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Idrww - Left UAE 2013 with a loan-Claim Form Received

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Hi

 

Left UAE 2013 with a loan (lost job was advised to leave country by company, I’m back in the UK)

 

CWD made contact in 2014, and 2016,

I denied the debt and evidence that I was in contact with the bank. then nothing.

Then last week IDRWW text me (?) and letter saying they got my details from the banks portfolio and can I make contact.

 

Do I ignore?

I have evidence of my contact with the bank

- there is/was an ongoing complaint and they have not tried to resolve it either way.

 

I’m anxious about this now

 

Any actual outcomes?

I searched London gazette and only 1 person from CWD was made bankrupt that I can find and that was a while back.

I just bought a house less than 1 year ago and have no equity (help to buy)

 

Reassurance or actual outcomes are needed if anyone has any please?

Ta

Edited by dx100uk
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you are safe to totally ignore IDRWW

 

there is nothing they can do to you in the UK for a UAE debt

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This was the reply from Stepchange debt help people....

 

As the debt is a non-UK debt and we are regulated by the Financial Conduct Authority to give advice on UK debts only, we can only advise here in an extremely limited capacity and would want to make it clear that our expertise only goes so far here.

 

To be on the safe side, I would advise you get in touch with both.

This way you know you have covered all bases.

The debt collection agency is being employed to collect the debt by the foreign company.

This means they probably haven’t yet taken court action.

 

We can't advise on the specific likelihood this foreign debt will lead to court action, but we can say, generally, that the bigger the debt is, the more likely a creditor is to consider court action to recover the debt. At the moment, it seems as though they are content in asking a debt collection agency to do their best to recover the debt and potentially come to some type of arrangement.

 

Usually, a creditor on foreign shores has to get a court order in the country of the debt's origin before they can start a claim in the UK courts.

Then, there is always a chance the UK courts may reject the claim on the grounds the claim is contrary to justice under UK law, but I wouldn’t count on this.

 

You can see that this process could be seen as relatively long and arduous for the creditor in question, so this is why they often try other methods such as employing a debt collection agency, whose powers are limited to asking for payment and potentially threatening court action.

If it did get as far as court action, we would advise seeking specialist legal advice with an entity or party able to advise on the legal system of the country in question.

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please have a read of the threads in this forum, you will see that no one has been taken to court in the UK for one of these UAE debts

 

I would reiterate it is best to totally ignore, they will try and frighten you but will not take this any further

 

a dca is not a bailiff and has no more powers that you or me

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I thought I had read on here someone served with statutory demand / then bankrupt papers? But can’t find the outcome. I can and will ignore but I’d rather it didn’t get to that point....

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there are a couple of CWD/IDRWW SD threads running here.

 

as with all such threads , I would take anything you read with a word of caution, just remember we don't know who these people are.

 

it has been known , as you have seen in your research, for patsy's to be used whom get paid a greater sum to allow SD/BK to happen just to frighten people that hear about them.

 

your research very much mirrors what we have said from day one here on cag...


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please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

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the recent thread about a SD will not go well for IDRWW in my opinion.

The poster seems to have a handle on things.

 

Now, anyone can sue anyone for any reason, it is only when it gets to court do the people concerned actually find out how good a claim is.

 

So, if you do get any court documents you must acknowledge and then challenge them.

that is usually enough as the company knows that it is abusing the system.

Until that point anything they send is just scrap paper.

  • Confused 1

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Sorry posted on the wrong thread! Anyway another text message from IDRWW. Ive not read it

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This is your thread bounce them back

Block the email ad


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Please keep to gour thread

Post moved


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Hi all.

 

I’ll update as things happen.

 

Another letter giving me 14 days to get in contact with them.

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Wouldn't worry about their arbitrary time scales, ignore them, just keep us informed with their progress, have you checked your credit file?


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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cant appear of credit files.

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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cant appear of credit files.

 

dx

 

 

Just making sure you were awake DX...... :doh:


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Ignore ignore ignore.

I know one muppet that engaged them and paid

He is still barred from uae and debt is still outstanding.

 

If they come to your house say you’re not there.

If they send letters, return them as not at this address.

 

Do not ever engage them.

They are a bunch of crooks.

 

If an unknown number calls answer but don’t give your name, ask who is calling.

when they ask for you tell them wrong number. DO NOT ENGAGE!!!!!!

 

Sooner or later they give up.... as long as you ignore them

Edited by dx100uk
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hi

 

another letter from CWD - Practice Direction on Pre-Action Conduct and Protocol - contained in the civil procedures rules (CPR) - its giving me 30 days to reply.

 

see attached what i have received, along with a copy of the application, and statements.

 

and this......

Letter of Claim.pdf

#RAK - DEBT PROTOCOL - ANNEXES.pdf

Edited by dx100uk
Merge

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bounce block return And ignore emails!!


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Two threads merged

Posts from another thread moved here

 

Please keep to one thread

Please keep to your thread

 

It came by email

Follow post 19


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Debone are saying dispute the debt, as I have a statement that has clearly on

 

“Automatic write off” and a credit made of the full amount therefore showing no balance?

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You never respond to emails about debts ever!!

Block bounce return ..ignore


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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you still ignore.

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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