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    • No I have not. I will probably do that
    • Based on ECP's previous, what will definitely happen is this. They will send more idiotic letters. After they will send a Letter of Claim, and it is essential that your brother replies at this point to this to show them he would be big trouble in court. Next it is highly likely (but not certain) that they will crawl back under their stone and that will be the end of the matter. The slight worry is that if they do do court it will seem a likely story to a judge that your brother has no connection to the ticket, when it was him who appealed and replied to the Letter of Claim.  Indeed I think it would seem the lot of you were playing games with ECP and with the court by getting unconnected people involved and then later deny they were involved. So be aware there is that slight risk. You talked about "a mess" in your first post, and you weren't wrong. Someone hires a car and gets a ticket.  There is an appeal.  Who appeals, the hirer?  No, the hirer's mate's son.  Obvious! There is an approach for help to a consumer website.  By the hirer?  No, by the hirer's mate's son's brother! This is so damn silly and totally avoidable. Anyway, it seems the decision has been made for your brother to carry the can so whatever consequences will ensue will ensue. 
    • Doc 04-19-2024 11-01-51-merged-compressed.pdf good morning.    9 pages attached.    thank you  UCM
    • Hi I was being supplied my ovo after unknowingly being swapped from SSE.  My issues began when we had a smart meter fitted and our bills almost doubled overnight - we at the time assumed we were just paying not enough until then and just continued to pay the excess bills each. Month.    I would from time to time contact ovo and get faced with a call centre on South Africa of the most rude agents who would just hang up after hours of wait and I could not even get an acknowledgement of an issue with my meter.  At one point we were not in the property for like 4 months and the bills were coming just as high!  It was at this point I was sure something is not right and ovo only care to send bailiffs and started threatening us with a pay as you go meter despite me taking out a 3.5k loan to pay of my outstanding balance.  Around 1600 each on both gas and electricity.  This is where its gets really bad -  the very same day they sent me out a new bill saying the money paid already was only to cover up until the November previous and because its now Feb we owe another 1k.   By that August this had risen to over 3k and I still couldn't get anyone to even acknowledge a fault let alone fix it.    In despair I tried to swap suppliers and to my surprise octopus accepted us because even tho the debt is owed we are trying deal with.  During our time with them the bill was coming only on my wife's name as I was responsible for other bills and she this one - now that we owe them 3k they have magically started adding my name as well as my wife's to the same debt to apply double pressure and its showing on my experiwn report now with a question mark and 2700 showing in grey -  This was my wife's debt which we dispute we owe yet the have now sent me letter with both our names on from oriel and past due credit debt agencies - is this illegal and how can I get them to take my. Name of this and leave on wife's name as its so unfair they give us a both a defualt for wife's debt which we dispute anyway.    In the end about 3 weeks ago I wrote an email to their ceo and rishi sunak and low and behold for the first time in our history with ovo someone who spoke English contacted us and said she will look into our claim.    I explained to her that we feel our meter is faulty and despite me contacting them using WhatsApp email and phone I still have not got anyone to acknowledge a fault even. And that I dispute I Owe anything as my son was in hospital for 3 months and we stayed with him so house was empty and still. They were sending us super sized bills more than when we started at home.  She promised to investigate and a few days later replied that she is sorry for the poor customer service and offered us £50 compensation - however she also. Mentioned that she's attached statements for us confirming the payment for 3k I made was only up until Nov and in Feb despite me pay 3.5k nearly it's correct for them to bill. Me. Another £900 the very same day and she did not agree our meter was faulty and therfore the debt stands and she will not be calling it bcak from past due credit.  During my time with my new supplier post ovo, octopus I requested tehy check my. Meters because I felt they were faulty and over charging me and I got excellent response asking me for further details which I supplied and I got a. Response bcak within days to say my meter was indeed faulty and octopus have now remotely repaired it.   I then contacted the energy ombudsman and explained my situation how she at ovo tried to fob me off and demand I apy money we don't feel we owe due to faulty equipment we reported but ovo had to process or mechanism to deal with it or lodge complaint even without having to cc their ceo and our pm. And now I feel sick to think both husband and wife will get a 6  year default for debt which have a validity of a questionable nature.    I explained all this to the energy ombudsman and they accepted my case and I explained to them that my new supplier found my fault which ovo refueed to accept - I've uploaded the email from new supplier to ombudsman showing we had a fault.    My. Question is is there anything I can upload in defence of my case to ombudsman before they decide outcome ina few weeks    All advice greatly appreciated not only would I like advice on how to clear this debt but also how I can pursue ovo for compensation and deterrence for the future.  Thansk 
    • Thanks for the reply dubai 50 - if the statute is 10 years it has long passed - if it is 15 years i havea few months left. i shall ignore until it gets serious  An update - - I sent the letter to the bank in Dubai ( I did get delivery confirmation from Royal Mail)   - I have moved to a new address ( this is the address i gave to the bank in dubai)  - IDR are continuing to send Letters to the old address, which leads me to believe they are not in contact with the bank at all. - i have not replied to any correspondence digital or hard as they are non threatening ( as of yet).        
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Used car broken down, Dealer Crescent Cars in Baldock Hertfordshire ignoring consumer rights


