Hmrc compliance

[Hollerz]

Hi apologies if this is posted in the wrong place.

After spending all night reading posts about overpayments I wondered if anyone had advice.

 

I received a letter last week asking for information as my daughters dad is linked to my address.

I knew this as his mail has been coming here for years after we split and we entered into a mortgage agreement in 2016.

 

The mortgage is complicated, my daughter is disabled and was granted an adaption for the house.

There were quite large costs to meet and I needed to raise funds for the overspend.

Her dad agreed to help and we set up the mortgage as friends.

He wanted to provide security for his daughter.

We have remained friends and he regularly visits, however....he’s got no other links to an address as he’s been lodging with mates or sleeping at work.

 

In January thus year he came to stay occasionally as I was struggling to meet my daughters medical needs due to a car accident in 2017.

I have a son with ADHD and he was also going through a rough time at secondary resulting in violent behaviour at home.

 

During 2017 I was also diagnosed as having autoimmune disease due to living under highly stressful conditions.

I was depressed with chronic pain and not coping.

 

By March he moved in as my condition with my shoulder meant I struggled with most tasks. Torn supraspinus tendon...

 

By July we felt we were a couple and in August I had surgery with a long recovery requiring full care.

 

I’ve disclosed everything they have asked for but anxious they will go back further

 

Yesterday I sent in all documents required, everything has been paid by me up to now with his maintenance showing in bank statements.

He agreed to pay half mortgage in July so that’s when I’ve said a relationship began despite me needing care to live at this time.

 

Should I go to cab?

Edited October 23, 2018 by dx100uk
spacing

[Hollerz]

Anyone?

[honeybee13]

Hi.

 

CAB is worth a try, although the advice varies depending on who you see. You should get more comments here, all I would say is that you should keep telling them the truth and co-operating.

 

HB

[Hollerz]

Ive sent everything including medical letters and details of my kids special needs but can't prove he didn't live here before my crisis. He was such a regular visitor he'd just pick the mail up. Been on hold 45 mins so far to cab

[honeybee13]

Are you able to go and see someone at the CAB locally? That might be easier.

 

 

HB

[honeybee13]

I've moved your thread to the HMRC forum. I've also flagged it for the site team to see if someone can help.

 

 

HMRC are likely to be looking for financial links between you other than the mortgage, I don't know if you have any evidence of there not being links until recently.

 

 

HB

[Hollerz]

Are you able to go and see someone at the CAB locally? That might be easier.

 

 

HB

If I don’t get through today will visit tomorrow. The anxiety is enormous. Although when I rang after receiving the letter the advisor hinted he could stay if I was unable to function due to my operation. My arm has been Immobilised for 6 weeks and then still couldn’t drive till last week.

[Hollerz]

I've moved your thread to the HMRC forum. I've also flagged it for the site team to see if someone can help.

 

 

HMRC are likely to be looking for financial links between you other than the mortgage, I don't know if you have any evidence of there not being links until recently.

 

 

HB

There are no financial links to my accounts apart from the mortgage payment.

[Hollerz]

There are no financial links to my accounts apart from the mortgage payment.

Before that time the payment was maintenance of a lower amount.

[Hollerz]

Before that time the payment was maintenance of a lower amount.

 

Got through to cab, they say they can help going Friday

[honeybee13]

That's good. In the meantime hopefully people here will post.

 

 

HB

[Hollerz]

That's good. In the meantime hopefully people here will post.

 

 

HB

 

Thank you, from what the lady at cab said earlier I could still be liable for overpayments as my daughters dad is the last person that should have helped despite being a friend

[honeybee13]

She could be right, but that isn't how it is in real life, is it?

 

 

HB

[Hollerz]

She could be right, but that isn't how it is in real life, is it?

 

 

HB

 

Sadly not, just hoping all my bumph has got to hmrc the tracking has it stuck being collected and signed for in Wolverhampton?? Was supposed to arrive before 1pm.

[Hollerz]

Before that time the payment was maintenance of a lower amount.

 

Ive checked Experian and its only the mortgage that shows on my credit report

[BazzaS]

Anyone?

 

 

Posted 1hr 39min after a post at 07.05

If you want instant advice you may have to go pay for it, the VOLUNTEERS here might have other calls on their time than giving immediate responses, like their day jobs, and other vagaries of life.

Do you have (or can you get from him) any documentation showing the latest point at which you hadn't started again living as a couple?.

[Hollerz]

Apologies it had been a long night. No, he's never paid any bills. The only documentation is the mortgage. We never had any joint finances relating to here. Ive always paid everything as I have huge insecurities relating to being in control. It was always my house, my bills. Expected him to leave at any time due to my me tal bealth problems. We broke up pretty early in the relationship then became friends

Edited October 23, 2018 by Hollerz

[BazzaS]

Apologies it had been a long night. No, he's never paid any bills. The only documentation is the mortgage. We never had any joint finances relating to here. Ive always paid everything as I have huge insecurities relating to being in control. It was always my house, my bills. Expected him to leave at any time due to my me tal bealth problems. We broke up pretty early in the relationship then became friends

 

That wasn’t what I asked, though.

Do you have (or can you get from him) any documentation showing the latest point at which you hadn't started again living as a couple?.

 

If you aren’t going to engage with help: good luck.

[Hollerz]

That wasn’t what I asked, though.

 

 

If you aren’t going to engage with help: good luck.

 

Then I misunderstood you I’m sorry

Edited October 23, 2018 by Hollerz

[Hollerz]

Then I misunderstood you I’m sorry

Have no joint documentation to say we have ever been living together I didn’t claim as joint and never have.

[BazzaS]

Do you have (or can you get from him) any documentation showing the latest point at which you hadn't started again living as a couple?.

 

Trying again, in case it helps others help you.

Up to what point in time can he show he wasn’t living with you?.

[Hollerz]

I’m still not making sense am I?

I will get back to this in the morning, 48hours awake is making me brain dead

[Hollerz]

He moved jobs in November and he was lodging with friends. He's just told me he put my address on the new payslips though...but can get a letter from who he was staying with

Edited October 23, 2018 by Andyorch
edited

[Hollerz]

He moved jobs in November and he was lodging with friends. He's just told me he put my address on the new payslips though...but can get a letter from who he was staying with

What documentation would I need?

[Hollerz]

Seeing cab on Friday, going to docs in the morning....the more I’m reading the more paranoid I’m getting, please may my posts be deleted ? Looks like a lost cause to me