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Cabot/Mortimer Claimform - Sav Credit Aqua Card


Tauty
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Hi, guys.

 

I really need some help!

Just rceived this letter from Northampton county court bussines centre.

Letter looks like its fake?

No real stamp, also no signature?

 

Can you please give some advice whay should i do?

 

Never delt with this before...

 

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Hi and Welcome to CAG

 

Yes thats real...please read the following link..copy the Q,s and your responses back here for further advice on how to respond to claim.

Please follow all the instructions within the link.

 

https://www.consumeractiongroup.co.uk/forum/showthread.php?419198-You-have-received-a-Claim-What-you-need-to-do-**UPDATED-2018**(2-Viewing)-nbsp

 

Regards

 

Andy

We could do with some help from you.

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Name of the Claimant ?CABOT FINANCIAL LTD

 

Date of issue – 09.11.18

 

What is the claim for –

 

1. By an agreemant between SAV Credit Re Aqua and the Defendant on around 23/06/2017(the agreement) sav credit re aqua agreed to issue the defendat credit card.

 

2.The defendant failed to make the minimum payments due and the agreemant was terminated.

 

3, The agreemant was assigned to the claimant.

 

4. The claimant thereforce claims 421.20

Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ?No

 

What is the total value of the claim?421.20

Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Credit card

 

When did you enter into the original agreement before or after April 2007 ?After

 

Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? Didnt checked

 

Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Debt purchaser

 

Were you aware the account had been assigned – did you receive a Notice of Assignment? Yes found all letters after came back to country

Did you receive a Default Notice from the original creditor? Yes

Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? Yes

 

Why did you cease payments? Never paid cabot since they purchased it.

 

What was the date of your last payment? Unknown

 

Was there a dispute with the original creditor that remains unresolved?

 

Did you communicate any financial problems to the original creditor and make any attempt to enter into

Edited by dx100uk
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hi ya

had to remove your picture as it has the password showing

but we don't need to se it

 

can you type the particulars of claim out in FULL please

the wording is very important to your claim.

 

have you been abroad for long?

did you inform your creditors you were leaving to live? there?

or simply ran away from the debt not informing anyone?

 

you need to urgently do the following

 

pop up on the MCOL website detailed on the claimform.

.

register as an individual

note the long gateway number given

then log in

.

select respond to a claim and select the start AOS box.

.

then using the details required from the claimform

.

defend all

leave jurisdiction unticked.

click thru to the end

confirm and exit MCOL.

.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi Dx,

I had to leave country urgently,

what means,

was no contact with original company or people who purchased debt.

 

Aos has been done.

But is it not to late?

 

Should i give court a call on monday?

guys for your help!!

 

Regards

Tauty

Edited by dx100uk
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You have in total 33 days if defending in full.....you only needed to AoS by this coming Tues 27th Nov.

 

If you have selected to defend in full you automatically get the extra 14 days to submit your defence which will be Tues 11th Dec by 4.00pm.

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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if you can get the next 2 letters off today that will help too..

.

get a CCA Request running to the claimant

leave the £1PO blank and uncrossed

.

get a CPR 31:14 request running to the solicitors

.

type your name ONLY

 

no need to sign anything

.

you DO NOT await the return of paperwork.

you MUST file a defence regardless by day 33 from the date on the claimform.

 

……………..

 

can you type the particulars of claim out in FULL please

the wording is very important to your claim.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks gents!!!

I ll try my best to send CCA and CPR tomorrow morning,

 

so if they cant provide the documents i requesting case cant go any further

Or its gonna be my defence with proof that they didnt provided documents on request?

Sorry for questions if they sound dumb,

i am really bad in law...

 

Thank you

Edited by dx100uk
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The CCA request is pivotal to defending...the CPR not so much as its a civil request...but will add padding to your holding defence.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

By an agreemant between SAV Credit Re Aqua and the Defendant on around 23/06/2017(the agreement) sav credit re aqua agreed to issue the defendat credit card. The defendant failed to make the minimum payments due and the agreemant was terminated. The agreemant was assigned to the claimant.The claimant thereforce claims 421.20

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We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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oh this could be fun...

 

go read that thread Tauty

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

when did you take this card out please

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

opps something wrong here then

that's 2 robo claims with the wrong original creditor

see post 27 here

sav credit did not exist in 2017.

 

https://www.consumeractiongroup.co.uk/forum/showthread.php?490386-Backdoor-cabot-mortimer-CCJ-for-aqua-credit-card-knew-nothing-about/page2

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

and?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

poc says 23/6/2017.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

your defence which will be Tues 11th Dec by 4.00pm.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

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