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I've found two HFC agreements both with PPI going back to 1998.

 

One was for a pc bought from pc world (standard month payment of £83 12 month interest free) after a year

this was then paid off with another loan from HFC which issue a card/ cheque book, these monthly varied from month to month depending on the balance.

 

After looking through the old bank statement I have also found monthly payments to HFC for over £200, I think this may have been for a car I bought, the only paperwork I have is my bank statements and a account numbers.

 

I did a SAR to HFC for all 3 accounts which came back with they have no documents as accounts have been closed for over 6 years.

 

Do you think I should still send a claim in ?

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never trust HFC as far as you can kick them

 

those details DO exist.

 

i'd start a new thread.

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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I've found two HFC agreements both with PPIlink3.gif going back to 1998. One was for a computer bought from PC world (standard month payment of £83 12 month interestlink3.gif free) after a year this was then paid off with another loan from HFC which issued a card/ cheque book, these monthly varied from month to month depending on the balance.

 

After looking through the old bank statement I have also found monthly payments to HFC for over £200, I think this may have been for a car I bought, the only paperwork I have is my bank statements and a account numbers.

 

I did a SARlink3.gif to HFC for all 3 accounts which came back with they have no documents as accounts have been closed for over 6 yearslink3.gif.

 

Do you think I should still send a claim into HFC based on the information i have or go back to them asking for destruction certificates as proof the information has definately been destroyed?

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so loks like you had a pc one then a current account plus one

 

i'd ask them where the details are specifically

 

we know they do hold info

they just choose to forget about them.

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Thanks, I'll go back a 2nd time to see if they come up with anything and if not i'll ask them to send me the destruction certificates.

 

I'm sure this is what they do with every case closed for 6 years or over, hoping you wouldn't take it any further.

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