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Cabots chasing Santander OD debt

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Hi Folks,

 

Cabots have been chasing me for years about a debt.

I do not remember owing any money to santander but they say I owe £1200.

 

I once wrote to them asking for proof of this debt but they did not respond.

The debt has moved backwards and forwards between Cabots and a few other companies

 

now Cabots have sent a letter saying they will instruct a solicitor to get a CCJ against me.

 

What is my best course of action with this?

They never give any account number details - just a balance of £1200!! Many thanks.

Edited by dx100uk
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There's a bunch of stuff that has to happen before they go near court.

 

Cabot have bought a bunch of bad debts lately and likely have thrown a load together hoping people fall for scare tactics and default ccjs.

 

Have you had a pap pack yet? What did the letter say?


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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There's a bunch of stuff that has to happen before they go near court.

 

Cabot have bought a bunch of bad debts lately and likely have thrown a load together hoping people fall for scare tactics and default ccjs.

 

Have you had a pap pack yet? What did the letter say?

 

Hi, They have been sending these letters to me for about 5 years.

Whats a pap pack?

 

The recent letter says that because I have not paid anything they will refer the debt to a solicitor to get a CCJ.

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What type of credit

When did you last pay/use it?


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What type of credit

When did you last pay/use it?

 

They say its a santanda bank account but I have no idea what this is.

I have no recollection of any debt with them.

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Solicitors dont 'get' CCJs.......there has to be a court case where they have to prove you owe it and then you dont pay it before it goes anywhere near a CCJ, without ref numbers etc they wont win.

 

Are the letters from CCJ or Mortimer Clarke ?

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Moved to Santander forum

Go check your credit file


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

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The CAG Interest Tutorial Read Here

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Moved to Santander forum

Go check your credit file

 

My credit file is clean. I have a good credit rating.

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Solicitors dont 'get' CCJs.......there has to be a court case where they have to prove you owe it and then you dont pay it before it goes anywhere near a CCJ, without ref numbers etc they wont win.

 

Are the letters from CCJ or Mortimer Clarke ?

 

Letters are from Cabot Financial threatening to involve a solicitor to get a ccj.

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as they do just threaten its all a DCA can do

they've no special powers

 

suggest you get reading up.

 

you've been here 10yrs...


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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use our search cag box of the top red toolbar...

 

cabot chasing bank debt.

 

or such words.


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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use our search cag box of the top red toolbar...

 

cabot chasing bank debt.

 

or such words.

 

That doesnt seem to work.

I use the search cag button but the results are all elsewhere on the web. It doesnt seem to search this forum, it searches the entire web.

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the search cag box in the red top toolbar

 

 

https://cse.google.co.uk/cse?cx=partner-pub-8889411648654839:6449422593&ie=UTF-8&q=cabot+chasing+bank+debt.&sa=Search+CAG

 

you have to scroll past the sponsored ones at the top of the list


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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