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    • After the dealer failed to refund the money I checked the sort code and account number to reveal which bank received the money. It turned out to be HSBC BUSINESS DIRECT ONLINE. I called them and they confirmed the account name wasn’t Langley Cars though obviously didn’t tell me the correct account name. My bank contacted HSBC after I reported this to be fraud and they did in fact do a charge back but reversed the decision when the dealer sent a copy of the receipt he gave me for the deposit where it said it was non-refundable. I said that doesn’t mean anything when the car should never have been put on the forecourt when it was a death trap, and not fit for purpose.   The MOT revealed only a few of the faults which he agreed to correct in a week as I needed the car to travel out of London for work. He didn’t meet that deadline either because there were other more serious problems as identified by my independent car check. The same mechanic informed the dealer of these faults. The car wasn’t fixed by the agreed date due to the extensive repairs needed. So he was in breach of our contract on many levels.    I requested the bank find out the correct name of the account and they said the only information they had was like you said was the account number and sort code. I challenged the bank stating that whenever I create a new payee if the name doesn’t match the registered account name, it declines the creation of the proposed payee. So what happened in this instance?    I checked company’s house using the address from where the dealership is located and there was neither the two names, one was aa advertised in AUTOTRADER and the other on the courtyards entrance. I thought as I had made payment to the dealers ‘Trading as’ name that it would more than likely be enforceable than any other. Indeed the Bailiff was the one to call me and say that a variation of the warrant of control needed to be done before he could go and enforce the order. I cross-checked the address on Companies House website and got 3 different business names. Only one appears to be car related.  I am unsure as to what I can do within the variation of the warrant which the bailiff felt was appropriate. I will speak to him again Monday. 
    • Their PCN does not comply with the Protection of Freedoms Act 2012 Schedule 4. iit was not posted until 13 days after the event for one thing meaning it would be deemed to arrive on the 15th day instead of the 14th day. Now though we cannot expect that your PCN also missed the deadline there were still two other things wrong with the wording of the PCN that if your PCN has the same wording as your friends means that your PCN would not be compliant either. Their PCN does not specify the period of parking as required n the Act. It does show the ANPR arrival and departure dates but as those times include driving from the entrance to finding a parking place then later driving from the parking place to the exit cannot be described as a parking period. I suspect that the " Important Note" on your form will also not comply though I cannot be sure until we see your actual PCN.The reason I can't confirm that is because they sent out the PCN too late they have said that they are pursuing your friend on the assumption that they were the driver as well as the keeper-something that Courts do not accept. But it does look as if your PCN is not compliant which means that the keeper cannot be held liable to pay the charge. Only the driver can be made to pay it. If you have not appealed and revealed who was driving, there is no way that  Excel know who was driving.  So just to be sure please send them an SAR . On another topic do you have any proof that you did not stay there for so long just to really spoil Excel's day.
    • As your first PCN was a Notice to Driver which would have been followed by a Notice to keeper over a month later [even though it may only state Parking Charge notice] it is even more necessary to send PE an SAR. If either document fails to comply with the Protection of Freedoms Act  2012 Schedule 4 then both you and your father are in the clear. So you do not need to worry about is any paperwork from unregulated debt collectors and fifth rate solicitors. The only thing to look out for is a Letter of Claim and all you have to do is respond with a snotty letter back to them .  
    • Thanks so much dx. I really am grateful for your advice Billy  
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  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
        • Thanks
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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The Power Of Nature.Wild Weather.Climate Change.


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"Not only is it the warmest January on record but we have also just experienced a 12-month period of more than 1.5 C above the pre-industrial reference period," C3S Deputy Director Samantha Burgess said.

"Rapid reductions in greenhouse gas emissions are the only way to stop global temperatures increasing," she said.

For the first time, the global temperature pushed past the internationally agreed upon warming threshold for an entire 12-month period, with February 2023 to January 2024, running 1.52 C, according to C3S.

- Copernicus

 

Edited by tobyjugg2

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes with the same gusto they do around their crooked MPs

“This is specifically not allowed. Mr. Mansour used to be a Cabinet Minister in Egypt, he has given the Tories a huge amount of money, and immediately gets a knighthood.

That seems straightforwardly corrupt.  Shouldn’t they both be in jail?”

