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    • again you appear not to be understanding things.....   a default does not go statute barred - as carefully explained in post 4....once it reaches its 6th birthday it along with the associated account will be removed from your file. that happening has no effect on the debt itself. it does not mean it is no owed.    your debt is NOT statute barred it has a CCJ . should the claimant fail to enforce the CCJ by it's 6th birthday, when, as with a default, it falls off your credit file, then they would need to return to court to do so. and again that happening has no effect upon the debt itself.   they both operate under the same ICO rule, quoted as in post 4..   All references to a defaulted debt must be removed from your credit files after 6 years  has passed from date of default, whether paid off, paying now or not.  . This is so that someone who continues paying something  - even after 6 years from default  - should not be at a disadvantage to someone who pays nothing after default  and ends up with a clean file after 6 years. 
    • Pleased to say that the default has gone from my credit report due to being SB. My Experian credit score is now 978 out of 999 and excellent. Experian doesn’t show my 2 x CCJ’s. Equifax’s shows just 1.    my question is this.... clearly the debt is still owed for the SB debt, the CCJ is still live until June next year.   Can I make an offer of 10% to settle the debt now that it’s SB? If so is there a letter template that I can send to them to make such an offer?   thanks in advance 
    • Your position is not untenable in any way. You have already mitigated partially any impending disaster by opening another non Paypal linked bank account so they cannot arbitrarily seize what they want.   First thing to remember you are in control here. Whatever you offer to pay them must be something you can reasonably afford even if its only a pound a week and you must pay it to Paypal. If like me they freeze your account then there is no way you can reasonably pay them. They are not going to give you another account to pay it into.   The reason I got into difficulties with them was because I had recurring large payments being made to a supplier of mine which continued after I was rushed into hospital for series of emergency operations. When I came out of hospital Paypal had simply frozen the account which I discovered when I tried to pay money into it to alleviate the huge deficit that had accrued. So I paid nothing of what I owed. I received about 4 or 5 threatening missives which I ignored as well as any phone calls. I tried for several months to make payments into the account and in the end I gave up. Despite all the threats nothing actually happened.   If you read all the answers to your posting as well as all the other Paypal posts I doubt you will find any evidence of Paypal doing very much to enforce outstanding balances and funnily enough they do not make it easy for those that wish to repay them as I discovered.   So stop getting yourself into a flap over something that is very unlikely to be nothing more than a storm in a tea cup.   Make or start you offer to re-pay them at a figure you can easily afford then forget all about them except to make your regular payment if you can still do so.   DO NOT under any circumstances get yourself deeper into debt over this.
    • she certainly hasn't any authority to 'fine' you. what was in the contract regarding vacating the property by when?  
    • Makes the cost of the battery even worse  
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Contravention 26 - Parking straight onto a yellow line

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I received a PCN Code 26 for parking straight onto a single yellow line.


This is a quiet section of road in front of the Windmill Pub in Clapham Common.

I've lived in the area for 6 years and park here every saturday morning, and always pull nose into the spots, as all the other cars do as well.


I received a PCN code 26 "Vehicle parked more than 50 cms from the edge of the carriageway and not within a designated parking place." However as the pictures show, i literally could not have been closer to the yellow line.


The parking as been done this way for years and years - and it feels odd that i received the ticket at 8:35am on a saturday morning, when the parking is only restricted Monday - Friday.


I saw the parking attendant later on giving more unsuspecting car owners tickets for the same thing

- i asked him why i have received one when i've been fine parking there for over six years.

He said that it was because my wheel is more than 50cms away from the yellow line.

I have searched the highway code but can't find anything that says this must be done.


I did refute the ticket initially, however Lambeth council upheld the charge.


Do i have any grounds for fighting this?


Thank you in advance!






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can you pop those into ONE multipage PDF please

read upload

so we can zoom and rotate.





please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.



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The contravention occurs when a vehicle waits more than the specified distance from the edge of the carriageway and not within a designated parking place.


The CEO is either ignorant or being economical with the truth. There is nothing in the reguklations that mentions wheels. it's any part of your vehicle and the councils photos clearly show your car within 50cms of the SYL


Post up your reps and Lambeths rejection letter

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The regulation prohibits the waiting of a vehicle where:

(a) the vehicle is on the carriageway of a road and wholly or partly within a special parking area; and


(b) no part of the vehicle is within 50 centimetres of the edge of the carriageway; and


© the vehicle is not wholly within a designated parking place or any other part of a road in respect of which the waiting of vehicles is specifically authorised


Both your and the councils photos confirm you were parked within 50cms NB (b) which mentions 'no part of the vehicle' nothing to do with wheels at all .(although to be fair rejection letter makes no mention)


Wait for the NtO and make representations

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Thank you so much. I will send in my Representation and let you know how i get on. I really appreciate the help!

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agree, the reg is for parking too far away from the kerb ( clobbers people double parking in Sth Kensington). If you have committed an offence it would be obstruction but that can apply to any vehicle for almost any reason if a police officer says so and nowt to do with a CEO.

Formal appeal

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Hello all,


Well, Lambeth are upholding the PCN. I'm still baffled, they said it's because i'm more than 50cms away from the kerb. I've attached their formal response. At this point, i think i'll just have to pay it, unless anyone has had some positive experiences with the Tribunal appeal?


Many thanks in advance



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I would definitely appeal to London Tribunals. a) you now have nothing to lose, even if your appeal is refused, you will still only owe £130. b) IMO you have a very good chance of winning and owe nothing.

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well, no car sold today is less tha 50cm wide so that argument is flawed.

Also have a gander to see if the area is designated as on street parking or parking bay.


The other thing to do is look up the specificatiosn for the lines on the road, they have a minimum width and so forth.

Check to see if the ends of the paint lines are terminated correctly.

If not them it isnt a designated on street parking area and the 50cm rule wouldnt apply.


Get digging, it isnt that long since that bit of the road belonged to the brewery and the parking zone is on the other side of the road sop the plate you have photographed doesnt apply.

I cant see any plates limiting the parking times for the SYL and all of the other vehicles on goggleyes are parked as you were, which has been the custom since I lived there 40 years ago.


I think you stand a very good chance of getting this knocked back, you should use the term "dereliction" when it comes to them arguing about which way round the car should be and anyways, I'm sure it is the wrong application/understanding of the supposed offence

Edited by dx100uk

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I am interested in the outcome of this one. If you do go to a tribunal, please would you come back and tell us what the ruling was.


It seems from what I can find online that Michael's point is correct - in essence, if any part of the vehicle is closer than 50cm to the kerb, you are not in contravention. That doesn't make sense to me, but it seems to be how the regs are worded, in which case you are not in contravention.


One thing you might try meantime is calling the council's parking section and just asking if they could clarify the rules. Explain what happened and ask why you are in contravention - see what they say. It might clarify things, or it might make them withdraw the charge - you never know your luck.

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