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    • OP stated they had been arrested, but not charged (let alone convicted). They DON'T have a criminal record, but do have an entry on the PNC. That information stays on the PNC (Police National Computer) for life, but doesn't get released in a standard DBS. It only MIGHT get released for an Enhanced DBS (eDBS) check  ... but it would be incredibly unlikely. (The rational behind this is that eDBS's allow for 'information at Chief Officer of Police's discretion' ..... this covers the 2 'barring lists' and is also intended for the scenario where someone has multiple arrests or investigations, where safeguarding is a concern .... it was brought in after the Soham murders / Ian Huntley case, where the information known about the now-convicted child murderer may have prevented his employment in a school, had it been made available). So, for the sake of accuracy and completeness, arrests stay on the PNC for life, wont appear in a standard DBS, MIGHT appear in an eDBS, but in reality, would be the exception rather than the norm, and I can't see them being released  to a defense barrister. What then if the defence found out a different way, and brought it up in court?. Again, unlikely, but the important feature is that the judge would make sure they trod very carefully!. They MIGHT consider using it if there were other factors that allowed them to try to cast doubts as to the truthfulness of your evidence, but on its own : No way. Anyone MIGHT be arrested (if a seemingly plausible complaint been made against them)! The approach to take if it did come up is to be truthful. "Yes, I was arrested. It arose from a vexatious complaint. I wasn't charged, let alone convicted. That could happen to any one of us, if a vexatious complaint gets made" Far better that than lying, saying you'd never been arrested, and getting caught in a lie : that would ruin your credibility. I'm incredibly doubtful it will even come up, though.
    • we dont get N157 because its new OCMC but no court dont have evidence either.   Just seems a bit of a pointless wait but oh well
    • Post #9 suggested some options to avoid or put off having a smart meter. Post #12 a simple solution to your complaint about the ay they handle fixed monthly DD. It's not really clear why you posted if you're going get irate when members "jump in" with suggestions. You can see what I'm referring to on "gasracker.uk" to allay your suspicion that I was lying in Post #16 which was made to correct ther misinformation shown in your Post #15
    • Back to octopus from the smart meter/tariff salesperson. Octopus have now said just ignore the letter - I dont have to have one despite there letter implying (at least) it was required, but that i will HAVE to have a smart meter if current meters stop working as 'their suppliers dont supply non smart meters any more'. They also say they do not/will not disable any smart functionality when they fit a smart meter I am of course going to challenge that. Thats their choice of meter fitter/supplier problem not mine
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Idrww - Left UAE 2013 with a loan-Claim Form Received


SquaddyP
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sO THEY ARE CLAIMING THAT THIS must BE HEARD IN THE jurisdiction and MUS be heard under UK Law.

 

Please check

 

(Hello CWD.....    you know where im going with this... you should be ashamed of yourselves)

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If you do decide to abscond, says Bukhari, beware:

1. International Debt collection agencies can chase you in your home country and can further track you down through other relevant international agencies.

2. You could get arrested in case you are travelling via UAE for another country.

the rest is a waste of reading at the very bottom is the only relevant bit......as above

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Interesting article...wonder which Solicitor they spoke to...

 

https://www.buddyloans.com/blog/returning-to-the-uk-with-debts-outside-the-uk/

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Nicely avoided can they succeed in court though...

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Yes I like the following part....

 

I asked how could an account that originated in the UAE be enforced and collected in the UK?

I was told that in the terms and conditions for these accounts there was a non-exclusive UAE jurisdiction, which basically states the debts can be collected anywhere in the world.

 

Collected or enforced ?

We could do with some help from you.

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I bet I know what websites solicitors he spoke too as well....

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

Just seen this 

 

when I was in court the judge was clear that it was in my interest to defend this here and the judge also had no choice because of the case examples (from the EU) that CWD barrister gave 

 

my concern is, if it goes my way that CWD won’t let it drop.  

 

Its the wording in the T&C that allow it to be heard here, with all the rights of being in the UK it’s now how I defend.  I’ve not seen any examples of people saying it wasn’t heard because of jurisdiction 

 

if your debt is 9years old then under UK it’s statue barred which would be my defence, along with anything else you have  

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so what its in their T&C's?

there would have been no PPI reclaiming and NO CAG because of the bank charges campaigns in 2006 if everything in T&C's were legally enforceable .esp in a foreign country ...the UK.

