CWD - PAP Letter re old UAE debt now claim form

[dx100uk]

again you join a UAE thread to create an argument.

you didn't do what other members advised you went radio silent and though you knew better than us

 

post moved to your own thread to stop constant hi-jacking and argument creating.

theres only one person responsible for what happened and that's yourself due to some weird idea that publicising things in the open forum on CAG would give away your tactics.

 

you lost ..

face up to it

stop blaming others.

esp CAG.

 

dx

 

[Hornsey62]

You've moved my response dx because you don't like what I'm saying. 

 

Please tell us what the defence is to these claims I'm sure people want to know?

 

Can't use no jurisdiction as we all know that doesn't work so what now ?

[unclebulgaria67]

Hornsey

 

Can you upload a copy of the defence you filed, which you said the Judge ignored.

 

This might help others understand what happened.  I just read through all 14 pages of your thread and it stopped after discussion about jurisdiction being lost and never really looked at defending the actual claim.

[ConcernedExpat09]

Would be useful for sure. 

 

My defence in. Budget meeting in a month for some reason even though I am defending myself. Still no expert witness statement received.

[Hornsey62]

13 hours ago, unclebulgaria67 said:

Hornsey

 

Can you upload a copy of the defence you filed, which you said the Judge ignored.

 

This might help others understand what happened.  I just read through all 14 pages of your thread and it stopped after discussion about jurisdiction being lost and never really looked at defending the actual claim.

 

I did defend the claim and lost because the judge had no interest and took solicitors word. If you  have no legal representation you've lost.

 

So all you experts what's your advice for defending ? That might help someone.

[Hornsey62]

3 hours ago, ConcernedExpat09 said:

Would be useful for sure. 

 

My defence in. Budget meeting in a month for some reason even though I am defending myself. Still no expert witness statement received.

 

What is your defence ?

[Hornsey62]

Judge in my case said solicitors didn't have to disclose anything.

[AndyOrch]

See we are back to secret squirrel again....  Can't blame CAG for losing if we dont even know what you submitted.....must have been good though if the Judge didn't even bother to read it.

[unclebulgaria67]

2 hours ago, Hornsey62 said:

 

I did defend the claim and lost because the judge had no interest and took solicitors word. If you  have no legal representation you've lost.

 

So all you experts what's your advice for defending ? That might help someone.

 

If you defended and have since thrown away your defence information, then give us a flavour of what you said.

 

You are adding a negative view on other peoples threads, when you won't even share the defence which a Judge had no interest in discussing. 

 

Would be wonderful if people had the money to afford expert lawyers to defend their claims, but that is unlikely to be the case for most people.  Someone on CAG was quoted £5000 by a Solicitor specalising in this area, for simply taking a look at their case and no doubt more fees would be charged if more work was needed. 

 

Which is why it is important for online communities to share information, so they can at least try to defend.  

[Hornsey62]

2 hours ago, Andyorch said:

See we are back to secret squirrel again....  Can't blame CAG for losing if we dont even know what you submitted.....must have been good though if the Judge didn't even bother to read it.

 

I have not blamed cag for losing..why would I when I didn't put my defence on here.

 

Everyone involved knows why I stopped posting. Every time I've come on here I get insults from dx when I'm only trying to help others.

 

It's no good telling people there's nothing they can do when there clearly is. Isn't it fair to let them know ? Isn't it what this forum is all about ?

[Hornsey62]

1 hour ago, unclebulgaria67 said:

 

If you defended and have since thrown away your defence information, then give us a flavour of what you said.

 

You are adding a negative view on other peoples threads, when you won't even share the defence which a Judge had no interest in discussing. 

 

Would be wonderful if people had the money to afford expert lawyers to defend their claims, but that is unlikely to be the case for most people.  Someone on CAG was quoted £5000 by a Solicitor specalising in this area, for simply taking a look at their case and no doubt more fees would be charged if more work was needed. 

 

Which is why it is important for online communities to share information, so they can at least try to defend.  

 

The statements I received showed my debt had been written off by the bank. As I understand it if banks do that in the UK they sell it on. That was my defense. Judge wasn't having it. No secret.

 

I am not being negative on other people's threads I'm just trying to help but I always get insulted and really try to ignore the person that's doing it. If someone doesn't like what I say my posts get moved.

