Jump to content

You can now change your notification sounds by going to this link https://www.consumeractiongroup.co.uk/index.php?/&app=soundboard&module=soundboard&controller=managesounds

 

You can find a library of free notification sounds in several places on the Internet. Here's one which has a very large selection https://notificationsounds.com/notification-sounds

 

 

BankFodder BankFodder

 

BankFodder BankFodder


  • Tweets

  • Posts

    • if your loan is an unsecured loan, but you own a home were they to make you bankrupt, could you lose the home....... .............   i will assume you are talking about your wife's debts? as you've said YOU don't own a home ?  
    • Shops at the retail park beside me were mobbed today, last week the motorway between Glasgow and Edinburgh was as busy as it ever has been.
    • I have a loan with Commsave dx, the deductions come straight from my wages. When you join you tell them how much you want to save either weekly or monthly and you authorise them take deductions from your wages towards your savings account with them, same thing apply's when you have a loan with them.
    • I went from Virgin Media to Sky Q earlier this year as I wasn't a great fan of Tivo and was keen to try Sky Q.   When it was installed, I was offered the chance to replace my aging (ten year old) dish which I accepted.   In the last few days, I've come to the conclusion that Sky Q isn't for me and that I'd ideally like to downgrade it at the end of my contract to go back to using my old Sky+ HD box, which I still have.   Much to my surprise, I subsequently found out that the LNB on my dish would not be compatible as Q uses a special "wide band" LNB and the older boxes do not.   I contacted Sky to confirm this, which they did.   They also told me that there would be nothing they could do and that if I wanted to continue using my dish with my older box then I would have to pay to get it re-fitted myself which, after some investigation, would cost me at least £150 pounds.   The issue of future compatibility wasn't mentioned anywhere in the literature or the official Sky Q contract, but the Sky employee I was talking to agreed that it could present a problem and said that he would pass it "up the ladder" to see if the wording could be changed to better explain it to prevent any future problems - all the while telling me there was nothing they could do for me specifically.   I understand that I'm getting the service I paid for, which I have no issue with.   I understand that I'm only loaning the equipment and that it has to be returned at the end of the contract.   That I also have no problem with.   The contract also states that the dish becomes mine at the point of installation as well, which is also fine.   Basically, Sky have provided the service stated in the contract.   My problem with this is that Sky must clearly know that many people use, and still use, older boxes.   They still sell viewing cards for these older boxes, so that in itself should be enough to prove that they are aware of the compatibility issues between the two pieces of hardware.   Should there not have been even a small advisory akin to "Customers please note: Sky Q dishes are not compatible with older hardware" ?   By choosing to omit this information,  it not only prevented me from making an informed decision at installation, as I could have apparently asked for what's called a "Hybrid LNB" which would be compatible with older hardware, but it will also leave me significantly out of pocket at the end of the contract.   Is there anything in this ?.  Can I challenge this in any capacity ?.   Ideally, I'd like them to let me out of the Sky Q contract so I can downgrade to the Sky+ HD box I own, but I accept this will likely not be possible.   I'd be interested in your thoughts.   Thankyou.
    • i cant understand your last post  please dont use txt speak. ask your questions clearly...and spell them properly ...thank you.    
  • Our picks

    • Currys Refuse Refund F/Freezer 5day old. Read more at https://www.consumeractiongroup.co.uk/topic/422656-currys-refuse-refund-ffreezer-5day-old/
      • 5 replies
    • Hi,  
      I was in Sainsbury’s today and did scan and shop.
      I arrived in after a busy day at work and immediately got distracted by the clothes.
       
      I put a few things in my trolley and then did a shop.
      I paid and was about to get into my car when the security guard stopped me and asked me to come back in.
       
      I did and they took me upstairs.
      I was mortified and said I forgot to scan the clothes and a conditioner, 5 items.
      I know its unacceptable but I was distracted and Initially hadn’t really planned to use scan and shop.
       
      No excuse.
      I offered to pay for the goods but the manager said it was too late.
      He looked at the CCTV and because I didn’t try to scan the items he was phoning the police.
       
      The cost of the items was about £40.
      I was crying at this point and told them I was a nurse, just coming from work and I could get struck off.
       
      They rang the police anyway and they came and issued me with a community resolution notice, which goes off my record in a year.
      I feel terrible. I have to declare this to my employer and NMC.
       
      They kept me in a room on my own with 4 staff and have banned me from all stores.
      The police said if I didn’t do the community order I would go to court and they would refer me to the PPS.
       
      I’m so stressed,
      can u appeal this or should I just accept it?
       
      Thanks for reading 
      • 6 replies
    • The courier industry – some basic points for customers. Read more at https://www.consumeractiongroup.co.uk/topic/421913-the-courier-industry-%E2%80%93-some-basic-points-for-customers/
      • 1 reply
    • The controversial sub-prime lender says the City watchdog is investigating its practices.
      View the full article
      • 0 replies
shedder101

when can you say your being harassed

style="text-align:center;"> Please note that this topic has not had any new posts for the last 605 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hello,

I have written before on this forum concerning my mental illness and the debt, successfully writing off debt from MBNA.

 

I had a mental breakdown in 2005 and a relapse in 2015 when I fell again into a deep depression. For people who do not suffer with mental health issues, it is hard to explain how things effect you. It’s not I am another person but, I can appear changed and not myself. When I am suffering these episodes my moral compass, well it isn’t there I basically am an ar*e I care not a jot and do things I know can be destructive.

 

I have had great help from social services to help me cope and as I said in a previous post,

 

https://www.consumeractiongroup.co.uk/forum/showthread.php?489343-tesco-credit-card-amp-freds&p=5142374#post5142374

 

I do have outstanding debts with

Tesco Credit card £7700 owing, still haven’t heard anything from Frederickson or Tesco for an age.

PayPal credit card £2200 sent me an email, I have attached that email. This is the first I have heard from them.

 

I noticed I still had a direct debit set up for Tesco I have no idea what it was for so the bank recommended to cancel it, so I did. It was over a month when I got a phone call from Tesco, saying I was default on my loan, what loan, I had no idea. The person asked me several security questions that I couldn’t answer all of them, then they finished the call stating they wanted there payment.

 

I have searched high and low to find out what the loan was but I have no paperwork at all. I vaguely remember clicking on a link on an online statement from Tesco about something. Now I still get monthly statement emails from Tesco but cannot access the account on line. Looking at my credit report I can see a loan over 5 years that I had paid for 3 years and a part account number.

 

I have written to Tesco with the part account number as well as my old credit card number explaining my situation. Since the letter I have had 3 calls a day all blocked, I told them in my letter do not call as I can be very offensive so I don’t answer to any one I don’t know, the phone is there for me to get in touch with my doctors.

I have no paperwork for Tesco, I have asked for my information by post and still nothing, when can I say this is getting to be harassment?

 

Your help as always is appreciated

edit paypal 1.pdf


had my SD Set aside thanks to CAG

won with lowells thanks to CAG

dont ask me though these are the people to help:D

Share this post


Link to post
Share on other sites

Easy answer. SAR tesco and theyll give you everything they hold on you. Ignore all phone calls. If they want to communicate they can do it by post.

 

it snot harassment. its basic debt chasing.

 

SAR them, and include in a separate letter that they must NOT call you and all communication is to be done via post.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Share this post


Link to post
Share on other sites

Thanks for that, in my letter to them i did say do not call me but they ignored that. I will do that SAR and a separate letter again.


had my SD Set aside thanks to CAG

won with lowells thanks to CAG

dont ask me though these are the people to help:D

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...