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Beneficial Bank PPI claim for step-daughter


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Step-daughter had a loan with Beneficial Bank back in 2006. Part of it was to repay a previous loan too, so two PPI claims to be made - maybe more.

 

Have just sent SAR to HFC Bank in Coventry to see what they can tell us. We have a copy of the 2006 agreement, detailing the loan, repayment of previous account and PPI.

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  • 4 weeks later...

Be prepared for them to deny the loan ever existed, which is what they did to me, despite me having the original agreement! Took a while to sort out via Ombudsman.

Don't let them tell you their records don't go back that far... My PPI claim was for a loan which I took out in 1987.

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Be prepared for them to deny the loan ever existed, which is what they did to me, despite me having the original agreement!

Ah, but they've recently supplied a copy of the agreement under a previous request to a DCA :-)

 

Thanks for reminding me that they've had their month in which to supply the SAR though - not our fault that they've taken a few days off recently.

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HFC will swear blind the info does NOT exist

 

well just read the IMS21 thread.

it DOES!!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 4 weeks later...

SAR stuff came back. A lot to wade through but the outcome was that she had already reclaimed the PPI... I wasn't sure, I got all the paperwork for her in 2015, she couldn't remember if she had sent it off - but therte was a copy of it in the SAR pack. Ah well, end of this thread then.

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But was she paid out?

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But was she paid out?

 

Sorry, should have said... Yes, She got a car with the payment. 2nd hand mind. She was starting a new job where she needed a car and 'forgot' where the money came from...

Be good to those who give you advice that helps - click the star to give them your thanks by way of a reputation credit.

 

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