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Cabots chasing Santander OD debt


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Hi Folks,

 

Cabots have been chasing me for years about a debt.

I do not remember owing any money to santander but they say I owe £1200.

 

I once wrote to them asking for proof of this debt but they did not respond.

The debt has moved backwards and forwards between Cabots and a few other companies

 

now Cabots have sent a letter saying they will instruct a solicitor to get a CCJ against me.

 

What is my best course of action with this?

They never give any account number details - just a balance of £1200!! Many thanks.

Edited by dx100uk
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There's a bunch of stuff that has to happen before they go near court.

 

Cabot have bought a bunch of bad debts lately and likely have thrown a load together hoping people fall for scare tactics and default ccjs.

 

Have you had a pap pack yet? What did the letter say?

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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There's a bunch of stuff that has to happen before they go near court.

 

Cabot have bought a bunch of bad debts lately and likely have thrown a load together hoping people fall for scare tactics and default ccjs.

 

Have you had a pap pack yet? What did the letter say?

 

Hi, They have been sending these letters to me for about 5 years.

Whats a pap pack?

 

The recent letter says that because I have not paid anything they will refer the debt to a solicitor to get a CCJ.

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What type of credit

When did you last pay/use it?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Solicitors dont 'get' CCJs.......there has to be a court case where they have to prove you owe it and then you dont pay it before it goes anywhere near a CCJ, without ref numbers etc they wont win.

 

Are the letters from CCJ or Mortimer Clarke ?

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Moved to Santander forum

Go check your credit file

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites
Solicitors dont 'get' CCJs.......there has to be a court case where they have to prove you owe it and then you dont pay it before it goes anywhere near a CCJ, without ref numbers etc they wont win.

 

Are the letters from CCJ or Mortimer Clarke ?

 

Letters are from Cabot Financial threatening to involve a solicitor to get a ccj.

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as they do just threaten its all a DCA can do

they've no special powers

 

suggest you get reading up.

 

you've been here 10yrs...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

use our search cag box of the top red toolbar...

 

cabot chasing bank debt.

 

or such words.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...
use our search cag box of the top red toolbar...

 

cabot chasing bank debt.

 

or such words.

 

That doesnt seem to work.

I use the search cag button but the results are all elsewhere on the web. It doesnt seem to search this forum, it searches the entire web.

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the search cag box in the red top toolbar

 

 

https://cse.google.co.uk/cse?cx=partner-pub-8889411648654839:6449422593&ie=UTF-8&q=cabot+chasing+bank+debt.&sa=Search+CAG

 

you have to scroll past the sponsored ones at the top of the list

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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