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    • Hi I have received not one but three of the same PAP letters (just different amounts and details) from Moriarty Law, allegedly for three different ADCB credit cards taken out in UAE in 2009 for a total debt they claim is now almost 200,000 pounds across the three accounts.  I think I may have had one credit card from them, but there was nowhere near that amount outstanding, if anything, when I left the UAE for good on September 30, 2010. There is a difference with my case, however and I need some advice.  I have lived in Hong Kong since 2012 (I am a permanent resident there) and the letters have been sent to my elderly mother's address, which is where my UK bank account is registered, and have been forwarded to me. Though they are dated August 20 and 21 I only received them yesterday. There are also two follow-up "Final demand before proceedings letter" both dated September 8. In previous years there have only been various DCA letters sent which have all been ignored My queries are this: 1. What would happens if the letters were returned with a note that this person is "no longer lives at this address" - moved abroad” 2. Or should I return the PAP reply form anyway as set out on this forum but with no address on it (it might confuse them with a Hong Kong stamp on the envelope I guess) 3. If I do that, should I send the three forms separately or together? 4. Should I return it saying I have left the country adn not to send any more correspondece to my old address? 5 Or is there any other advice you can give.  I am not sure if I reveal that I am in Hong Kong that could stop UK proceedings, could I have a CCJ in absentia and could it be enforced, or whether could chase me for it in Hong Kong which has a similar statue of limitation law to UK? Thanks for any speedy advice. Time is short because it takes four or five days for post to get between UK and HK.        
    • A step by step guide on how to use the Armed Forces Pension Calculator     READ MORE HERE: https://www.gov.uk/government/publications/a-step-by-step-guide-on-how-to-use-the-armed-forces-pension-calculator
    • Hi   Repair and Support Plan states: If your product goes wrong after the 3rd Repair, you can request a replacement.(The faults must be mechanical they say e.g Hard Drive as opposed to physical/accidental to qualify for replacement/vouchers).   My Laptop has had 4 Hard Drive replacements. They are attempting to claim that a corner being missing when the laptop went in for repair over rides Hard Drive Failure and are therefore claiming my laptop has had only 3 repairs.   Also Well fix in 7 days or replacement-1 of the repairs took almost a month. Ive refused delivery of my `fixed` laptop now for 3 months while arguing to and fro with them that they have breached the support plan and I want replacement vouchers.They are now charging me £50 to store my laptop and are going to dispose of it in 6 days if I dont contact them. Been through usual channels..Consumer advice... just found out they wont participate in ADR. I loathe this company they are a disgrace. Ive paid A support Plan £11 per month for over 8 years. Im aware how bad they are and how many people they have shafted. Anyone any idea where I stand ..what I do?I dont want them to get away with broaching the policy as well as binning my laptop.Im left with nothing.    
    • So it is...... ...but has yet to be determined by a Judge...who would no doubt decide that  Bailey had the use of the vehicle  during the term of the agreement and therefore benefited.   Too risky....I would be happy with this result and leave it at that. 
    • If the claim is private individual against business, the case should be heard in your local court. Did you buy the dress under a business name or your own individual name?
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So quick question for anybody in the know

 

I am about to start a new job monthly paid - However I am concerned...

The company do Payroll on the 20th of the month.

 

With this date up and coming in less than 2 weeks - Would the company do payroll based upon 1st - 31st of the month where applicable and pay it on the 20th during that period (Like where some companies pay you on the 26th / 27th till the 31st for example?)

 

Or would I only get paid a week if I started next Monday? Slightly worried?

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normally when a companies payroll is run before the end of the month, as mine is, it is for the whole month

 

ie you get paid for the 1-31 even though the payroll is run on the 20th

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normally when a companies payroll is run before the end of the month, as mine is, it is for the whole month

 

ie you get paid for the 1-31 even though the payroll is run on the 20th

 

I thought as much... Although it does make me wonder though...

I dont want to lose this opportunity but If I cant afford to go in... Well then... Thats a problem...

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Would they consider an advance on your salary to enable you to get to work, FKO?

 

 

HB


Illegitimi non carborundum

 

 

 

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That's pretty unreasonable - did they not offer anything ? I always pay at least 2 weeks by special transfer if someone misses payroll.


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My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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hopefully they get something sorted out for you FK

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In the end - They werent prepared to do anything... Which i understand completely.

The agency tried to step up and put me on their payroll for 2 months but it can go wrong in so many ways... So...

Ive turned down the company...

 

 

This can be a problem with monthly payrolls where the cut-off date may be a couple of weeks before month end. If you miss the cut-off you may not get paid that month and have to wait 'til the following month.

 

 

Having said that, I worked in the NHS with sufficiently flexible and sophisticated payroll systems to cater for these situations - late payments for new starters could be actioned quite easily. I presume this company doesn't have that flexible a system?

 

 

Is it worth turning the job down because they won't pay you 'til next month? You may have the same issue with future jobs.

 

 

But I'm not sure I'd want to work for an employer who couldn't sort this out for me. icon9.png

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This can be a problem with monthly payrolls where the cut-off date may be a couple of weeks before month end. If you miss the cut-off you may not get paid that month and have to wait 'til the following month.

 

 

Having said that, I worked in the NHS with sufficiently flexible and sophisticated payroll systems to cater for these situations - late payments for new starters could be actioned quite easily. I presume this company doesn't have that flexible a system?

 

 

Is it worth turning the job down because they won't pay you 'til next month? You may have the same issue with future jobs.

 

 

But I'm not sure I'd want to work for an employer who couldn't sort this out for me. icon9.png

 

And neither would I - I think behind the scenes - The company werent told by the agency about my concerns.

This is a problem. But its all good. I had a lower paid offer come through today which is more local to me and plus I have also been interviewing in London all day today.

The Lower paid offer is still in the 20s... And I will get paid at the end of November... So a result. :) - Ive accepted it.

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