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    • So the original creditor has no obligations to resolve a dispute and can sell on the debt and thus forward that dispute on as well?  
    • OK, another quick question. If a debt was in dispute can it be sold on? Thanks
    • So I have a Samsung 4k tv that I bought online from Curries/PCWorld - it is less than 6yrs old   Last year it developed a sound fault - when watching NowTV/ Netflix/ BBC iplayer and the like on the tv's built in apps or even just watching normal channels without the Vrigin Tivo box after sometime the sound starts to stutter and get stuck on a loop and does this really loud warping sound. I'll have to turn the tv off and on again to get rid of it   It doesn't happen all the time but when it does and its really annoying    I tried all the troubleshooting tips online and contacted Samsung who acknowledged the fault but was going to charge me a lot for a repair   I have also been emailing Curry's since April who've ignored all my emails. I finally, yesterday got the attention of their customer services on Twitter and explained the fault   They have since said:   ''I can see this item is out of warranty. With regards to out of warranty claims you have two options. The first is we can send this to be looked at for a £95 fee which is refundable on confirmation of a manufacturers fault and then the item will be fixed.   The second is you can get an independent engineer report detailing the fault and cause. We can book it on for a repair.   If we cannot fix it then we can offer a depreciated credit towards a replacement.''     Thoughts? I'm totally wasn't expecting them to say 'sure, here's a replacement' but being charged for it to be looked at is my issue here
    • Here's a top tip for superefficient catering – saves money – saves time, what's not to like?… Except that if you get it wrong then you're going to be eating it for a long time! Take a large lasagna dish – large enough for eight people or six people – as large as you can get. Make your lasagna inside it. Stuff it right to the brim with all sorts of good things including the white sauce/cheese topping. Put it in the freezer. After about 2 1/2 hours, take it out of the freezer. It will have started to form ice crystals and should be moderately solid. With a knife, cut through the lasagne in the dish into four portions or three portions so that you have blocks of two portions each. Work the knife around the edge of the dish so that the side of the lasagna is just slightly separated from the edge. But it back in the freezer. 2 1/2 hours later, take it out of the freezer again and put the knife into the pre-existing cuts and make sure that the cuts are still clear. The next day, take the fully frozen lasagna dish out of the freezer, and gently work the cut  blocks of lasagna out, put them straight into freezing bags and into the freezer. Now any time you want lasagna for two, you simply take out a block, defrost it in a smallish lasagna dish and then put it in the oven as usual to heat up and brown on top. As I said in the opening sentence, if you made a mistake then you have a helluva lot of over-salted/under-flavoured lasagna to get through. Of course you can do the same thing with shepherd's pie, fish pie, moussaka – any dish which is normally put together in this kind of baking dish.  
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    • I’m in desperate need of help
       
      I bought some clothes online in may through Evans and paid through PayPal
      returned them all seven days later
       
      I waited the 14days for my refund and no refund came
      I put in a dispute through PayPal but I didn’t get any emails to escalate the case - PayPal closed it. 
      evans said they couldn’t refund the money because PayPal have cancelled the refund because of the open dispute
       
      I contacted PayPal
      they said the dispute had been closed but Evans at no point had attempted a refund.
      fast forward to today
       
      I’ve got copies of numerous messages sent to and from twitter messages as it’s the only way I can contact them
      I’ve also contacted their customer service too
      all I get is PayPal have cancelled refund because dispute is still open.
       
      I have proved that the dispute is closed
      I have got an email saying that if Evans sent the refund they would accept it
      but up until the date I got the email they have not once attempted a refund .
       
       I have sent them a letter before court email
      I have even offered to have the full refund as a gift card just to get this sorted !
       
      I’m literally at the end of my tether and don’t know where to turn next !
       
      i suffer with mental health issues and this is affecting my health and I’d saved the money for a year to buy these clothes as I’m on a low income .

robbersway hounding me over +12yrs old clydesdale bank credit card


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Hi all new to the site,

 

I have started being hounded by robson way for a debt thats over 12 years old, the constant calling me and now had a home visit to which the rep was told it was statute barred and told to leave to which he asked me to call his office and tell them this... obviously i didnt nor will i admit to this old debt. What can i do about them ?

 

I am located in scotland if that makes a difference to certain laws.

 

Thanks.

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then its extinguished dead gone parrot

 

send them our Scottish sb letter from the debt collection section of our library.

 

as long as you took the debt out whilst resided in Scotland

else use the other SB letter if this was taken out whilst resident in E&W

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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also tell them that their doorstepper promised they would pay you £100 for the inconvenience for the harassment and you have this recorded on your phone. Ask them when you may expect the payment and if you dont get it you will be sending someone round to collect it

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also tell them that their doorstepper promised they would pay you £100 for the inconvenience for the harassment and you have this recorded on your phone. Ask them when you may expect the payment and if you dont get it you will be sending someone round to collect it

 

Haha i like that, if only it was that easy huh.

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then its extinguished dead gone parrot

 

send them our Scottish sb letter from the debt collection section of our library.

 

as long as you took the debt out whilst resided in Scotland

else use the other SB letter if this was taken out whilst resident in E&W

 

I cant seem to find that letter, i have blocked all there numbers they call me on yet they are still able to leave me voicemails which i find rather odd.

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follow post 2 goto the library then debt collection section

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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Haha i like that, if only it was that easy huh.

 

It is..

 

A DCA is not a bailiff and have ZERO LEGAL powers

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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You did read the letter?

 

Why do you think it won't?

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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What type of debt is it ?

We could do with some help from you.

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Barclaycard i bet stop playing secret squirrel

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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my comment has as much legitimacy as theirs and probably will get more credence if put to a judge.

Do use it if you want to wind them up as you can keep recycling it by asking for a copy of all of the data they hold on you at some point if they dont stop their stupidity as it should be included. Tell a lie twice and it starts to become true, ask any politician

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Just to say you have a legal right to tell them that you ONLY want to be contacted by mail (old fashioned post). If you tell them this they must stop phoning you. If they do ring you again tell them you will report them to ICO for harassment.

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