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    • depends what the fees are, typically nothing can be added once judgement is passed bar litigation costs. on document retention time limits etc at least 6yrs previous must be held though many hold complete info. as for acronyms and abbreviations ideally yes they should     
    • Still have to submit a statement either system....if they fail they can only give verbal because they failed to file and serve.
    • OP stated they had been arrested, but not charged (let alone convicted). They DON'T have a criminal record, but do have an entry on the PNC. That information stays on the PNC (Police National Computer) for life, but doesn't get released in a standard DBS. It only MIGHT get released for an Enhanced DBS (eDBS) check  ... but it would be incredibly unlikely. (The rational behind this is that eDBS's allow for 'information at Chief Officer of Police's discretion' ..... this covers the 2 'barring lists' and is also intended for the scenario where someone has multiple arrests or investigations, where safeguarding is a concern .... it was brought in after the Soham murders / Ian Huntley case, where the information known about the now-convicted child murderer may have prevented his employment in a school, had it been made available). So, for the sake of accuracy and completeness, arrests stay on the PNC for life, wont appear in a standard DBS, MIGHT appear in an eDBS, but in reality, would be the exception rather than the norm, and I can't see them being released  to a defense barrister. What then if the defence found out a different way, and brought it up in court?. Again, unlikely, but the important feature is that the judge would make sure they trod very carefully!. They MIGHT consider using it if there were other factors that allowed them to try to cast doubts as to the truthfulness of your evidence, but on its own : No way. Anyone MIGHT be arrested (if a seemingly plausible complaint been made against them)! The approach to take if it did come up is to be truthful. "Yes, I was arrested. It arose from a vexatious complaint. I wasn't charged, let alone convicted. That could happen to any one of us, if a vexatious complaint gets made" Far better that than lying, saying you'd never been arrested, and getting caught in a lie : that would ruin your credibility. I'm incredibly doubtful it will even come up, though.
    • we dont get N157 because its new OCMC but no court dont have evidence either.   Just seems a bit of a pointless wait but oh well
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Moneybarn vt help


ettyc
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Hi

I have decided to voluntary terminate my agreement and I am going to send my VT tomorrow .

However car has just been serviced and a few things are required,

track rod end

ball joint left side,

the person has recommended replacing 3 tyres

 

my question is it worth doing this ?

Will I get charged for it ?

Is it better I do it myself ?

 

Also unfortunately it seems someone damaged my car this morning they drove it’s caused scratches to rear bumper

it’s minor but scratches are visible

 

will I get charged for this or will fall under wear and tear the vehicle is just under 10 years old appreciate your answers

Edited by dx100uk
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how long have you had the car and how many miles have YOU done in it?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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then imho fair wear and tear for how long you have had it and mileage covered

 

no need to do anything.

 

I will guess you've read most of the recent threads here and are using the CAG VT letter?

 

I would expect MB to claim everything from a dirty windscreen but as with mb they do that

you do NOT pay them a penny!!

 

do as the other threads state

use a selfie stick take video under the car and every where.inside boot bonnet, etc

cause they WILL put every stunt they can to get money out of you

 

have you ever had trouble paying cause they'll be hidden unlawful fees too they've charged

 

have you every statement to date

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Many thanks never defaulted on payment.

Have paid on time.

 

They sent a letter saying BCA will get in touch

I serviced last Thursday hopefully that will be a positive.

Even bumper damage counts as wear and tear ?

Edited by dx100uk
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should do.

 

can you not get fine wet n dry block or these nail care blocks and smooth the scratches down a bit.?

they work wonders with a bit of t cut:madgrin:

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Thanks for your reply I will look around Halfords though it could be difficult due to work.

 

Damage is superficial that you need to look closely to see it but I will try what you suggested

 

also I lost my MOT certificate will I get charged for that

 

Yes I used the VT letter from another thread on this website

Edited by dx100uk
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they can look the MOT up so tough luck for them.

 

if you look in places like poundland or whatever they do nail makeup sanding blocks with say a few sides of differing grades

use one of those with a bit of t cut, works magic!!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

yes they cannot charge you anything

they WILL try, esp the £350 for repo.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

how close or are you over the 50% mark?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

I am over the 50 by a few hundred and they confirmed that in writing another thing is they said BCA will contact me within 2 days on Monday and I need the car gone ASAP as I don’t want to pay tax for a car I won’t use

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can you not put it on private land?

if not sorn it.

 

don't forget to sign the v5c and keep the bit you have to send off when MB take it

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

MB said it has to remain taxed and insured till it’s picked up, alternatively they said they can send one of their agents to pick it up instead of BCA as they can pick it up earlier don’t if there is any drawback with that

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well they cant charge anything however they do it

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

not really.

but if you read a few threads here

you'll get the idea.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Hie car is getting picked up tomorrow do you think it’s best to tel MB about damage done to my vehicle or wait to hear from

Them then tell them someone damaged I am thinking at that point they may ask why I didn’t tell them earlier

Many thanks

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No fair w+t say nowt

 

Was it new to you?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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