 

What good is my thread to anyone because it's in the financial  legal issues forum when it really should be in the overseas as no one with UAE debt will see it.

 

I do want to help others that's why I come back but when I tell the truth others don't like it.

 

It would be nice if someone on here offered their opinion of a defence against these claims but no one has an answer.

 

 

[AndyOrch]

All threads involving a court claim are moved to the FLI Forum irrespective if connected to loans credit cards lending etc...so we have them all in one forum.

And as I stated on your forum from the day we knew jurisdiction had failed...we cant offer an opinion on a defence because its never happened before as once jurisdiction is challenged they have always discontinued or had the claim struck out by the court. 

[Hornsey62]

I know about the FLI forum but no one is going to find the UAE court cases when they are there.

 

Jurisdiction cannot be challenged.

I know you know your stuff but I've been through this and all I was trying to do was help others. I don't expect to be insulted for my trouble.

[AndyOrch]

Jurisdiction can be challenged ...it wouldn't have it on the claim form as option if it couldn't and there wouldn't be a full section in the Civil Procedure Rules on how to process it if it cannot be challenged........you was the first we know of that lost on jurisdiction on this forum..  

[AndyOrch]

https://www.justice.gov.uk/courts/procedure-rules/civil/standard-directions/general/disclosure-of-documents

 

As a general rule, depending on the size of your dispute, you will likely be ordered to either:

 

Disclose documents you intend to rely on no later than 14 days before the hearing (small claims matters, up to £10,000);

Disclose documents on the standard basis – being documents which support your case, adversely affect your case or support the other sides case (fast track matters, £10,000 - £25,000)

Disclose documents confined to specific matters identified by the court, and documents within those matters which support your case, adversely affect your case or support the other sides case (multi track matters, over £25,000 or too complicated for fast track)

[Hornsey62]

No one on this forum disputed jurisdiction before me and no one has won.

 

They have non exclusive jurisdiction clause in the T&Cs as you know Andy.

 

 

[AndyOrch]

Yes they did in your case which is something quite new....which we covered in great length on your thread......I have done plenty of disputed jurisdictions and never lost one but they didn't have  non exclusive jurisdiction clause in their agreements.

 

How about posting your defence and what the outcome was of your case Hornsey...did they get judgment ?  How do they intend to execute it ? 

 

What was the final costs ?

[Hornsey62]

Andy they can make up the T&Cs to suit because no one ever gets sight of them when you sign they always have some excuse why they can't provide them at the time.

 

I am in the process of arranging repayment to CWD.

[Hornsey62]

17 minutes ago, rgaine said:

 

Yes it would be good to see as I think it maybe only a matte of time for me also although different circumstances 

 

on on another note after 3 years the FO have finally acknowledged my complaint and the daily mail and the FO have written to Mr Coyle and indeed IDR. It seems that now they are using solicitors as debt collectors without titles and without signing off emails very shady and very dodgy ! 

I will certainly update you once I get my feedback 

 

Why are the daily mail involved rgaine ?

[dx100uk]

urm..and what can they do if you dont

did they or the judge get any I&E sheets out of you?

was this a forthwith judgement for the whole sum?

or £PCM was set ?

 

 

 

[Hornsey62]

Judge said arrange payment to claimant. Have sent them I&E sheet and proof of outgoings.

 

Waiting to hear back.

[rgaine]

6 hours ago, Hornsey62 said:

Judge said arrange payment to claimant. Have sent them I&E sheet and proof of outgoings.

 

Waiting to hear back.

Personally wouldn’t pay them a penny sorry ! Debt is still owned by the UAE and not passed through the courts there 

 

also T&Cs are presented but never explained at all about any clauses etc regardless of year etc but this should be done by the agents 

 

 

 

6 hours ago, Hornsey62 said:

 

Why are the daily mail involved rgaine ?

They are involved because for the past 9 years of abuse and unlawful behaviour from agencies in Dubai and then more recently Mr Coyle and IDR (mr Coyle operating IDR from CWd offices in the early days) they have a right to look into it and know what’s going on and finally they have taken note. 

[Hornsey62]

You have to pay once it's gone through the court.

 

 

[dx100uk]

well stick in an N245 then.

 

[Hornsey62]

How is that going to help me dx

 

I have got a debt I have to pay it