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Hello again CAG, it's been too long!

 

You'll be pleased to hear (I hope) that my own debt problems are now behind me, however I'm now looking for some help for my wife.

 

She recently received a letter from Moorcroft regarding a Thames Water debt. Moorcroft state the amount outstanding is £692.48, and that they have asked their local representative to call on the 28th November. I would normally fire off a CCA request, however, as I understand it, Utility debts aren't covered by the CCA. What would you lovely CAGers recommend as my next step?

 

We've talked about sorting her debts and she also has a mobile phone debt (currently with Resolvecall) and a Sky TV debt (which has allegedly been sold to Fresh Start Vanquis Bank). I would appreciate any advice you have to offer in dealing with these DCA's, as I have only ever dealt with debts that are covered by the CCA. Thank you in advance, regards, Wally.

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Ignore moorcroft. They cant do anything.

 

As for your other debt and resolvecall, ignore those totally. Those muppets cant do a single thing. Ever.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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stop firing off pointless letter tennis

 

moorcroft don't buy debts just chase for their client

 

as the debt was obv? at a previous address were TW informed in writing of her new address?


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It wasn't for a previous address, it's for her (now our) current one.

She told me she hadn't paid TW for the last 4 years, along with other creditors, because of the breakdown of her previous marriage and other issues causing mental health problems. She just buried her head in the sand.

 

I would assume the TW debt has to be paid, and I have no problem negotiating a repayment plan with them if that's the best course of action, but I wanted to look for some guidance here first.

Edited by dx100uk
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Correct

Deal with tw direct

 

Make sure that your bill does not include any period outside of 6 yrs

 

A dca are not BAILIFFS

And have

ZERO legal powers


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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