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DAILYSCEPTIC.ORG

Arctic sea ice continues its stonking recovery with January's extent the 24th highest in a 45-year record. Time for the...

 

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

 

 

Any help I am able to give is from my own experience only. Should you have any doubt you should contact a qualified professional.

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16 hours ago, theoldrouge said:
 

a pack of disingenuous puerile smog from @theoldrouge's septic bog

 

So, @theoldrouge

In what real world is 20-25% LESS ice growth in the ice's main growth period

compared to the 30 year average 1981 to 2010

let alone compared to the last century's average ice coverage

anything other than 'collapse of ice sheets?

 

 

Reality (in the ice packs main growth season)

The year 2024 began with an average January Arctic sea ice extent of 13.92 million square kilometers (5.37 million square miles), the twentieth lowest in the 45-year satellite record (Figure 1a).

During the month, extent increased by 1.09 million square kilometers (421,000 square miles), which was (20-25%) slower than the 1981 to 2010 average increase of 1.33 million square kilometers (514,000 square miles) (Figure 1b).

Extent actually declined for a few days at the end of the month. (in ice growth season)

- and that isnt

even comparing it to the much higher pre-industrial average

 

- national snow and ice data center

 

Nothing Swift about January’s Arctic sea ice

 

and compare @theoldrougeseptic bog to the real skeptic blog

WWW.SKEPTIC.COM

Dr. Tapio Schneider discusses the science behind human-induced climate change. He is a climate scientist and Professor of Environmental Science...

 

Edited by tobyjugg2
  • Sad 1

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes with the same gusto they do around their crooked MPs

“This is specifically not allowed. Mr. Mansour used to be a Cabinet Minister in Egypt, he has given the Tories a huge amount of money, and immediately gets a knighthood.

That seems straightforwardly corrupt.  Shouldn’t they both be in jail?”

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INEWS.CO.UK

Water firms in England and Wales reported 228 sewage pollution incidents to Surfers Against Sewage in the past 24 hours

and lots of other places

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes with the same gusto they do around their crooked MPs

“This is specifically not allowed. Mr. Mansour used to be a Cabinet Minister in Egypt, he has given the Tories a huge amount of money, and immediately gets a knighthood.

That seems straightforwardly corrupt.  Shouldn’t they both be in jail?”

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On 09/09/2021 at 08:18, tobyjugg2 said:
WWW.THEGUARDIAN.COM

Wastewater plants can apply to skip the third stage of sewage treatment because of a shortage of drivers to deliver the necessary chemicals

 

WWW.INDEPENDENT.CO.UK

Polluters told they can dump risky sewage into rivers due to Brexit

 

 

 

More than two years further into a tory majority, nothing has changed .. for the better

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes with the same gusto they do around their crooked MPs

“This is specifically not allowed. Mr. Mansour used to be a Cabinet Minister in Egypt, he has given the Tories a huge amount of money, and immediately gets a knighthood.

That seems straightforwardly corrupt.  Shouldn’t they both be in jail?”

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On 09/02/2024 at 10:01, tobyjugg2 said:

 

So, @theoldrouge

In what real world is 20-25% LESS ice growth in the ice's main growth period

compared to the 30 year average 1981 to 2010

let alone compared to the last century's average ice coverage

anything other than 'collapse of ice sheets?

?

 

So, @theoldrouge

In what real world is 20-25% LESS ice growth in the ice's main growth period

compared to the 30 year average 1981 to 2010

let alone compared to the last century's average ice coverage

anything other than 'collapse of ice sheets?

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes with the same gusto they do around their crooked MPs

“This is specifically not allowed. Mr. Mansour used to be a Cabinet Minister in Egypt, he has given the Tories a huge amount of money, and immediately gets a knighthood.

That seems straightforwardly corrupt.  Shouldn’t they both be in jail?”

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The options for @tor to paddle continue to grow

INEWS.CO.UK

Contaminated water has also been flooding streets in several towns and villages in the Chilterns

 

Edited by tobyjugg2

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes with the same gusto they do around their crooked MPs

“This is specifically not allowed. Mr. Mansour used to be a Cabinet Minister in Egypt, he has given the Tories a huge amount of money, and immediately gets a knighthood.

That seems straightforwardly corrupt.  Shouldn’t they both be in jail?”

