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Please can anyone advise

 

log book loans got a charging order on my house

- i wrote to the company thats dealing with things

they responded saying another rcompany had bought their debt and i could make an offer to them to clear ,

 

I havent contacted them yet as i didnt want to say anything I shouldnt to them

- Im so confused by everything ,

 

does anyone have any advice please ?

 

Thanks very much

Edited by dx100uk
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who was the LBL originally with

who was it sold to?

who's name is on your deeds?

did you get a notice of assignment?


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Nine regions they are liquidated now

BW legal

Just my name

No I didn’t

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who has the charge on your DEEDS now.

go look use the .gov.uk site only!!

 

so who are BW legal's client?


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Sorry fell asleep

On my deeds it says Nine Regions ltd

I contacted KRE corporate recovery who are the liquidators for nine regions - they said the debt had been sold to PRAC Financial ltd , I then received a letter from bw legal saying PRAC was their client and "pursuant to a debt sale agreement , the equitable charge has been assigned to our client .The assignment took place effect on 4 march 2016 therefore only our client cab give valid discharge of the debt

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£6,714.59, this was such an awful time in my life I was in hospital diagnosed with bipolar disorder and dont remember much of what happened , it has only come to light all this time later . I lived on my own so no-one to deal with anything when I was unable to

Edited by Andyorch
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no nine regions got the CCJ and the charge, all rights are now sold to prac.

 

so was your credit shot at the time of this loan and you had other borrowing like PDL's etc ...


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I wasn’t working at the time , I’d finished due to being so ill , no PDL nothing just needed some money to buy a cooker can’t even remember how much I borrowed not much

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not joint property ownership is it?

and this debt was solely in your name


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aw shame

so you don't have to do anything

it'll be paid If you ever were to sell...


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why?

theres no point really.

other than sitting there its not hurting you.


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

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WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

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then you'll pay it off when you do.

 

just type

no need to hit reply with quote just type..

makes a thread twice as long


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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no matter...

 

you could arrange to pay it off now but pers as let your sols deal with this at the time of remortgage as its debatable if anyone should actually get anything at this stage.

 

is the remortgage imminent or just something you are thinking about.

and if its to clear debts??? then …. urm..


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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