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    • again you appear not to be understanding things.....   a default does not go statute barred - as carefully explained in post 4....once it reaches its 6th birthday it along with the associated account will be removed from your file. that happening has no effect on the debt itself. it does not mean it is no owed.    your debt is NOT statute barred it has a CCJ . should the claimant fail to enforce the CCJ by it's 6th birthday, when, as with a default, it falls off your credit file, then they would need to return to court to do so. and again that happening has no effect upon the debt itself.   they both operate under the same ICO rule, quoted as in post 4..   All references to a defaulted debt must be removed from your credit files after 6 years  has passed from date of default, whether paid off, paying now or not.  . This is so that someone who continues paying something  - even after 6 years from default  - should not be at a disadvantage to someone who pays nothing after default  and ends up with a clean file after 6 years. 
    • Pleased to say that the default has gone from my credit report due to being SB. My Experian credit score is now 978 out of 999 and excellent. Experian doesn’t show my 2 x CCJ’s. Equifax’s shows just 1.    my question is this.... clearly the debt is still owed for the SB debt, the CCJ is still live until June next year.   Can I make an offer of 10% to settle the debt now that it’s SB? If so is there a letter template that I can send to them to make such an offer?   thanks in advance 
    • Your position is not untenable in any way. You have already mitigated partially any impending disaster by opening another non Paypal linked bank account so they cannot arbitrarily seize what they want.   First thing to remember you are in control here. Whatever you offer to pay them must be something you can reasonably afford even if its only a pound a week and you must pay it to Paypal. If like me they freeze your account then there is no way you can reasonably pay them. They are not going to give you another account to pay it into.   The reason I got into difficulties with them was because I had recurring large payments being made to a supplier of mine which continued after I was rushed into hospital for series of emergency operations. When I came out of hospital Paypal had simply frozen the account which I discovered when I tried to pay money into it to alleviate the huge deficit that had accrued. So I paid nothing of what I owed. I received about 4 or 5 threatening missives which I ignored as well as any phone calls. I tried for several months to make payments into the account and in the end I gave up. Despite all the threats nothing actually happened.   If you read all the answers to your posting as well as all the other Paypal posts I doubt you will find any evidence of Paypal doing very much to enforce outstanding balances and funnily enough they do not make it easy for those that wish to repay them as I discovered.   So stop getting yourself into a flap over something that is very unlikely to be nothing more than a storm in a tea cup.   Make or start you offer to re-pay them at a figure you can easily afford then forget all about them except to make your regular payment if you can still do so.   DO NOT under any circumstances get yourself deeper into debt over this.
    • she certainly hasn't any authority to 'fine' you. what was in the contract regarding vacating the property by when?  
    • Makes the cost of the battery even worse  
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Hello. I have 27 working days waiting for this bank to reimburse a payment that did not reach its destination. This is normal?:evil:

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Urm.. Thats a bit long.

Think there are fca regs on this

Illlook later


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Urm.. Thats a bit long.

Think there are fca regs on this

Illlook later

 

Where can I search?

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Did you make the payment by mistake

Whats the full story please


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Did you make the payment by mistake

Whats the full story please

 

The payment was intended for my Payoneer account in USD currency, but Payoneer does not accept USD accounts in the UK. That is to say, the payment never left the Clyndesdale, I do not know because they have taken so long to return the money. Do you know anything about this?

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Urn bit nore convoluted then...

 

So you got CD to pay them in USd

They bounced it

 

And its not found its way back!

 

Should have happened as soon as payoneer bounced it

 

Does it appear but simply unavaible balance?


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Urn bit nore convoluted then...

 

So you got CD to pay them in USd

They bounced it

 

And its not found its way back!

 

Should have happened as soon as payoneer bounced it

 

Does it appear but simply unavaible balance?

 

The balance simply does not appear. It says transaction completed.

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And youve written or online chatted to CD asking where it is?


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And youve written or online chatted to CD asking where it is?

 

They said I should wait 1 month for the money to return to the account. And that time passed and I have not given clear answer about my money.

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and how did they well you this in writing?


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and how did they well you this in writing?

 

I send you private message.

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and how did they well you this in writing?

 

What happened was the following, I was supposed to receive a payment from a company in the UK to my Payoneer account. This company asked me for my bank details in USD, I gave them this account in USD. But Payoneer (my Bank) does not accept payment in dollars of companies in the UK, only USA.

 

I contacted Payoneer to ask about this payment, and never entered the system.

 

The company that sent me the payment did it through Clydesdale Bank, supposedly.

They say that the payment was completed, and you have to wait for the money to return to your account.

 

I suspect that this company did not make the payment, and just wants to cheat me.

 

They have sent me a proof of payment, but I do not trust them.

 

 

 

 

28 business days have passed and this company does not answer me.

 

What I can do? Do you know of any case in which it took so long to return a payment?

 

I have sent an email to FCA and I am waiting to see what they tell me.

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probably outside of their remit I expect

sounds to me you got sc@mmed by the org co.

 

whats usd please? us dollars yes


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probably outside of their remit I expect

sounds to me you got sc@mmed by the org co.

 

whats usd please? us dollars yes

I don't understand

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you keep using USD, I am assuming this means US dollars..or not

what is USD?


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

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WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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you keep using USD, I am assuming this means US dollars..or not

what is USD?

 

Of course. USD its US dollars

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thank you.

 

right time to come clean

who is this original company that was supposed to pay yu something if you paid them something.

 

name names this is sounding like a sc@m to me.

 

sorry if I have this wrong but your line

 

I suspect that this company did not make the payment, and just wants to cheat me.

 

has my spider senses going here.


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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