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sorted the PDF not sure why you posted a form up we know what they look like when was the last payment made through the IVA to any of the debts within it? or the last time you paid the IVA company? did the IVA just fail as you stopped payment? i suspect so?
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you could write and appeal to there better nature and default the A/C on the 3rd bad marker, explaining as you have above you feel it unfair, but in all truth if its after 2014 this all started, they are under no obligation to do so. dx
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I have repeatedly admitted they are obliged to offer me more hours or that I can force them to however I believe that I cannot be denied OT if the hours are there for the taking. ACAS agree with me. I don't want to divulge the protected characteristic as that makes me identifiable.
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You are entitled to your opinion, though it has been explained why it is likely to be wrong. Yet again, working >48 hrs/week is something you can agree to by opting out of the WTR. They can’t force you to do >48. That doesn’t mean you can force them to offer you more if you’ve opted out, UNLESS they are discriminating against you AND the discrimination is due to a protected characteristic (AND, in the real world, you can then enforce your right not to be discriminated against due to a protected characteristic, by proving it!) So, A) what is the protected class that you feel has led to them discriminating against you?, (that you didn’t initially mention), and B) have you spoken to ACAS? (as advised almost 4 weeks ago….).
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please name names so what there was a shortfall, its now not secured so just a std debt in many aspects. is the shortfall with the company that repo'd or another old secured loan? and why are you blindly paying £1pcm on debt running the SB date to infinity...what are these debts too.
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@thameswater Water bill is huge due to a leak. The steps to sort it out.
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