-I tried to cancel my membership around August/September 2018. (17-18 months of paying)

 

-The harlands online cancellation system kept popping up with errors when I tried to cancel.

 

-I cancelled the direct debit as the online form was not working.

 

-I received an email from Harlands on the 25th of September telling me that I was to reinstate my DD.

 

-I responded and let them know that I had not been to that particular gym for over a year and that I had tried to cancel but it did not work.

 

-I then received an email in October informing me that on top of the original membership fee charge of £9.99, they would be rounding it up to £34.99 due to an "administration fee".

 

- Now they have rounded this up to £104.97 in total.

 

- I would happily pay the £9.99 for the 1 month I missed.

 

-So this cycle is going to keep going on and on as you cannot cancel membership if you have cancelled the dd.

 

After reading on this forum for some time I have realised that they are not a very nice Company, however, any advice that you could give would be massively appreciated. I am an apprentice who makes no money whatsoever, so being asked to pay one-sixth of my paycheck before Christmas is appaling.

 

Silo0o

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stuff and all they can do.

ideally what you should have done is allowed ONE £9.99 membership charge to be taken after you cancelled the membership

 

however as we know and you do now, their system is designed purposefully to fail cancellation attempts.

 

WRITE [NOT EMAIL] to the GYM, cancel the membership.

 

WRITE to Harlands as per any slick132 letter you've seen here..offering ONE £9.99 monthly membership fee but no additional unfair charges in settlement of the debt..then IGNORE THEM, should they not accept the offer.

 

there is nothing they can do, but try and be greedy.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi Silo and welcome to CAG

 

Don't fret about this at all and don't be tempted to respond to any of Harlands demands or threats for now.

 

Before you do anything, let us know what gym this is about.

 

:-)

We could do with some help from you

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Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

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Thanks Silo,

 

The vast majority of complaints about Harlands/CRS are related to X4Less gym m/ships so there's a huge amount of advice in this forum that will help you.

 

As DX says, you need to offer Harlands just £9.99 (one month's fee) for the notice you failed to give. When they fail to accept your offer, just ignore them and keep a log of all forms of contact from them in case a Harassment Complaint is needed.

 

See the letter to Harlands here and adapt it to reflect your own case - https://www.consumeractiongroup.co.uk/forum/showthread.php?485548-just-another-Harlands-thread&p=5103959&viewfull=1#post5103959

 

Keep it super-short and send by post and keep the free Certificate of Posting from the PO.

 

:-)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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