Jump to content


  • Tweets

  • Posts

  • Our picks

    • Future Comms issues. Read more at https://www.consumeractiongroup.co.uk/topic/416504-future-comms-issues/
      • 3 replies
    • This is a bit of a lengthy one but I’ll summerise best as possible.
       
      THIS IS HOW THE PHONECALL WENT 
       
      I was contacted by future comms by phone, they stated that they could beat any phone contract I have , (I am a limited company but just myself that needs a business phone and I am the only worker) 
      I told future comms my deal, £110 per month with a phone and a virtual landline, they confirmed that they could beat that, £90 per month with a phone , virtual landline  they also confirmed they would pay Vodafone (previous provider) the termination fee. As I am in business, naturally I was open to making a deal. So we proceeded. 
      Future comms then revealed that the contract would be with PLAN.COM and the airtime would be provided by 02, I instantly told them that this would break the deal as I have poor 02 signal in the house where I live as my partner is on 02 and constantly complaining about bad signal
      the salesman assured me he would send a signal booster box out with the phone so I would have perfect signal.
      so far so good.....
      i then explained this is the only mobile phone I use for business and pleasure, so therefore I didn’t want any disconnection time in the slightest between the switchover from Vodafone to 02
      the salesman then confirmed that the existing phone would only be disconnected once the new phone was switched on.
      so far so good....
      • 14 replies
    • A shocking story of domestic and economic abuse compounded by @BarclaysUKHelp ‏ bank complicity – coming soon @A_Gentle_Woman. Read more at https://www.consumeractiongroup.co.uk/topic/415737-a-shocking-story-of-domestic-and-economic-abuse-compounded-by-barclaysukhelp-%E2%80%8F-bank-complicity-%E2%80%93-coming-soon-a_gentle_woman/
      • 0 replies
    • The FSA has announced large fines against DB UK Bank Limited (trading as DB Mortgages) - DeutscheBank and also against Redstone for their unfair treatment of their customers.
      Please see the links below for summaries and full details from the FSA website.
      It is now completely clear that any arrears charges which exceed actual administrative costs are unfair and therefore unlawful.
      Furthemore, irresponsible lending practices are also unfair and unlawful.
      Additionally there are other unfair practices including unarranged counsellor visits - even if they have been attempted.
      You are entitled to refuse counsellor visits and not incur any charges.
      Any charges for counsellor visits must not seek to make profits. The cost of the visits must be passed on to you at cost price.
      We are hearing stories of people being charged for counsellor visits for which there is no evidence that they were even attempted.
      It is clear that some mortgage lenders are trying to cheat you out of your money.
      You should ascertain how much has been taken from you and claim it back. The chances of winning are better than 90%. It is highly likely that the lender will attempt to avoid court action and offer you back your money.
      However, you should ensure that you receive a proper rate of interest and this means that you should be seeking at least restitutionary damages - which would be much higher than the statutory 8%.
      Furthermore, you should assess whether the paying of demands for unlawful excessive charges has also out you further into arrears and if this has caused you further penalties in terms of extra interest or any other prejudice. This should be claimed as well.
      If excessive unlawful charges have resulted in your credit file being affected, then you should take this into account also when working out exactly what you want by way of remedy from the lender.
      You should consult others on these forums when considering any offer.
      You must not make any complaint through the Ombudsman. your time will be wasted, you will wait up to 2 yrs and there will be a minimal 8% award of interest and no account will be taken of any other damage you have suffered.
      You must make your complaint through the County Court for a rapid and effective remedy.

      http://www.fsa.gov.uk/pages/Library/Communication/PR/2010/120.shtml
      http://www.fsa.gov.uk/pubs/final/redstone.pdf
      http://www.fsa.gov.uk/pubs/final/db_uk.pdf
       
      http://www.fsa.gov.uk/pages/consumerinformation/firmnews/2011/db_mortgages.shtml
      Do you have a mortage arears claim to make? Then post your story on the forum here
        • Like
      • 0 replies
wanderwall

bought online fake 16+ card - used +1yrs - Ran when stoped by inspector - now letter of intended prosecution

Recommended Posts

The court case is in March, yes they are after £300. I haven't returned the form yet just received it this morning.

 

Vplee just make your own thread, even if it's for your "friend". It's anonymous on here as you can tell from the previous posts I was panicking and not thinking straight and questioned my anonymity on the site as well. You're better off asking for help on your thread. Everyone's situation is different.

Share this post


Link to post
Share on other sites

you sent a begging letter.

when was this the last time you approached them for an OOC settlement?

 

TBH £300 is not too bad , try and settle before the case


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

Share this post


Link to post
Share on other sites

I sent them only the begging letter and I was just told that I had used it over 70 times and it wouldn't be in the public's interest not to go ahead with the prosecution. I'm either going to call them up or email them.

Share this post


Link to post
Share on other sites

Hi WW.

 

Is it true that you used the card over 70 times? I agree with dx, best to negotiate.

 

I would try to ring rather than email if you can.

