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Asset/TM Claimform - old disputed {OC upheld IRL complaint] lending stream PDL Debt.


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Well as i misquoted fmitl and youve put fmtol..

You obv know what freeman of the land is...and thats aload of ole twaddle

We dont advise that here.

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Please explain what or any part of my advise is FOTL

 

Please also explain how many claims you have been involved with Asset claims and investigations ?

Other than giving advice on this forum ???

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  • 1 month later...

So this hasn’t gone away...

assert confirmed via email they would not be taking this any further and I have been paying lending stream as per my agreement with them.

 

However assert havnt withdrawn the ccj claim and have asked if I will go to mediation.

 

I have said no

- they have not provided any of the info I’ve asked for and want me to pay the amount on the application when I have got lending stream to but half the debt back

- I have told the mediation service this...

 

But now I’m worried

- what happens next

- what do I need to do?

 

Will I have to go to court?

Edited by dx100uk
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so you got an N180 from the court and filled it in?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

p'haps you should have come back here 1st before returning the N180?

 

but anyway

how come the court allowed this to progress when it was autostayed after 28days?

that cant be lifted without the claimant issuing an N244@£255 AFAIK?

 

something in the story is missing here??!!??

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

It was near Christmas and I thought returning it was better than doing nothing. I should have sought advice.

 

Please excuse my ignorance but what does auto stayed mean- I just got a letter saying it was a defended claim and that it was suitable for allocation to the small claims track.

I assumed it was because of the defence you advised me to submit?

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that letter from the court also said they had 28 days? did it not?

 

what date did you file your defence?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

I submitted my defence 16.11.18 the letter was dated 19.11 and says :

Take notice that

This is a defended claim

It appears that this claim is suitable for allocation to the small claims track if you believe it is not suitable complete box c1

You must complete the n180 And file it with the court by 6.12.18

 

Nothing about 28 days...

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was that not a copy of a letter sent to the claimant by the court not to YOU?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

I did chase tm legal who are acting on behalf of assert for the discontinuation notice to be filed and they sent me this:

 

 

 

logo

 

 

Customer Reference: Outstanding Balance: £1,306.08

 

 

Dear Mrs , Thank you for your email. Please be advised that this account has been repurchased by the original creditor:The Lending Stream. In terms of how the account will be managed and what action will take place will be determined by themselves. Kind Regards, TM Legal Services

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The was a copy of the letter sent to the claimant..for your ref

Page 2 should state that and say to you the defendant they had 28 days to file and move forward or the claim will get autostayed.

 

But anyway you are where you are nos..

Did you copy the n180 to tm legal?

You should not be ever using email

 

Go check account numbers please

Check the number in the poc is the same one that the OC bought back and you are now paying £10 for..

 

Do they match?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Claim was never stayed,,,claimants informed court to proceed...hence N180. Notice of Allocation N157 you need to check you have received it with the courts directions.

 

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your thread please PM me a link to your thread

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There was no page 2 and nothing about 28 days.

 

In the POC asset have put two loans as one and not used an account number.

I have documentation to prove they know they are two accounts.

And I also highlighted this was the case in my defence.

 

The email also proves they know lending stream have took the loan back?

Why no emails?

No I didn’t copy it to them...

 

I haven’t had an N157?

Just an offer of mediation appointment which I have responded to telling them

I do not have all the info I need to be able to proceed with this.

 

What will happen next?

 

Also I realise I have made some mistakes with this

- should have asked your advice on n180 and should have sent tm legal a copy

 

Just to clarifyJ

- they have informed me via email which is surely evidence that they are no longer dealing with it but are still trying to get a ccj against me for a made up loan amount, when they know and have told me they know the account is partly back with the original lender... how can they do this??

 

I’m happy to pay asset for the other loan outstanding if the figure isn’t made up.,

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check with your court and see if they have issued the Notice of Allocation?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your thread please PM me a link to your thread

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