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Hi there ,


Just a quick question i need help with guys ,

i have been a customer of perfect homes for 5 years and had a few items off them and most of them are paid off ,


i have currently 3 items left with them and 2 are nearly paid off ,

my question is with the final item ,


if i decide i do not want it anymore ,

and i refuse to pay for it ,

and i have told them i do not want it and to come and pick it up ,

can they actually do anything ?


The reason i ask is the 3rd item is a 2ND HAND TV they sold me over a 4 yr period

they charged me £3843,

it was a 55 inch curved tv ,


i have paid over £1200+ on it so far ,

and have now come to the conclusion i actually do not want to pay another £2000+ on an item i could go out and buy for a whole lot less ,

( the reason i had it in the first place was i had a 65 inch tv off them previously and it didnt work properly , so i handed it them back and the only other tv they had in stock was the 55 inch tv 2ND HAND !! )


i took that as i didn't have another tv ,

am i in the position where i can keep it after i have paid so much off it ,

or should i just cut my losses and just hand it back ,

because i refuse to pay another penny on it ?


Any help would be appreciated :)

thanks in advance


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they are not bailiffs.

please don't hit Quote...just type we know what we said earlier..


if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.



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