 

HB


Illegitimi non carborundum

 

 

 

Share this post


Link to post
Share on other sites

Hi HB, I used the card to get to uni and back. I don't really go out much using the bus, if I do it's usually in friends/family members cars. So the card just showed my journeys back and forth from university, which is why it goes up to 70 journeys as the court summons letter had attached pages and pages of me taking the same bus and at the times at which I traveled.

Share this post


Link to post
Share on other sites

IMHO that's a good result.


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

Share this post


Link to post
Share on other sites

WW are you able to post up the court summons without your personal information please? It would help us to advise you.

 

Our upload guide could help you.

 

HB


Illegitimi non carborundum

 

 

 

Share this post


Link to post
Share on other sites

I read through it again,

misread a lot of stuff in the morning and I didn't properly provide you both with the full information from the letters

 

like the fact that i'll have to pay back around £120 in bus fare that i owe on top of the fine they want to give me.

 

I'll try to get them uploaded tonight once I get home or by tomorrow morning.

 

I've noticed a lot of people on here recently like myself who have made the mistake of buying the 16+ oyster cards through social media.

 

I attached a screenshot of the sort of profiles that are selling these cards to give you an idea for any future posts.

P1.pdf

Share this post


Link to post
Share on other sites

And if something looks to good to be true.....


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

Share this post


Link to post
Share on other sites

I've attached the of court summons letters minus the extra pages with general court information.

court letter.pdf

Share this post


Link to post
Share on other sites

I'm in a similar situation, did you call them yet? If you did, what did they say? Please keep me updated, i'm worried about what's going to happen.

 

I made a really dumb mistake of following the crowd and just because my friends did it, I've never done anything remotely bad before. I didn't realise that you get a criminal record from fare evasion. I just started university so i'm really worried about the criminal record.

Share this post


Link to post
Share on other sites

this thread is for advising WW

please start a new thread

of you own please

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

Share this post


Link to post
Share on other sites

They won't do out of court settlements, as soon as i literally spoke to the person they shut me down saying if this is about out of court settlements, it's not going to happen.

Share this post


Link to post
Share on other sites

I'm sorry to hear that, WW.

 

How long is it until your court day? You can still keep trying to negotiate and you can even go to court and see the prosecutor on the day.

 

HB


Illegitimi non carborundum

 

 

 

Share this post


Link to post
Share on other sites

we had 2 of those the other week

both I believe were settled on the day before going in but I've a feeling they were told not so say anything on public forums

awaiting conf of this from someone. behind the scenes


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

Share this post


Link to post
Share on other sites

HB, my court date is the 6th of March. I still have some time, I may try my luck again and see if I can talk to someone different on the phone. Would I still be able to go and see the prosecutor before the court proceedings take place even if i've pleaded guilty by post?

 

I haven't pleaded by post but I'm sort of leaning towards it since I've never been to court before. I'm already scared as it is so I don't know how I'd be able to handle the pressure of it all.

Share this post


Link to post
Share on other sites

Hi.

 

Old-Codja who advises here usually recommends to go to court and show remorse because the magistrates may be more lenient.

 

I believe you can still speak to the prosecutor on the day, maybe someone will confirm. You'll need to take cash with you to pay any fine and admin penalty.

 

There seems to have been an outbreak of these cards with people being conned and TfL seem to be taking a hard line because they're losing money and it costs more for people who pay their fares.

 

Still worth a try though.

 

HB


Illegitimi non carborundum

 

 

 

Share this post


Link to post
Share on other sites

don't plead by post guilty

plead guilty and say you will attend 

 

as I said

I know of two recent cases both fake facebook ad cards that were settled on the day with the prosecutors before the hearing actually started

one was over 350 uses.

 

the other actually went before the magistrate, the defendant had already pleaded guilty and attended showing remorse, the prosecutor denied OOC at the venue

the defendant stated this to the magistrate, they suggested the prosecutor allowed it to happen..it did .no criminal record.

 

but each case hangs on the BACKGROUND of the person.

if they have no extenuating reasons for OOC, like job/money needed to support family etc .. then it wont happen.

 

from what i'm being led to believe , the OOC clampdown is solely targeting younger students/graduates that have solely done it to save them money by knowing buying fake cards to evade full fare yearly costs ...esp when there are other schemes and bursaries GIVEN to cut the costs of travel.but hey spend that on other things they cant account for


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

Share this post


Link to post
Share on other sites

Hi.

 

I don't know if wanderwall will reply to this, but there's a similar thread with a reported outcome here.

 

HB

  • Thanks 1

Illegitimi non carborundum

 

 

 

Share this post


Link to post
Share on other sites

I didn't go to court, I just pleaded guilty by post which is stupid, I know. It's nearly been a week, I have still yet to receive the letter from the court as to what they decided.

 

Take the advice of the forum, plead guilty and attend the hearing to show remorse.

 

Once, I get the letter I'll give an update. 

Share this post


Link to post
Share on other sites

can take up 2 weeks for them to send you a letter, but please make sure to update us :) I'm in the same boat as you!

Share this post


Link to post
Share on other sites
Please fill in your quit date here

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...