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Had a laugh today as I got a phone call from a dca working for a foreign bank regarding a person who has no association with me.

I told the dca that I was not the person they were after but someone with the same surname used to have my phone numer about 10 years ago but as that wasnt his first name the data sellers they were using are patently so crap his firm has wasted their money. He laughed and thanked me for making his day with my comment

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Check your credit file


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These fleecers might try to somehow associate you with the debt.


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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Nah, the address for my phone line is completely different to that of the previous subscriber. They havent moved, just dumped the phone number when they got in to financial difficulties with their business.

Their name was put on a mugs list though so I still get calls from India and the Phillipines asking for them. I believe that the rear echelon dca's sell on their lists to generate a few quid because they know they are never going to collect anything from their day to day business. Illegal but they dont care

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