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Sev's Crusade to win back Mrs Sev's PPI


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Since Mrs Sev was diagnosed with Lewy Bodies Disease, I managed to get all her debt written off by the various DCA's that had been hounding her since her fortunes turned for the worse.


It was a long fight and in the end we got there, thanks to this forum it's community and the infinite patience of the likes of dx100uk.


I am in the process of going through old paperwork with a view on trying to recover as much as I can for her to help contribute towards her ongoing care.


I have found old paperwork for the following:

Barclaycard Visa and Mastercard

Co-OP Visa

Capital One Visa

Monsoon / GE Capital

Russell & Bromley / GE capital

Harvey Nichols / GE capital

Frasercard / GE

MBNA Mastercard & Visa

RBS Visa

Mint Mastercard.

Natwest Mastercard.


The paperwork consists of:

some old statements but also some of them have the original fold that the card was delivered in, and some the actual PPI letter.

The original signed CCA is not in any of the documents.


So, my initial question is this -


Should I begin by sending an SAR to each of the creditors or will the proof that I have already be enough?


We probably have statements going back as well, but these might not be for the full term going back to when the card was taken out.


I may well send SAR to Barclaycard as I am sure that she took out a Barclayloan or two in the past.


I'll be honest, the ones I hope most to get something from are GE and MBNA for their relentless harassment in the past.


thanks in advance


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yep sar to the wprld and his dog..

its free now so off you go.


GE are a very hard nut to crack.

as with charges reclaims they buff off every attempted PPI claim one way or another and you'll end up going after the underwriters I bet.



please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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