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Hi,

 

I purchased a Peugeot 207 from a reputable dealer (or so I thought) for just under £3000 just over six weeks ago. This car is on finance.

 

The car broke down, the clutch has gone completely, just after six weeks and I have driven less than 200 miles in the car.

 

The dealer are blaming me for the fault and are refusing to put this right.

I have quoted the consumer law 2015 at them stating that they have to prove the car didn't have the fault when I purchased it.

They are still refusing to deal with the situation and that I have to pay for repair.

 

Now I am desperate to get the car back on the road as I use it to commute and to pick up my kids from my estranged spouse.

Should I pay for repair and try to claim it back?

Should I just cancel the finance?

Any advice on this welcome.

 

Thanks

 

Oh and to name and shame the dealer this is "Crescent Cars" in Baldock Hertfordshire.

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Have you reported it to the finance company ?

 

What type of finance did you take out ?

 

 

Andy

 

Thread title updated

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Type of finance....HP/PL/ ???

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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https://www.financial-ombudsman.org.uk/publications/technical_notes/goods-and-services-bought-with-credit.html#2a

 

Which finance company? Begin an immediate complaint against them. Contact them, give them the details of your complaint and tell them they have eight weeks and then you want to go to the ombudsman.

 

In the meantime I would also send a letter to the dealer and threatened with legal action within 14 days under the Supply of Goods (Implied Terms) Act 1973 . Then begin the small claim. It sounds to me as if this is a fundamental breach of contract in which case you are entitled to reject the car completely.

 

If you decide that that causes too much of a problem for you because of your need for transport then the answer is – yes, have the touch repaired and then sue for the cost plus any additional losses such as car hire et cetera while the work is being done.

 

Write a letter to the dealer and put them on notice that this will happen in the next five days – I think five days very reasonable in the circumstances – unless they undertake immediately to collect the car and to repair it. It will only take a single day to repair the clutch.

 

Then tell them that you will be starting a legal action to recover the money within 14 days of the date of your letter. Don't bluff. Don't send letters like this unless you are prepared to carry out the threat. We will help you all the way.

 

Steer clear of Crescent cars in Baldock in future and tell your friends. Also, I suggest that you start going around the internet to the review sites and post up your opinion of them.

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I have the letter all ready to go. I am getting the car delivered to them on Monday be recovery which is £50. I am giving them 14 days to refund my money for the repair and the recovery as they told me the car had six month's warranty I cancelled my Recovery services.

 

The letter reads:

 

02/11/2018

 

Dear Sir or Madam,

 

REFERENCE: P****/Crescent Cars Limited-Peugeot 207

 

I purchased a Peugeot 207 Registration number BJ***** from Crescent Cars Limited. At the point of purchase I paid £2850.

 

This Peugeot 207 is unfit for purpose. I purchased the car on the 16th of September 2018. After using the car for just over six weeks and less than 200 miles the clutch has failed completely.

 

The Consumer Rights Act 2015 makes it an implied term of the contract I have with Crescent Cars Limited that goods be as described, fit for purpose and of satisfactory quality.

 

As you are in breach of contract and and I've owned the product for less than 6 month’s and you are refusing to repair or replace this vehicle, I am within my statutory rights to ask for a refund of up to 100% of the original cost paid.

 

I am giving you notice that you have refused to repair the car that I am expecting a refund from you for the costs of the repairs and the recovery of the Vehicle. This is £533 for the repair and £50 recovery.

 

I await confirmation that you will provide the remedy set out above within 14 days of the date of this letter. After this date I shall be making a Small Claim against you in court.

 

Yours faithfully,

 

Anthony P*****

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Sounds good, but is it the consumer rights act or is it the Supply of Goods (Implied Terms) Act 1973 s I'm not too sure. You need to check it.

 

According to the FOS website it is the Supply of Goods (Implied Terms) Act 1973 https://www.financial-ombudsman.org.uk/publications/technical_notes/goods-and-services-bought-with-credit.html#2a

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The Supply of Goods (Implied Terms) Act 1973 covers sales when the customer has, what is commonly known as, bought the car on HP. In an HP sale, it is the finance company and not the dealer who have the legal liability to resolve the matter with the customer if anything goes wrong.