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every new investigation finds new extremes of climate change and risk

The Wilkes Subglacial Basin — a California-size ice sheet in East Antarctica that holds enough ice to lift global sea levels by 10 feet (3 meters) — could be close to thawing at its base. 

 

WWW.LIVESCIENCE.COM

Researchers have discovered the base of the Wilkes Subglacial Basin, which holds enough ice to raise sea levels by as much as 10 feet, may already be...

 

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes with the same gusto they do around their crooked MPs

“This is specifically not allowed. Mr. Mansour used to be a Cabinet Minister in Egypt, he has given the Tories a huge amount of money, and immediately gets a knighthood.

That seems straightforwardly corrupt.  Shouldn’t they both be in jail?”

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I think thats a major area where we are failing HB

Far better investment in all ways than nuclear.

  • I agree 1

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes with the same gusto they do around their crooked MPs

“This is specifically not allowed. Mr. Mansour used to be a Cabinet Minister in Egypt, he has given the Tories a huge amount of money, and immediately gets a knighthood.

That seems straightforwardly corrupt.  Shouldn’t they both be in jail?”

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Keir Starmer isn’t even in Downing Street yet already his government-in-waiting is in danger of being defined by its £28 billion green spending pledge, just as Tony Blair’s administration was defined by ‘45 minutes’ – the claimed deployment time of Saddam Hussein’s fabled weapons of mass destruction. First, Starmer promised to spend that sum on green initiatives in every year of the next parliament. Then it was revised down to spending £28 billion in the last year of the next parliament. Last week he dropped the pledge and said instead that £4.7 billion a year would be spent on green investment.

WWW.SPECTATOR.CO.UK

Keir Starmer isn’t even in Downing Street yet already his government-in-waiting is in danger of being defined by its £28 billion...

 

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

 

 

Any help I am able to give is from my own experience only. Should you have any doubt you should contact a qualified professional.

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of course starmer has just reduced the spend for the time being to remain within fiscal rules - as the PoopCons have so badly trashed the economy

and Starmer is of course still doing far better than Sunak whos policies only seem to be giving more tax relief to the rich and more excess profits to the oil companies - let alone what Truss wants

 

WWW.HUFFINGTONPOST.CO.UK

Prime minister says previous plan would have imposed "unacceptable" costs on people.

 

Excess fossil fuel profits while british families have to choose heat or eat like :

British Gas, reported a tenfold increase in its profits “record” £33bn profits last year .. powered by conservatives

 

WWW.THEGUARDIAN.COM

Unite union says UK energy supplier’s bumper results ‘come off the back of exorbitant energy bills’

 

Edited by tobyjugg2

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes with the same gusto they do around their crooked MPs

“This is specifically not allowed. Mr. Mansour used to be a Cabinet Minister in Egypt, he has given the Tories a huge amount of money, and immediately gets a knighthood.

That seems straightforwardly corrupt.  Shouldn’t they both be in jail?”

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Dont know about where you all are, but after a cool rainy night, yesrday moreming steadily got warmer until about lunchtime when the clouds parted to about 50% and let bright warm sunshine through and the temp  outside in the open hit 18-19 degrees.

More like April/May than mid Feb.

 

WWW.THEGUARDIAN.COM

Rapid ocean warming and unusually hot winter days recorded as human-made global heating combines with El Niño

Whats the betting on hosepipe bans and water shortage this Summer for the water tax price increases?

 

  • Sad 1

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes with the same gusto they do around their crooked MPs

“This is specifically not allowed. Mr. Mansour used to be a Cabinet Minister in Egypt, he has given the Tories a huge amount of money, and immediately gets a knighthood.

That seems straightforwardly corrupt.  Shouldn’t they both be in jail?”

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Interesting

THECONVERSATION.COM

New infrared fabric technology is easy to install, cheap to run and affordable so it has huge potential as a future alternative to heat pumps, especially for...

 

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes with the same gusto they do around their crooked MPs

“This is specifically not allowed. Mr. Mansour used to be a Cabinet Minister in Egypt, he has given the Tories a huge amount of money, and immediately gets a knighthood.

That seems straightforwardly corrupt.  Shouldn’t they both be in jail?”