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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doesn't mean the agreements nor T&C's ARE enforceable in this country

simply means the judge decided the case 'could' be heard under UK jurisdiction.. there is a 1000mls difference between the two...

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 4 months later...

Wow

 

i lost my case with actual paid legal advice (not from here)

 

i now pay monthly

 

i will not post mine as it a too personal and makes me identifiable 

 

insill help as as much as possible but people need to know the debts are enforceable 

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Of course you can post what you like, whatever you post is seen. And in the costs it was added monitoring CAG (I’ll attach this in the morning)

 

why would you give them the heads up of what’s going on? 

 

Chipz? Where was your advice at the time?

 

 

people do their own thing, I follow and if I can input I will. If I can’t then I cant

 

seems to me if you put anything admin don’t agree with or others don’t like then you get “banned”. 

 

Id love to be a pasty / whatever it’s called then I’d not be pay £100s per month for a debt  that that was insured and paid off already 

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SP

they get your defence <24hrs after you file it directly to mcol they send it via DX 

a few days earlier is not going to hurt you.

 

sadly its always been the way here on cases when people hide things that they lose

 

as andy pointed out elsewhere

these cases were not the norm for here so even more reason to open up.

 

you got external help SP. it didn't workout that doesn't mean you are a patsy case...…..

 

we are not expecting you to publish things.

as you say its personal.

 

well more probably linked to who plays golf with who me thinks

sadly as you know

UAE = money=power

 

thanks

 

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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53 minutes ago, Ewloe2019 said:

I may be new on here which i think is an advantage when it comes to understanding scaremongering.

 

Regrading cases - my interest would in the outcomes of UAE debt being successfully enforced by a claimant in the UK - however, going back to my original point - there is no objective information on here to demonstrate this as all goes silent. 

I lost with paid legal advice 

judge was fine said morally it was wrong but legally it was “tough” 

 

my costs increase 50% due to their costs, including them monitoring this site.  I’ll add the details in the morning when I have more time

 

their barrister was “sympathetic” 

 

 

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Now see if I was in your position I would be posting to tell everyone which company I used to represent me and letting everyone know to avoid them....

 

i would also also be keeping to my own thread and not trying to convince everyone that your case is the norm when the evidence shows you are in the .01% of cases....

 

As for the 50% - Moriarty just informed me it would be an extra 700 quid if it  goes to court - that’s not even 10% - not like these things are drawn out cases....

 

Apologies to the OP,  your post, has been royally hijacked and I hate to keep adding to this derailment but it’s hard not too 🤓

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£700!!

 

Moriarty never attend cases

 

Dx

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Great Business model from Moriaty / UAE Bank.  Send out 500 PAP letter, with a first class stamp, 50 people get scared and pay up, 200 can't or won't reply, receiving a default judgment, without Moriarty even having to go to the expense of sending anyone to represent them in court. Which is why they never turn up if anyone shows the slightest inkling of being able to defend them selves.

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11 hours ago, SquaddyP said:

Of course you can post what you like, whatever you post is seen. And in the costs it was added monitoring CAG (I’ll attach this in the morning)

 

why would you give them the heads up of what’s going on? 

 

Chipz? Where was your advice at the time?

 

 

people do their own thing, I follow and if I can input I will. If I can’t then I cant

 

seems to me if you put anything admin don’t agree with or others don’t like then you get “banned”. 

 

Id love to be a pasty / whatever it’s called then I’d not be pay £100s per month for a debt  that that was insured and paid off already 

 

Awaiting your uploads in eiger anticipation Squaddy...can we see the Judgment where it instructs you to pay  £100s per month ...fully redacted of course.

 

Andy

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Really ?  I will have to be patient then until you can sort it out. :wink:

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1 hour ago, rgaine said:

Really looking forward to seeing that

 

 

Likewise! Absolutely everything I have ever found online about these things results in the same, people saying X/Y/Z has happened to them, then vanishing when asked to prove it.

 

Call me cynical but I see why it is often though these people have some form of ulterior motive...

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