 

Both of those Acts will be amended come October. The Sale of Goods Act 1979 will continue to relate to business to business contracts and issues such as the passing of title in goods but, the main ‘business to consumer’ provisions will now be found in the new Consumer Rights Act 2015.

 

Similarly, ‘business to consumer’ issues from the Supply of Goods (Implied Terms) Act 1973 will also now be incorporated into the new Consumer Rights Act 2015 as will the ‘business to consumer’ issues from the Unfair Contract Terms Act 1977.

 

 

 

https://www.iaaf.co.uk/news-item/legal-update-from-lawgistics

We could do with some help from you.

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Thanks. That is helpful. We need to change the Autolink

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  • 2 months later...

Update,

 

The car got fixed and paid for by the finance company. However the first problem which was reported DPF clogging, which was returned within a week of purchasing has come back and now the engine has a fault. The garage are claiming this is "wear and tear". This car was purchased less than four month's ago! The finance company are getting an independent inspection done.

Avoid Crescent Cars in Baldock, they are the biggest Cowboys ever.

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If you only did 200 miles in six weeks it would suggest that you should not have purchased a diesel vehicle. If you do lots of short runs or a majority of your driving is urban driving then the car is completely unsuitable for your usage. A clogged DPF is a sign it is not getting hot enough to regenerate (every 300/500 miles usage/model dependant). Diesel engines are very thermo-efficient so take a long time to warm up. For a DPF to regen the car needs to be driven at 40mph plus with the revs not too low.

 

The supplying garage not even getting involved with the clutch is a poor show but how do you know the clutch failure was not down to driver error?

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After a few weeks? Driver error. Depress clutch and it should return, not just stay on the floor. The car is always driven at 40mph at least down the dual carriageway. The dpf shouldn't clog every week or about 30 miles?

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That does sound like a hydraulic fault rather than the friction plate being burnt out. You can burn a clutch out within 50 miles if hard of hearing or inexperienced. That is precisely why i suggested the first call would have been for the garage to inspect the clutch and go from there.

 

Regarding the DPF if you are saying you are only doing 30 miles per week then a diesel is not suitable for your style of driving. Some 6 speed cars are so low revving that even at 60-70mph in top gear the revs are too low to create the heat to regenerate.

 

Did you do any research before buying a diesel car?

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Yes, it's a normal problem with dpf unfortunately.

As you do very little mileage, your engine doesn't works at full operating temperature and the dpf gets clogged.

Look online and you will find thousands of posts in motoring forums about problems with dpf.

If you can manage to return the car for a refund, I would advise it.

Then you can get a petrol or a diesel without dpf which would be more suitable for you.

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Getting a refund will be the hard part. I am trying to reject the car as "unfit for purpose" let's see how it goes. Thanks for your help.

 

I am waiting for the finance company to get this car inspected. They say this can be four weeks, in the meantime I am paying finance for a car that has broken down four times in less than three month's. What is a reasonable amount of time to wait for this to happen. I am without a car, can I just reject this now as I am getting nowhere fast?

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Most diesel engined cars need to cover at least 12 miles or so before the oil starts getting warm. Forget the water temp gauge or the fact that warm air is coming through the cars interior vents as most diesels have electric air heaters as the engines themselves take so long to warm up. At Skoda, for example, i remember the sales staff being instructed to advise customers that DPF equipped vehicles should be covering 25k per year, now 25k sounds a little excessive but ive seen problems with VW's that were doing circa 16k miles per year.

 

Many DFP equipped cars rarely get hot enough to perform passive regeneration. Every time a forced regen is attempted it shortens the lifespan of the filter and puts the engine under strain. Most of the time the filters are replaced they didn't need to be in my experience, plus the OE part is then replaced with a pattern part which does not have sufficient flow rate to work properly. Many companies charge around £200 to perform a DPF clean where the filter is placed in a rig and chemically cleaned. This can also be done in DIY fashion using Cillit Bang and a pressure washer!

 

If you are using poor quality fuel you will most likely find that the car will attempt to perform a regeneration more frequently. For every person moaning saying they are having DPF issues there are many others who have never had a single issue driving DPF equipped cars.

 

If your car had a hydraulic fault with the clutch the supplying dealer should have come to the party. The DPF issue is less clear though, is it a fault with the system on your car (pressure/temp sensor etc) or is it simply not being used enough, and in the correct fashion, to passively regenerate. When hooked up to decent, dealer level diagnostics the live data should indicate how the filter is functioning (if its blocked and if the flow rate is ok ETC).

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