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A YEARS worth of rain in a day in Oman

 

WWW.THEGUARDIAN.COM

Four people died after heavy rain in the Middle Eastern country, which is one of the driest in the world

 

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes with the same gusto they do around their crooked MPs

“This is specifically not allowed. Mr. Mansour used to be a Cabinet Minister in Egypt, he has given the Tories a huge amount of money, and immediately gets a knighthood.

That seems straightforwardly corrupt.  Shouldn’t they both be in jail?”

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This looks like another 'baby out with the bathwater' plan from HMG.

WWW.THEGUARDIAN.COM

Attorney general’s attempt to end climate protesters’ use of consent defence is slippery slope, says KC

 

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Illegitimi non carborundum

 

 

 

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UK eventually quits treaty that lets fossil fuel firms sue governments over climate policies

.. after France, Germany, Spain and the Netherlands have left

and on the run-up to a GE of course

Well, the Tories dont want the bad press of the UK taxpayer being sued for billions just before a GE by energy companies already making vast excess profits at UK taxpayer expense and Tory collusion - especially over headlines and 'policies' the Torys will only release for good press and have no intentions of delivering on ...

 

WWW.THEGUARDIAN.COM

Britain joins France, Germany, Spain and the Netherlands in withdrawing from charter it says ‘penalises’ shift to net zero

 

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes with the same gusto they do around their crooked MPs

“This is specifically not allowed. Mr. Mansour used to be a Cabinet Minister in Egypt, he has given the Tories a huge amount of money, and immediately gets a knighthood.

That seems straightforwardly corrupt.  Shouldn’t they both be in jail?”

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Something you will likely be hearing more and more about in the next few years - Northern shift of the jetstream

God knows what overall effects that will have, but increasing hard dry spells for us is very likely - and NOT in a nice way.

WWW.BUSINESSINSIDER.COM

Research shows the northern hemisphere's jet stream is migrating toward the Arctic, which may cause more droughts in Europe and warming in the US.

 

WWW.WEFORUM.ORG

 

 

and something a little more down to earth to feed nightmares

THECONVERSATION.COM

Chronic wasting disease has a similar cause to mad cow disease, a fatal disease in humans.

 

 

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes with the same gusto they do around their crooked MPs

“This is specifically not allowed. Mr. Mansour used to be a Cabinet Minister in Egypt, he has given the Tories a huge amount of money, and immediately gets a knighthood.

That seems straightforwardly corrupt.  Shouldn’t they both be in jail?”

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Well the price cap is coming down a tidge .. while

Gas has been trading at €23 a megawatt hour, the lowest since May 2021 – and down from highs of €319/MWh in August 2022.

 

WWW.THEGUARDIAN.COM

A conference this week will discuss a market being transformed by green energy, LNG and milder winters

 

ah well - more excess profiteering tax for a new labour guv.

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes with the same gusto they do around their crooked MPs

“This is specifically not allowed. Mr. Mansour used to be a Cabinet Minister in Egypt, he has given the Tories a huge amount of money, and immediately gets a knighthood.

That seems straightforwardly corrupt.  Shouldn’t they both be in jail?”

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Thames Water is lobbying for higher bills and lower fines to avoid bailout

 

WWW.THEGUARDIAN.COM

Britain’s largest water company is trying to avoid a potential multibillion-pound taxpayer bailout

 

despite giving out large dividends to shareholders and large bonuses to senior management

WWW.FT.COM

Payments include internal transfers between complex web of holding companies

 

WWW.THEGUARDIAN.COM

Decades of underinvestment and bumper dividends have left the firm debt-laden and under investigation

 

WWW.THEGUARDIAN.COM

With cost of cleanup to be passed on to bill payers, analysis shows they will also pay £624 more by 2030 to fund investor payouts

 

 

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes with the same gusto they do around their crooked MPs

“This is specifically not allowed. Mr. Mansour used to be a Cabinet Minister in Egypt, he has given the Tories a huge amount of money, and immediately gets a knighthood.

That seems straightforwardly corrupt.  Shouldn’t they both be in jail?”

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Yep apparently 40% increase in bills they are lobbying for

- should be frozen or reduced

  • I agree 1

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes with the same gusto they do around their crooked MPs

“This is specifically not allowed. Mr. Mansour used to be a Cabinet Minister in Egypt, he has given the Tories a huge amount of money, and immediately gets a knighthood.

That seems straightforwardly corrupt.  Shouldn’t they both be in jail?”

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