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Hi everyone,

I'm new one here and sorry for my mistakes, english isn't my first language )))

The question is about PPI claim.


I moved to UK in 2010 and opened my bank account in Lloyds bank.

Because of I didn't speak in English very well the lady in bank sold me Silver account and I didn't know I can have a free one.


I knew only this year (2018) in April and I did complain through Resolver and than escalated to Ombudsman.


Today I received the answer with refuse.


They write it's too late because of it's more than 6 years from opening account date and I should receive the letter with AES (annual eligibility statement) in 2014.


How do you think can I fight for my PPI money back or not?



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have you the monthly fee of £9.95 is it?? for their 'insurance package fee?'

is this what you are complaining about?


if so its not a PPI complaint you should have raised but a packages account fee' reclaim.


sadly resolver is a useless tool for doing these things.



please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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