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Please can anyone advise

 

log book loans got a charging order on my house

- i wrote to the company thats dealing with things

they responded saying another rcompany had bought their debt and i could make an offer to them to clear ,

 

I havent contacted them yet as i didnt want to say anything I shouldnt to them

- Im so confused by everything ,

 

does anyone have any advice please ?

 

Thanks very much

Edited by dx100uk
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who was the LBL originally with

who was it sold to?

who's name is on your deeds?

did you get a notice of assignment?

please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s -  would collapse overnight.

 

DCA's view debtors as suckers, marks and mugs - that's why they will never tell you they are not bailiffs and have absolutely zero legal powers on any debt.

 

 

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who has the charge on your DEEDS now.

go look use the .gov.uk site only!!

 

so who are BW legal's client?

please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s -  would collapse overnight.

 

DCA's view debtors as suckers, marks and mugs - that's why they will never tell you they are not bailiffs and have absolutely zero legal powers on any debt.

 

 

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Sorry fell asleep

On my deeds it says Nine Regions ltd

I contacted KRE corporate recovery who are the liquidators for nine regions - they said the debt had been sold to PRAC Financial ltd , I then received a letter from bw legal saying PRAC was their client and "pursuant to a debt sale agreement , the equitable charge has been assigned to our client .The assignment took place effect on 4 march 2016 therefore only our client cab give valid discharge of the debt

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Arh - The Usual

 

"Therefore only our client can give valid discharge of the debt"

 

So its with Prac Financial who went and got a CCJ through their "Partner" BW Legal...

How much is outstanding?

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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£6,714.59, this was such an awful time in my life I was in hospital diagnosed with bipolar disorder and dont remember much of what happened , it has only come to light all this time later . I lived on my own so no-one to deal with anything when I was unable to

Edited by Andyorch
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no nine regions got the CCJ and the charge, all rights are now sold to prac.

 

so was your credit shot at the time of this loan and you had other borrowing like PDL's etc ...

please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s -  would collapse overnight.

 

DCA's view debtors as suckers, marks and mugs - that's why they will never tell you they are not bailiffs and have absolutely zero legal powers on any debt.

 

 

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Share on other sites

not joint property ownership is it?

and this debt was solely in your name

please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s -  would collapse overnight.

 

DCA's view debtors as suckers, marks and mugs - that's why they will never tell you they are not bailiffs and have absolutely zero legal powers on any debt.

 

 

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Share on other sites

aw shame

so you don't have to do anything

it'll be paid If you ever were to sell...

please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s -  would collapse overnight.

 

DCA's view debtors as suckers, marks and mugs - that's why they will never tell you they are not bailiffs and have absolutely zero legal powers on any debt.

 

 

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Share on other sites

why?

theres no point really.

other than sitting there its not hurting you.

please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s -  would collapse overnight.

 

DCA's view debtors as suckers, marks and mugs - that's why they will never tell you they are not bailiffs and have absolutely zero legal powers on any debt.

 

 

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Share on other sites

then you'll pay it off when you do.

 

just type

no need to hit reply with quote just type..

makes a thread twice as long

please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s -  would collapse overnight.

 

DCA's view debtors as suckers, marks and mugs - that's why they will never tell you they are not bailiffs and have absolutely zero legal powers on any debt.

 

 

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no matter...

 

you could arrange to pay it off now but pers as let your sols deal with this at the time of remortgage as its debatable if anyone should actually get anything at this stage.

 

is the remortgage imminent or just something you are thinking about.

and if its to clear debts??? then …. urm..

please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s -  would collapse overnight.

 

DCA's view debtors as suckers, marks and mugs - that's why they will never tell you they are not bailiffs and have absolutely zero legal powers on any debt.

 

 

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