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    • yes when you get your N180 from the court. on the sols copy omit phone/sog/email.
    • you dont need a copy of the letter. just proof. it might pay you to sar SLC as if they had your correct address on record before loan sales to erudio , that will add another very strong string to your bow toward setting aside this backdoor CCJ and the arrows you'll fire at Arrows (Erudio are arrows DCA in sheeps clothing)   you also might like many others find that you still have access to the online SLC portal. that could be useful with info. like deferral dates etc and address and what they knew and when.   at present you are in the info gathering stage, the more of that you can get the better.
    • IMHO i would never have a DD setup for any consumer credit debt. they are not a priority, like mortgage/rent/CTAX/Gas/Electric.   this gives you a bit more work to do, but it ensures there is always money for the priority things that can threaten the roof over your head or it's the necessary home utils needed with one.   it's also worthy to note that somethings that are unconscious priorities (though NOT!) like mobiles/phone/digital tv and broadband etc DD's often contribute to the real priorities not being paid. careful management of those needs to be exercised, like moving their payment dates to after the priorities are deal with in your calendar, or vice versa move the priorities to before those come out.   it is stunningly amazing how many families fall into priority bill debts by blindly pay these 'mentally essential luxury gadget' bills and are in total ignorance of the effect they have upon their available funds as 'they can't live without them'.
    • Just as UB says, he bailiff does not need to be invited in, but he certainly should have announced himself. i dont suppose he said what the enforcement was for?   The bailiff has to have a "reasonable belief" that the debtor resides at your address, if he is permitted to enter.   In the first post you say the Warrant was addressed to next door, is this your daughters property and did this Richard live at that address or your address.?   We should find out what the bailiff may say to try and justify his actions.    
    • Still valid?   For completion once a defence has been submitted and the claimant wishes to proceed.   Yes to mediation No if its statute barred or a parking claim. Yes to Small Claims Track State your local County Court  1 witness = yourself   The rest is self explanatory   Run 3 copies..Court/Solicitor/File
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
      I opted for mediation, and it played out very similarly to other people's experiences.
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
      Many thanks, stay safe and have a good Christmas!
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
    • Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786
      • 31 replies
    • Hermes lost parcel.. Read more at https://www.consumeractiongroup.co.uk/topic/422615-hermes-lost-parcel/
      • 49 replies

PCN received from Europark after spending all day in retail park

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Hi site team and caggers, long time now speak..

you'll be pleased to know I've been mostly keeping myself out of trouble.


I've received a PCN from Euro Park for £90 after spending the day shopping with my mum.

There were no noticeable signs saying that you can only stay for a limited amount of time so we shopped for several hours and then ate there in the evening.

We spent £4500 in that retail park that day.


They do have photographic evidence saw my registration on the letter.

I ignored the first letter but they have sent a final warning letter now.

What should I do?

Edited by dx100uk
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It always seems counter productive to me that stores go along with restricting motorists to a certain time in their car parks especially when they are already struggling against their competitors on the internet.



First thing is not to pay the ticket. Then get on the phone to the Head offices of each company where you spent the lion's share of your purchases and complain. Ask them why you should shop there and be harassed by the crooks that run the car parks when you could stay at home and get everything on line.




Aancel nd threaten them that you will not only complain about your treatment on Facebook, twitter etc but you will cacel your credit card payment, return the goods and get what you want elsewhere.

Edited by honeybee13
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They dont go along with it really. They have little choice as its the landowner, or rather the PPC barking orders.


Take Cheshire Oaks for example. Theres a restriction on time there, but its very easy to exceed it given the size of the place, and the lack of car parking spaces, so you cant drive off to another spot.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..



If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks


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the stores dont get to have a say in this at all, it is the retail park developer that invites these bandits to run amok.


Now get all your receipts together and put them in time order.

Find out who the developer is and see if they have an office at that retail park.

get on to them and tell them that you are going to return all of the goods purchased as a point of principle and make it clear via social media why this is.


email copy of receipts to their office and tell them that you expect them to either meet them their with a camera crew in tow or tell the parking bandits to cancel.


Write to all of the store you purchased stuff from and tell them that you are doing this as well unless they all tell the developers to stop allowing the parking bandits from ripping off their customers in this way.


Point out that every store visit is a separate event so there wasnt an actual overstay but merely a number of unlogged separate visits as the Anpr isnt fit for purpose.

Edited by dx100uk
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Hi Caggers... also long time no speak... I wondered if I could join in and have a moan about parking tickets...


In my case, I'm guilty, though... this happened just 10 minutes ago... I stopped my car on a taxi rank to post a letter...was less than a minute and see he's already taking a pic of my car... I sat in the car whist he finished writing it out, apologising all the while, then he chucked the ticket through my open window and said 'See you in court'

I just feel so annoyed at the rudeness... he entered the worng make of car, too!


Sorry to gatecrash... I can't find the right place to start a thread.


Kind regards, Dookist.

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Start a new thread of your own please

And complete the private parking sticky too

If this was private or council??

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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