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Hi there. My husband is trying to claim ppi from Littlewoods/shop direct. He has received a letter from then saying he did have ppi with cover plus. Start date was in 1994. It was fully paid. The thing is, they have enclosed a claim form from the FOS. Why would they do this? Many thanks

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its the std industry form

you just fill it out and send it back to shop direct


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Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

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Thank you. I was concerned they were passing it to FOS because of the date as way out of trying to get out of paying up.

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the issue here might be that even though they are saying he had PPI from 1994

sadly no-one was regulated at that time

so they might well fob you off on payments before 2005 and even the whole lot

 

I doubt that even the PPI insurance underwriters were regulated either as GISC and API I don't think go back that far either.

 

see what they offer you.

 

have you got ALL the statements etc?

or did you simply click their PPI link or sent a speculative letter to ask for PPI refund?

 

if you haven't got any info send them an sar its free.


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Thanks for that. My husband does not have any paperwork for that time. He requested on-line to begin with... they then asked for proof of his current address... then this form to complete. The covering letter stated his account number..that it was a cover plus account.. and the start date. Regards

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sar time then

inc a CTAX bill copy as per the guide


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

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please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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OK, will check the SAR thing out. Dont you find it strange that they sent the form to fill in, when they clearly know the start date of the ppi? I would have thought that they would say immediately that the werent regulated at that time... hmmmm.. Regards

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lets see

probably just a data junior that searches for ppi but doesnt know how things end up.

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Hi there. My husband has just received a check from Shop Direct... it just says "compensation".. no mention of PPI or how they got to that figure. Can anyone shed light on this? Many thanks

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Refund of int they wrongly charge because they did not send notices of sums in arrears or such like i expect

 

Dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Hi there..Sorry for being thick, im not sure what you mean. Do you think this ISNT regarding his ppi claim? But something else hes not aware of/cant remember? Thank you

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Threads merged ..please keep to one thread per issue.

 

Regards

 

Andy


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Was there no cover letter with this cheque or explanation ?

 

Give them a ring and ask

 

 

Andy


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No,nothing Andy.. Just a cheque with the words "compensation" written at the top. They have had their 8 weeks to respond re my husbands ppi. We expected an offer (or refusal), not a cheque. I always thought they send an offer 1st? Maybe i am wrong. Have you came across this before? Kind regards

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Is the amount comparable to what you was expecting ?

 

Are you happy with the amount or do you wish to challenge it further ?


We could do with some help from you.

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Hi Andy..we were expecting a few grand + This is for £390. Im not sure if its something to do with the timeframe as it was way back 1992, pre-reg. Surely if it was for PPI, there would have been mention of it somewhere/covering letter. Ill get him to get them a ring but it would have been interesting to know if anyone else had come around this before. regards

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I would get the details first...it may have no connection to the PPI.


We could do with some help from you.

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 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

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Yes, thats what Im starting to think. Many thanks for your help. Regards

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