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    • I received a PCN on 14th March 2018.  I've posted all the info on another thread I am no longer able to post to.  Eventually gladstones became involved and I wrote to them on 03 December 2018, following the advice of CAG.  I did not receive a response until 03 May 2019 which opened: 'Thank you for your letter dated 03/12/18, the content of which has been noted. We apologise for the delay in our response however, as no further action has been taken we trust you agree no prejudice has been suffered as a result' it then went on to demand £160 within 30 days. It contained a copy of the signage at the site. An ariel photo showing where the signs are located Two pictures of my parked vehicle (which include dates and times  Pictures attached) I ignored it.  I've now received a claim form from the county court business centre.  I have attached it at the bottom so you can see the particulars of the claim.    In order for us to help you we require the following information:-   Name of the Claimant ? UK Car Park Management  claimants Solicitors: Gladsones   Date of issue – 17th July 2019   What is the claim for – The driver of the vehicle parked in breach of the terms of parking stipulated on the signage (the contract) at 54 Pensby Road Wirral. ch60 7re on 14/3/2018 thus incurring the parking charge.  (the PCN) tHE DRIVER OF THE VEHICLE AGREED TO pay the PCN WITHIN 28 DAYS of issue yet failed to do so. The claimant claims the unpaid PCN from the defendant as driver/keeper  of the vehicle. Despite demands being made, the defendant has failed to settle their outstanding liability.       What is the value of the claim? £176.18, court fee £25 legal costs £50 Total amount £251.18   Has the claim been issued by the Private parking Company or was the PCN assigned and it is the Debt purchaser who has issued the claim ? The claim is issued by the claimants legal representatives - Gladstones.    Were you aware the account had been assigned – did you receive a Notice of Assignment? - yes   Interestingly, It appears that UK PARKING MANAGEMENT NO LONGER MANAGE THE SITE  and in fact were instructed by a single business owner  who no longer trades there. ( there are several businesses along the stretch of road who back on to the area) There is apparently some discussion from other business owners that the land was never actually theirs to enforce...... I assume this is relevant in my defence? 
    • But very few people have tenancy agreements with 3 years or more.  Pretty much the only people in that category are going to be people who brought a property leasehold not freehold.  Which seems to be predominantly London based thing.   My other query on that is the the schedule says "In this Part of this Schedule "   which surely means the definition within this section only refers to this part of the act, not the whole act ?
    • I have sent a sar, the credit card is from some time ago, the 8% interest is added yearly is it not?
    • A summons is not the usual way of calling a motoring matter to court these days. They are nearly always started by a "Single Justice Procedure Notice" (SJPN) or, occasionally, by a Postal Requisition. They have six months to issue this to the court and in most areas take all of that time.    More than that, the OP needs to be advised what to expect and when to expect it because if his "paperwork" has gone astray he may find himself facing a more serious charge. It would be nice if he would come back and help us help him because it's not clear what he has received so far, what he has done with it, how his wife is involved or the timeline for any of that. Until then it's pure speculation.  
    • Hi I purchased a slush machine for my dads food van, when ordering it said I will receive tracking details within 2 business day. However it has been over 4 business days and still I have not revived any details of delivery. I contacted the company (via email, as they do not have a phone number) and they said they will update me with tracking details as soon as they are available.    Now I will wait a few more days as I understand it may be the courier who is taking long, but if I still do not receive any delivery details, is there anything I can do.    Would CRA still apply as the machine was supposed to be used commercially in an food van, BUT I had purchased the machine for him and I am unemployed and paid from my own bank card. 
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Please can anyone advise

 

log book loans got a charging order on my house

- i wrote to the company thats dealing with things

they responded saying another rcompany had bought their debt and i could make an offer to them to clear ,

 

I havent contacted them yet as i didnt want to say anything I shouldnt to them

- Im so confused by everything ,

 

does anyone have any advice please ?

 

Thanks very much

Edited by dx100uk
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who was the LBL originally with

who was it sold to?

who's name is on your deeds?

did you get a notice of assignment?


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Nine regions they are liquidated now

BW legal

Just my name

No I didn’t

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who has the charge on your DEEDS now.

go look use the .gov.uk site only!!

 

so who are BW legal's client?


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Sorry fell asleep

On my deeds it says Nine Regions ltd

I contacted KRE corporate recovery who are the liquidators for nine regions - they said the debt had been sold to PRAC Financial ltd , I then received a letter from bw legal saying PRAC was their client and "pursuant to a debt sale agreement , the equitable charge has been assigned to our client .The assignment took place effect on 4 march 2016 therefore only our client cab give valid discharge of the debt

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£6,714.59, this was such an awful time in my life I was in hospital diagnosed with bipolar disorder and dont remember much of what happened , it has only come to light all this time later . I lived on my own so no-one to deal with anything when I was unable to

Edited by Andyorch
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no nine regions got the CCJ and the charge, all rights are now sold to prac.

 

so was your credit shot at the time of this loan and you had other borrowing like PDL's etc ...


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I wasn’t working at the time , I’d finished due to being so ill , no PDL nothing just needed some money to buy a cooker can’t even remember how much I borrowed not much

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not joint property ownership is it?

and this debt was solely in your name


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aw shame

so you don't have to do anything

it'll be paid If you ever were to sell...


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why?

theres no point really.

other than sitting there its not hurting you.


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then you'll pay it off when you do.

 

just type

no need to hit reply with quote just type..

makes a thread twice as long


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no matter...

 

you could arrange to pay it off now but pers as let your sols deal with this at the time of remortgage as its debatable if anyone should actually get anything at this stage.

 

is the remortgage imminent or just something you are thinking about.

and if its to clear debts??? then …. urm..


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WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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